Lloyds Banking Group Rises After 3Q Profit Tops Hopes -- Market Talk
Lloyds Banking Group Rises After 3Q Profit Tops Hopes -- Market Talk
0940 GMT - Lloyds Banking Group gains 0.7% after the U.K.-focused bank reported a near-doubled third-quarter pretax profit, beating market forecasts. Lloyds has benefited from being able to release money set aside for debt defaults following a better-than-expected economic outcome from the pandemic, boosting profits, while mortgage lending remains elevated, Hargreaves Lansdown says. "Positive trends are coming through in Lloyds's net-interest margin--the difference between what the bank charges on loans and pays on deposits," HL analyst Sophie Lund-Yates says. "With thoughts that interest rates could rise in the not-too-distant future, the banking giant could get a meaningful boost on that front." (philip.waller@wsj.com)
格林威治標準時間0940分——勞埃德銀行集團上漲0.7%,此前這家專注於英國的銀行公佈的第三季度稅前利潤幾乎翻了一番,超過了市場預期。哈格里夫斯·蘭斯當(Hargreaves Lansdown)說,在疫情帶來的經濟結果好於預期之後,勞埃德得以釋放爲債務違約預留的資金,從而提高了利潤,而抵押貸款仍然居高不下,這使勞埃德受益。HL分析師索菲·隆德-耶茨說:“勞埃德的淨利率正在呈現積極趨勢,即銀行的貸款費用和存款支付額之間的差額。”“考慮到利率可能會在不久的將來上升,這家銀行業巨頭可能會在這方面獲得有意義的提振。”(philip.waller@wsj.com)
譯文內容由第三人軟體翻譯。