BBVA Upgrades Distribution Policy, Sets 2024 Goals -- Update
BBVA Upgrades Distribution Policy, Sets 2024 Goals -- Update
By Cristina Roca
克里斯蒂娜·羅卡(Cristina Roca)著
Banco Bilbao Vizcaya Argentaria SA has upgraded its distribution policy and set goals as part of its new 2021-24 plan.
畢爾巴鄂比茲卡亞阿根廷銀行(Banco Bilbao Vizcaya阿根廷SA)升級了分銷政策，並設定了目標，作為其新的2021-24年計劃的一部分。
The Spanish lender will distribute 40%-50% of its consolidated ordinary profit annually, excluding extraordinary items, an upgrade from its previous 35%-40% policy.
這家西班牙銀行將每年分配其合併普通利潤的40%-50%，不包括非常項目，這比之前35%-40%的政策有所升級。
The bank said it will target a return on tangible equity--a key profitability metric--of 14% in 2024. Cost-to-income ratio should improve to 42% in 2024.
該行表示，2024年的目標是有形股本回報率(一項關鍵盈利指標)達到14%。2024年，成本收入比應該會提高到42%。
BBVA, Spain's second-largest bank by assets, said ahead of the start of its investor day Thursday that it will boost customer acquisition in its bid to become larger and more profitable. It expects to add 10 million target clients--defined as valuable clients the bank wants to grow and retain--through 2024.
西班牙按資產計算為第二大銀行的西班牙對外銀行(BBVA)週四在投資者日開始之前表示，將加大客户獲取力度，以擴大規模，提高盈利能力。預計到2024年，該行將新增1,000萬目標客户--定義為該行希望增長和留住的有價值客户。
The bank backed its target of maintaining a fully-loaded CET 1 ratio between 11.5% and 12%.
該行支持其將滿負荷的大學英語一級考試比率保持在11.5%至12%之間的目標。
BBVA said its distribution policy will be implemented via an interim and final dividend each year, with the possibility of buybacks.
西班牙對外銀行表示，其分配政策將通過每年的中期和末期股息實施，並有可能進行回購。
The 3.5 billion euro ($3.96 billion) buyback program that the bank announced a few weeks ago is considered extraordinary, and is thus excluded from the policy. An initial EUR1.5 billion tranche of the buyback will start shortly after the investor day, BBVA said.
該行幾周前宣佈的35億歐元(39.6億美元)回購計劃被認為是非同尋常的，因此被排除在政策之外。西班牙對外銀行説，最初15億歐元的回購將在投資者日後不久開始。
The company backed a pledge to channel EUR200 billion of sustainable finance between 2018 and 2025.
該公司支持一項承諾，將在2018年至2025年期間引導2000億歐元的可持續融資。
BBVA also said it wants to continue being the best bank in Turkey, one of its main markets. Earlier this week, it launched an offer to buy out the 50.15% of Turkish bank Turkiye Garanti Bankasi AS it didn't already own. BBVA Chief Executive Onur Genç, who was formerly Garanti's deputy CEO, said earlier this week that Turkey's growth potential was too good to ignore despite the higher risk that doing business there entails.
西班牙對外銀行還表示，希望繼續成為其主要市場之一土耳其最好的銀行。本週早些時候，它發起了收購土耳其銀行Turkiye Garanti Bankasi 50.15%股份的要約，因為它還沒有持有這些股份。西班牙對外銀行首席執行長奧努爾·根澤(Onur Genç)曾擔任Garanti的副首席執行官，他本週早些時候表示，土耳其的增長潛力太好了，不容忽視，儘管在那裏做生意帶來的風險更高。
In its home market of Spain, BBVA will prioritize the most profitable products, namely consumer finance, small and medium businesses and commercial banking.
在西班牙本土市場，西班牙對外銀行將優先考慮最有利可圖的產品，即消費金融、中小企業和商業銀行。
Write to Cristina Roca at cristina.roca@wsj.com
寫信給Cristina.roca@wsj.com克里斯蒂娜·羅卡(Cristina.roca@wsj.com)
譯文內容由第三人軟體翻譯。