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Lufax | 6-K: Report of foreign private issuer (related to financial reporting)

Lufax | 6-K: Report of foreign private issuer (related to financial reporting)

陸金所控股 | 6-K:外國發行人報告(業績相關)
美股SEC公告 ·  08/22 18:10

牛牛AI助理已提取核心訊息

Lufax Holding Ltd, a prominent financial services provider for small business owners in China, reported its unaudited financial results for the second quarter ended June 30, 2024. The company experienced a significant downturn with total income dropping to RMB 5,976 million (USD 822 million) from RMB 9,270 million in the same period last year, marking a 35.5% decrease. Net loss for the quarter was RMB 730 million (USD 100 million), a stark contrast to the net profit of RMB 1,004 million in Q2 2023. The total outstanding balance of loans decreased by 44.8%, while the outstanding balance of consumer finance loans increased by 27.9%. Despite the overall decrease in new loans enabled, consumer finance loans saw a 23.6% increase. The company's operational highlights included a 17.4% increase in the cumulative number of borrowers and...Show More
Lufax Holding Ltd, a prominent financial services provider for small business owners in China, reported its unaudited financial results for the second quarter ended June 30, 2024. The company experienced a significant downturn with total income dropping to RMB 5,976 million (USD 822 million) from RMB 9,270 million in the same period last year, marking a 35.5% decrease. Net loss for the quarter was RMB 730 million (USD 100 million), a stark contrast to the net profit of RMB 1,004 million in Q2 2023. The total outstanding balance of loans decreased by 44.8%, while the outstanding balance of consumer finance loans increased by 27.9%. Despite the overall decrease in new loans enabled, consumer finance loans saw a 23.6% increase. The company's operational highlights included a 17.4% increase in the cumulative number of borrowers and a decrease in delinquency rates. Lufax's management emphasized their strategic focus on quality over quantity, which has led to improvements in asset quality. The company also highlighted its strong capital positions and low leverage. However, due to the net loss, Lufax's board of directors decided not to pay a semiannual dividend. The earnings conference call was scheduled for August 21, 2024, to further discuss these results.
陸金所控股有限公司是中國小微企業主要的金融服務提供商,報告了截至2024年6月30日的第二季度未經審計的財務業績。該公司經歷了一個重大的下滑,總收入從去年同期的927,000萬人民幣下降至597,600萬人民幣(8,220萬美元),下降了35.5%。本季度的淨虧損爲73,000萬人民幣(1,000萬美元),與2023年Q2的淨利潤100,400萬人民幣形成鮮明對比。貸款的總未償餘額下降了44.8%,而消費金融貸款的未償餘額增加了27.9%。儘管新增貸款總量下降,但消費金融貸款增長了23.6%。公司的運營亮點包括累計借款人數量增加了17.4%,逾期率有所下降。陸金所的管理層強調了他們在質量上的戰略重點,這導致了資產質量的提升。公司還強調了其強大的資本實力和低槓桿率。然而,由於淨虧損,陸金所的董事會決定不支付半年度股息。業績發佈電話會議定於2024年8月21日進行,以進一步討論這些業績。
陸金所控股有限公司是中國小微企業主要的金融服務提供商,報告了截至2024年6月30日的第二季度未經審計的財務業績。該公司經歷了一個重大的下滑,總收入從去年同期的927,000萬人民幣下降至597,600萬人民幣(8,220萬美元),下降了35.5%。本季度的淨虧損爲73,000萬人民幣(1,000萬美元),與2023年Q2的淨利潤100,400萬人民幣形成鮮明對比。貸款的總未償餘額下降了44.8%,而消費金融貸款的未償餘額增加了27.9%。儘管新增貸款總量下降,但消費金融貸款增長了23.6%。公司的運營亮點包括累計借款人數量增加了17.4%,逾期率有所下降。陸金所的管理層強調了他們在質量上的戰略重點,這導致了資產質量的提升。公司還強調了其強大的資本實力和低槓桿率。然而,由於淨虧損,陸金所的董事會決定不支付半年度股息。業績發佈電話會議定於2024年8月21日進行,以進一步討論這些業績。

譯文內容由第三人軟體翻譯。


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