Bank of Nova Scotia's CEO and CFO have certified the annual filings for the fiscal year ended October 31, 2024. The certification, filed on December 3, 2024, confirms the accuracy and fair presentation of the bank's financial condition, performance, and cash flows in all material respects.The executives attest to the effectiveness of disclosure controls and procedures (DC&P) and internal control over financial reporting (ICFR). They have designed and evaluated these controls based on the COSO 2013 framework to ensure reliable financial reporting and timely disclosure of material information.No material changes in ICFR were reported for the period from August 1 to October 31, 2024. The certification also confirms that any fraud involving management or employees with a significant role in ICFR has been disclosed to auditors and the board's audit committee.

Bank of Nova Scotia's CEO and CFO have certified the annual filings for the fiscal year ended October 31, 2024. The certification, filed on December 3, 2024, confirms the accuracy and fair presentation of the bank's financial condition, performance, and cash flows in all material respects.The executives attest to the effectiveness of disclosure controls and procedures (DC&P) and internal control over financial reporting (ICFR). They have designed and evaluated these controls based on the COSO 2013 framework to ensure reliable financial reporting and timely disclosure of material information.No material changes in ICFR were reported for the period from August 1 to October 31, 2024. The certification also confirms that any fraud involving management or employees with a significant role in ICFR has been disclosed to auditors and the board's audit committee.