Saving as much as $20,000 per year might seem impossible, but by making some simple sacrifices and maintaining financial discipline, this goal is within reach for anyone. Here is a list of 10 lifestyle changes that save major cash.

1. Make Your Own Meals

Drink the free coffee at work instead of picking up that $4 Starbucks Corporation (NASDAQ:SBUX) latte. Save another $4 per day by eating leftovers for lunch instead of getting that club sandwich at Ruby Tuesday

Instead of going out to dinner at Cracker Barrel Old Country Store, Inc. (NASDAQ:CBRL) and The Cheesecake Factory Incorporated (NASDAQ:CAKE) twice a week...