Contrasting Cullman Bancorp (NASDAQ:CULL) and Pioneer Bancorp (NASDAQ:PBFS)
Contrasting Cullman Bancorp (NASDAQ:CULL) and Pioneer Bancorp (NASDAQ:PBFS)
Pioneer Bancorp (NASDAQ:PBFS – Get Rating) and Cullman Bancorp (NASDAQ:CULL – Get Rating) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, institutional ownership, risk, profitability, analyst recommendations and dividends.
先鋒銀行(納斯達克：PBFS-GET評級)和卡爾曼銀行(納斯達克：CAIL-GET評級)都是小盤股金融公司，但哪種投資更好？我們將根據兩家公司的收益、估值、機構所有權、風險、盈利能力、分析師建議和股息等方面的實力進行比較。
Profitability
盈利能力
This table compares Pioneer Bancorp and Cullman Bancorp's net margins, return on equity and return on assets.
下表比較了Pioneer Bancorp和卡爾曼Bancorp的淨利潤率、股本回報率和資產回報率。
| Net Margins | Return on Equity | Return on Assets | |
| Pioneer Bancorp | 20.05% | 5.80% | 0.72% |
| Cullman Bancorp | 22.97% | 4.23% | 1.07% |
| 淨利潤率 | 股本回報率 | 資產回報率 | |
| 先鋒銀行 | 20.05% | 5.80% | 0.72% |
| 卡爾曼銀行 | 22.97% | 4.23% | 1.07% |
Analyst Recommendations
分析師建議
This is a summary of current ratings and price targets for Pioneer Bancorp and Cullman Bancorp, as provided by MarketBeat.
這是MarketBeat提供的Pioneer Bancorp和Cullman Bancorp的當前評級和目標價摘要。
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Pioneer Bancorp | 0 | 0 | 0 | 0 | N/A |
| Cullman Bancorp | 0 | 0 | 0 | 0 | N/A |
| 銷售評級 | 保持評級 | 購買評級 | 強勁的買入評級 | 評級分數 | |
| 先鋒銀行 | 0 | 0 | 0 | 0 | 不適用 |
| 卡爾曼銀行 | 0 | 0 | 0 | 0 | 不適用 |
Valuation and Earnings
估值和收益
This table compares Pioneer Bancorp and Cullman Bancorp's revenue, earnings per share (EPS) and valuation.
該表比較了Pioneer Bancorp和卡爾曼Bancorp的收入、每股收益(EPS)和估值。
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Pioneer Bancorp | $57.92 million | 3.75 | $10.28 million | N/A | N/A |
| Cullman Bancorp | $18.22 million | 4.29 | $4.18 million | $0.53 | 20.00 |
| 總收入 | 價格/銷售額比 | 淨收入 | 每股收益 | 本益比 | |
| 先鋒銀行 | 5792萬美元 | 3.75 | 1028萬美元 | 不適用 | 不適用 |
| 卡爾曼銀行 | 1,822萬美元 | 4.29 | 418萬美元 | 0.53美元 | 20.00 |
Pioneer Bancorp has higher revenue and earnings than Cullman Bancorp.
先鋒銀行的收入和收益高於卡爾曼銀行。
Risk and Volatility
風險和波動性
Pioneer Bancorp has a beta of 0.38, suggesting that its share price is 62% less volatile than the S&P 500. Comparatively, Cullman Bancorp has a beta of 0.06, suggesting that its share price is 94% less volatile than the S&P 500.
Pioneer Bancorp的貝塔係數為0.38，表明其股價的波動性比標準普爾500指數低62%。相比之下，卡爾曼銀行的貝塔係數為0.06，這表明其股價的波動性比標準普爾500指數低94%。
Institutional & Insider Ownership
機構與內部人持股
21.9% of Pioneer Bancorp shares are owned by institutional investors. Comparatively, 7.0% of Cullman Bancorp shares are owned by institutional investors. 0.7% of Pioneer Bancorp shares are owned by company insiders. Comparatively, 15.7% of Cullman Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.
先鋒銀行21.9%的股份由機構投資者持有。相比之下，卡爾曼銀行7.0%的股份由機構投資者持有。Pioneer Bancorp 0.7%的股份由公司內部人士持有。相比之下，卡爾曼銀行15.7%的股份由公司內部人士持有。強大的機構持股表明，對沖基金、大型基金管理公司和捐贈基金相信，一隻股票的長期表現將好於大盤。
Summary
摘要
Pioneer Bancorp beats Cullman Bancorp on 6 of the 10 factors compared between the two stocks.
先鋒銀行在兩只股票比較的10個因素中有6個擊敗了卡爾曼銀行。
About Pioneer Bancorp
關於先鋒銀行
(Get Rating)
(獲取評級)
Pioneer Bancorp, Inc. (New York) operates as a two-tier mutual holding company for Pioneer Bank. The company was founded in March 2019 and is headquartered in Albany, NY.
先鋒銀行(紐約)是先鋒銀行的兩級共同控股公司。該公司成立於2019年3月，總部位於紐約州奧爾巴尼。
About Cullman Bancorp
關於卡爾曼銀行
(Get Rating)
(獲取評級)
Cullman Bancorp, Inc. is a holding company that engages in the provision of financial savings services through its subsidiary. Its subsidiary business offers deposits and loans. The company was founded in 1887 and is headquartered in Cullman, AL.
卡爾曼銀行是一家控股公司，通過其子公司從事提供金融儲蓄服務。它的子公司提供存款和貸款。該公司成立於1887年，總部設在亞利桑那州的卡爾曼。
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譯文內容由第三人軟體翻譯。