Goldman Sachs has implemented robust conflict management and corporate governance practices. The Conflicts Resolution team oversees financing and advisory assignments, while transaction oversight committees review new underwritings, loans, and investments. The Board's oversight includes specialized committees for audit, risk, compensation, and corporate governance.The firm prioritizes transparency, disclosing financial reports, proxy statements, and governance documents on its investor relations website. Key risk management focus areas include liquidity and capital management, geopolitical uncertainty, climate risk, cybersecurity, and consumer business narrowing. As of Q3 2024, Goldman Sachs reported a CET1 capital ratio of 14.6% (Standardized) and 15.5% (Advanced), with an average daily VaR of $92 million.Goldman Sachs acknowledges that forward-looking statements, including target ROE, ROTE, and efficiency ratios, are subject to various business and regulatory factors. The firm remains committed to regulatory compliance, continuously assessing policies to address conflicts of interest and conducting business in accordance with ethical standards and applicable laws.

Goldman Sachs has implemented robust conflict management and corporate governance practices. The Conflicts Resolution team oversees financing and advisory assignments, while transaction oversight committees review new underwritings, loans, and investments. The Board's oversight includes specialized committees for audit, risk, compensation, and corporate governance.The firm prioritizes transparency, disclosing financial reports, proxy statements, and governance documents on its investor relations website. Key risk management focus areas include liquidity and capital management, geopolitical uncertainty, climate risk, cybersecurity, and consumer business narrowing. As of Q3 2024, Goldman Sachs reported a CET1 capital ratio of 14.6% (Standardized) and 15.5% (Advanced), with an average daily VaR of $92 million.Goldman Sachs acknowledges that forward-looking statements, including target ROE, ROTE, and efficiency ratios, are subject to various business and regulatory factors. The firm remains committed to regulatory compliance, continuously assessing policies to address conflicts of interest and conducting business in accordance with ethical standards and applicable laws.