巴菲特说:「你要在机会来临时做事情。在我的一生中,有些阶段我会有一大堆想法,有时也有灵感枯竭的阶段。如果下周我有想法,我就会做些什么,如果没有,我就什么也不会去做……在你的一生中,只要你没有做错很多事,那么只要能做对少数几件事就行了。」
投资如修行,克服自己的弱点,相信自己的理性与力量。
几年前《Harper's》对伯克希尔哈撒韦公司年度会议的报道。有一位忠实的信徒问及巴菲特的第一大投资原则:「价值投资的奥秘是什么?」巴菲特面容宁静的说:「独立思考和内心的平静。」
独立思考?没错,这样一句体现传统左脑智慧的箴言,出自一位西方领袖之口并不令人意外。但「内心的平静」呢?这句出自巴菲特之口的箴言,融合东方智慧中道教、佛教、禅宗思想,外加内布拉斯加朴素的地方智慧。
巴菲特将「内心的平静」作为价值投资秘诀的说法让人颇为震撼,很多人会觉得搞价值投资的需要非凡的才能和判断力,这与禅宗讲的「平静的内心」没有一丁点的关系,但是为什么巴菲特却说这样的话呢?请听一听巴菲特的禅宗投资吧,道理非常简单:
1.第一原则:你已经拥有你所需要的一切
我们已经拥有我们所需的一切。如果仔细观察我们的生活,就会发现我们拥有烹制至高膳食的所有原料。我们任何时候都可以把这些原料拿在手里,烹制我们能做的最好菜肴,我们所拥有的原料数量多寡并不重要。
「禅宗大厨」只看手头有什么,并由此着手。无论是巴菲特、禅宗大师,还是对冲基金、个人退休账户,道理都是一样。当你把心思放在手头已经拥有的而不是那些想要的,问题才有解决的可能,投资才有收益的可能。
2.禅道为先:能否赚到几百万,参透禅道是先决条件
这是巴菲特与生俱来的智慧:「我其实和所有人都一样。我可能比你有钱,但钱并不会让我们变得不同。当然,我能买得起最奢华的手工制套装,但衣服穿在我身上却显得很廉价。比起一百美元的大餐,我宁可吃冰雪皇后(Dairy Queen)的芝士汉堡……如果说你我之间有什么不同的话,这差别可能只是,我每天早晨起床都有机会做我爱做的事情。」我仍然「每天跳着踢踏舞去工作。其乐无穷」。
如果一个人把他手头金钱的多少看做快乐的条件,那么金钱就与这个人无缘了。禅道讲究的就是在当下拥有一颗喜悦的满足之心,这颗心也是禅道投资的先决条件。
3.全新思维方式:你的思维会创造财富
佛陀说:「一切唯心造,世界是由我们的思维创造的。」如今,华尔街的思维受对暴富的盲目迷恋驱使。这就产生了一个充满无限泡沫的世界。而巴菲特则创造长期财富。
他的一位仰慕者说,「巴菲特成功的关键之一」在于获取复利。你要尽早动手,「即使回报率不是特别高,你也能靠复利赚到很多钱,但你的确需要持之以恒」。
4.一个人外在富足了,并不是内在一定富足
道元禅师等禅宗大师常常告诉门徒,开悟「并没有任何特殊之处」,拥有100百万也没有什么特别的。巴菲特说:「从我认识的亿万富翁来看,钱只会让他们显露出本性。如果他们没钱的时候就是混蛋,那他们有了十亿美元之后依然是混蛋。」
5.没有竞争——投资赢家玩的是单人纸牌
巴菲特说,「做优秀的投资者并不需要高智商」,只须拥有「不轻易从众的能力」。没错,要「独立思考」。佛陀说得更简单:「不要相信任何东西,不管是从什么地方读到的,也不管是谁说的,都不要轻信,哪怕是我说的也一样,除非它符合你自己的理智或常识。」
投资中不要相信任何人的话,这句话与《金刚经》里面的「知我说法,如筏喻者;法尚应舍,何况非法」,哪怕是佛陀说的话,佛陀都不要众徒去执着。当你去执着于某一个原则或者方法,那就理所当然地认为外界没有变化,股票投资更甚,如果你以为可以「一招鲜吃遍天」,显然是错误的。
6.外部没有专家——专注于你的内心
巴菲特警告称:「未来是永远无法看清的。在股市里,你会为一种乐观的共识付出很高的代价。」不要「炒」股,你要买价值,永远不要卖。他说:「我从来都弄不清股市未来六个月,或者未来一两年的走势。但我认为看清股市长期走势是很容易的。」在短期内「恐惧和贪婪扮演着重要角色」。从长期来看,市场是步步走高的。
股市或者其他的情形,都处在变化当中,人们恐惧和焦虑的是对未来的不确定,但是有一样是可以确定的,也是可控的,那就是自己的内心。当你专注在你的内心的时候,心是平静的,万变不侵。
7.你走在永无止境的自我发现的路上
巴菲特说:「你要在机会来临时做事情。在我的一生中,有些阶段我会有一大堆想法,有时也有灵感枯竭的阶段。如果下周我有想法,我就会做些什么,如果没有,我就什么也不会去做……在你的一生中,只要你没有做错很多事,那么只要能做对少数几件事就行了。」
你来到人世间是要做些什么的?不仅是为了变得富有。做什么呢?自我发现之旅永远不会结束。
无论是什么形式的修行,或者把持什么修行的法门,修行的人走的只有一条路,那就是永无止境的发现之旅,当尼采说:即使你脱去七十乘七张皮,也不要说这就是真实的自己了。何止是七十乘七张皮,简直是永无止境。
8.新的世界观:把拥有的给予出去就是获得
巴菲特说:「这是一场阶级战争,我所在的阶级会赢得战争,但并不应该如此。如果你属于人类中那最幸运的1%,那么你就应该考虑其他99%的人,这是你应该做的。」但多数人都不会考虑。
因此,巴菲特最终将这番话付诸行动并不令人意外:是的,这位世界上最富有的人将捐出他全部460亿美元的财富。没错,你也可以:把自己当作礼物奉献给世界,每天如此。记住,「你已经拥有实现至善人生的所有原料」,因此世界将因你而改变。
9.你内心的神秘力量
生活和投资对巴菲特来说很简单:「比起结果,我们更享受过程。」他跳着踢踏舞,烹制人生佳肴,在冰雪皇后吃芝士汉堡,经常开怀大笑,开一辆旧车,一直都住在那幢简朴的房子里。他办公室的电脑呢?只用来与世界各地的朋友玩桥牌。
他懂得,要做成功的投资者,首先要参透禅道。他每一分钟都会带着「内心的平静」进行价值投资,未来也将如此。他知道力量是内在的……你的内心也蕴藏着力量……相信它。
Buffett said: "you have to do things when the opportunity comes." At some stages of my life, I have a lot of ideas, and sometimes I run out of inspiration. If I have an idea next week, I will do something, if not, I will not do anything. As long as you don't do a lot of things wrong in your life, as long as you can do a few things right. "
Invest in spiritual practice, overcome your weaknesses and believe in your reason and strength.
A few years ago Harper's reported on Berkshire Hathaway's annual meeting. A loyal believer asked Buffett's first investment principle: "what is the secret of value investment?" Buffett said with a quiet face: "independent thinking and inner peace." "
Think independently? Yes, it is not surprising that such a motto that embodies the wisdom of the traditional left brain comes from a Western leader. But what about "inner peace"? This motto, from Buffett's mouth, combines Taoism, Buddhism and Zen ideas in oriental wisdom, plus Nebraska's simple local wisdom.
Buffett's saying that "inner peace" is the secret of value investment is quite shocking. Many people will feel that making value investment requires extraordinary talent and judgment, which has nothing to do with Zen's "calm heart". But why did Buffett say such a thing? Please listen to Buffett's Zen investment. The reason is very simple:
1. Rule number one: you have everything you need.
We already have everything we need. If we look closely at our lives, we will find that we have all the ingredients for cooking the highest meals. We can hold these ingredients in our hands at any time and cook the best dishes we can cook. it doesn't matter how many ingredients we have.
The Zen Chef only looks at what he has and starts with it. Whether it's Buffett, Zen masters, hedge funds or individual retirement accounts, the truth is the same. When you focus on what you already have rather than what you want, the problem can be solved and the investment will be profitable.
two。 Zen Tao comes first: whether you can earn millions, understanding Zen Tao is a prerequisite.
This is Buffett's innate wisdom: "I am just like everyone else." I may be richer than you, but money doesn't make us different. Of course, I can afford the most luxurious handmade suits, but the clothes look cheap on me. I'd rather have a cheeseburger from Dairy Queen than a hundred-dollar meal. If there is any difference between you and me, it may be that I get up every morning and have a chance to do what I love to do. "I still" tap dance to work every day. It's a lot of fun.
If a person regards the amount of money he has as a condition for happiness, then money has nothing to do with that person. Zen is about having a joyful heart of contentment in the present, which is also a prerequisite for Zen investment.
3. A new way of thinking: your mind will create wealth
The Buddha said, "everything is created ideally, and the world is created by our minds." Today, Wall Street's mind is driven by a blind obsession with sudden wealth. This creates a world full of infinite bubbles. Buffett creates long-term wealth.
One of his admirers said that "one of the keys to Buffett's success" is to get compound interest. You should do it as soon as possible. "even if the rate of return is not very high, you can make a lot of money from compound interest, but you do need to persevere."
4. If one is rich on the outside, he is not necessarily rich on the inside.
Zen masters such as Daoyuan Zen often tell their disciples that enlightenment is "nothing special" and that there is nothing special about having 100 million. "from the billionaires I know, money only makes them show their nature," Buffett said. If they are assholes when they have no money, they are still assholes after they have a billion dollars. "
5. There is no competition-the investment winner plays solitaire.
Buffett said, "you don't need a high IQ to be a good investor," just have the ability to "not easily follow the crowd." That's right. Think independently. The Buddha said more simply: "Don't believe anything, no matter where you read it, no matter who says it, not even what I say, unless it conforms to your own reason or common sense." "
Do not believe anyone's words in investment. This sentence is similar to the saying in the Diamond Sutra, "knowing me is like a metaphor; the Dharma should be given up, not to mention illegal." even if it is what the Buddha said, the Buddha does not want the disciples to cling to it. When you cling to a certain principle or method, you take it for granted that there is no change in the outside world, and investing in stocks is even worse. if you think you can "eat it all in one move", it is obviously wrong.
6. There are no experts on the outside-focus on your heart
Buffett warned: "the future can never be seen clearly." In the stock market, you will pay a high price for an optimistic consensus. "Don't" speculate "stocks, you should buy value, never sell. "I never know what the stock market is going to do in the next six months or in the next year or two," he said. But I think it's easy to see the long-term trend of the stock market. In the short term, fear and greed play an important role. In the long run, the market is rising step by step.
The stock market or other situations are changing. People are afraid and anxious about the uncertainty about the future, but there is one thing that is certain and controllable, and that is their hearts. When you focus on your heart, your heart is calm and invulnerable.
7. You are on the never-ending road of self-discovery
Buffett said: "you have to do things when the opportunity comes." At some stages of my life, I have a lot of ideas, and sometimes I run out of inspiration. If I have an idea next week, I will do something, if not, I will not do anything. As long as you don't do a lot of things wrong in your life, as long as you can do a few things right. "
What are you going to do when you come into the world? Not just to get rich. Do what? The journey of self-discovery will never end.
No matter what form of spiritual practice, or what method of spiritual practice, spiritual practitioners take only one way, and that is the never-ending journey of discovery, when Nietzsche said: even if you take off 70 times seven skins, don't say that this is who you really are. It's not just 70 times seven skins, it's endless.
8. New worldview: to give what you have is to get.
Buffett said: "this is a class war, my class will win the war, but it should not be so." If you belong to the luckiest 1% of human beings, then you should consider the other 99% of people, which is what you should do. "but most people don't think about it.
So it's not surprising that Buffett finally put his words into action: yes, the world's richest man will donate all of his $46 billion fortune. Yes, you can, too: give yourself as a gift to the world, every day. Remember, "you already have all the ingredients to achieve the best life," so the world will change because of you.
9. The mysterious power of your heart
Life and investment are simple for Buffett: "We enjoy the process more than the result." "he danced tap dancing, cooked the delicacies of life, ate cheeseburgers in the ice queen, laughed a lot, drove an old car, and lived in that simple house all the time. What about the computer in his office? Only used to play bridge with friends from all over the world.
He understands that to be a successful investor, one must first understand Zen. He invests in value every minute with "peace of mind", and will do so in the future. He knows that power is inner... There is strength in your heart, too. Believe it.