Bank of Montreal is issuing Digital Return Barrier Notes linked to the performance of two Reference Assets. The notes offer a 10.60% Digital Return if the Final Level of the Least Performing Reference Asset is at or above its Digital Barrier Level of 75% of its Initial Level at maturity. The notes have a term of approximately 15 months, maturing on April 22, 2026.Investors face principal risk if the Final Level of the Least Performing Reference Asset falls below its Barrier Level of 75% of the Initial Level. In this case, investors will lose 1% of principal for each 1% decline below the Initial Level. The notes are unsecured debt obligations of Bank of Montreal and subject to its credit risk.The notes aim to provide potential for a digital return with limited downside protection. However, returns are capped at the Digital Return regardless of Reference Asset appreciation. Investors should carefully consider the risk factors, including potential loss of principal, before investing.

Bank of Montreal is issuing Digital Return Barrier Notes linked to the performance of two Reference Assets. The notes offer a 10.60% Digital Return if the Final Level of the Least Performing Reference Asset is at or above its Digital Barrier Level of 75% of its Initial Level at maturity. The notes have a term of approximately 15 months, maturing on April 22, 2026.Investors face principal risk if the Final Level of the Least Performing Reference Asset falls below its Barrier Level of 75% of the Initial Level. In this case, investors will lose 1% of principal for each 1% decline below the Initial Level. The notes are unsecured debt obligations of Bank of Montreal and subject to its credit risk.The notes aim to provide potential for a digital return with limited downside protection. However, returns are capped at the Digital Return regardless of Reference Asset appreciation. Investors should carefully consider the risk factors, including potential loss of principal, before investing.