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農業銀行:2024年度報告

ABC: 2024 Annual Report

HKEX ·  Apr 28 16:33

Summary by Futu AI

農業銀行2024年實現淨利潤2,826.71億元,同比增長4.8%;營業收入7,114.16億元,同比增長2.3%。淨利息收入5,806.92億元,同比增長1.6%;手續費及佣金淨收入755.67億元,同比下降5.7%。資產質量保持穩定,不良貸款率1.30%,較上年末下降0.03個百分點;撥備覆蓋率299.61%。集團總資產規模達432,381.35億元,較上年末增長8.4%。客戶貸款及墊款總額249,061.87億元,較上年末增長10.1%;吸收存款303,053.57億元,較上年末增長4.9%。資本充足率18.19%,較上年末上升1.05個百分點。在服務實體經濟方面,綠色信貸業務餘額達49,700億元,同比增長22.9%;普惠型小微企業貸款餘額46,600億元,同比增長30.1%。數字金融業務快速發展,「農銀e貸」貸款餘額達57,300億元,同比增長34.8%。
農業銀行2024年實現淨利潤2,826.71億元,同比增長4.8%;營業收入7,114.16億元,同比增長2.3%。淨利息收入5,806.92億元,同比增長1.6%;手續費及佣金淨收入755.67億元,同比下降5.7%。資產質量保持穩定,不良貸款率1.30%,較上年末下降0.03個百分點;撥備覆蓋率299.61%。集團總資產規模達432,381.35億元,較上年末增長8.4%。客戶貸款及墊款總額249,061.87億元,較上年末增長10.1%;吸收存款303,053.57億元,較上年末增長4.9%。資本充足率18.19%,較上年末上升1.05個百分點。在服務實體經濟方面,綠色信貸業務餘額達49,700億元,同比增長22.9%;普惠型小微企業貸款餘額46,600億元,同比增長30.1%。數字金融業務快速發展,「農銀e貸」貸款餘額達57,300億元,同比增長34.8%。
In 2024, Agricultural Bank Of China achieved a net profit of 282.671 billion yuan, a year-on-year increase of 4.8%; revenue reached 711.416 billion yuan, growing 2.3% year-on-year. Net interest income was 580.692 billion yuan, up 1.6% compared to the previous year; the net income from fees and commissions was 75.567 billion yuan, a decrease of 5.7% year-on-year.The asset quality remained stable, with a non-performing loan ratio of 1.30%, down 0.03 percentage points from the end of last year; the provision coverage ratio stood at 299.61%.The group's total asset size reached 43,238.135 billion yuan, an increase of 8.4% compared to the end of last year. Total customer loans and advances amounted to 24,906.187 billion yuan, growing 10.1% from the end of last year; deposits absorbed reached 30,305.357 billion...Show More
In 2024, Agricultural Bank Of China achieved a net profit of 282.671 billion yuan, a year-on-year increase of 4.8%; revenue reached 711.416 billion yuan, growing 2.3% year-on-year. Net interest income was 580.692 billion yuan, up 1.6% compared to the previous year; the net income from fees and commissions was 75.567 billion yuan, a decrease of 5.7% year-on-year.The asset quality remained stable, with a non-performing loan ratio of 1.30%, down 0.03 percentage points from the end of last year; the provision coverage ratio stood at 299.61%.The group's total asset size reached 43,238.135 billion yuan, an increase of 8.4% compared to the end of last year. Total customer loans and advances amounted to 24,906.187 billion yuan, growing 10.1% from the end of last year; deposits absorbed reached 30,305.357 billion yuan, an increase of 4.9% year-on-year. The capital adequacy ratio was 18.19%, up 1.05 percentage points from the end of last year.In terms of serving the real economy, the green lending business balance reached 4,970 billion yuan, a year-on-year increase of 22.9%; the balance of inclusive loans for small and micro enterprises was 4,660 billion yuan, up 30.1% year-on-year. The digital financial business is developing rapidly, with the balance of "Agricultural Bank e-loan" reaching 5,730 billion yuan, an increase of 34.8% year-on-year.

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