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10-Q: Q2 2024 Earnings Report

10-Q: Q2 2024 Earnings Report

10-Q:2024財年二季報
美股SEC公告 ·  07/31 04:47

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Bank of America Corporation reported a marginal increase in revenue to $25.4 billion in Q2 2024 from $25.2 billion in the same quarter the previous year. However, the bank experienced a decline in net profit, dropping to $6.9 billion from $7.4 billion year-on-year, and diluted earnings per share decreased from $0.88 to $0.83. The bank's assets grew to $3.3 trillion, attributed to an uptick in securities borrowed or purchased under agreements to resell and trading account assets. Liabilities also rose to $3.0 trillion, largely due to an increase in securities loaned or sold under repurchase agreements. Shareholders' equity saw a $2.2 billion increase, driven by net income, despite being partially offset by capital returns to shareholders. Net interest income saw a decrease of $456 million compared to Q2 2023, while noninterest...Show More
Bank of America Corporation reported a marginal increase in revenue to $25.4 billion in Q2 2024 from $25.2 billion in the same quarter the previous year. However, the bank experienced a decline in net profit, dropping to $6.9 billion from $7.4 billion year-on-year, and diluted earnings per share decreased from $0.88 to $0.83. The bank's assets grew to $3.3 trillion, attributed to an uptick in securities borrowed or purchased under agreements to resell and trading account assets. Liabilities also rose to $3.0 trillion, largely due to an increase in securities loaned or sold under repurchase agreements. Shareholders' equity saw a $2.2 billion increase, driven by net income, despite being partially offset by capital returns to shareholders. Net interest income saw a decrease of $456 million compared to Q2 2023, while noninterest income rose by $636 million. The bank also reported a $383 million increase in provision for credit losses and a $271 million rise in noninterest expense. Income tax expense increased by $37 million. In terms of capital management, following the 2024 CCAR stress tests, the Federal Reserve set the bank's SCB at 3.2 percent, with a CET1 minimum requirement of 10.7 percent. Additionally, the Board authorized a $25 billion common stock repurchase program starting August 1, 2024.
美國銀行報告稱,2024年第二季度營業收入微增至254億美元,而去年同期爲252億美元。然而,銀行的淨利潤下降,同比從74億美元下降至69億美元,每股攤薄收益從0.88美元降至0.83美元。銀行的資產增至3.3萬億美元,歸因於證券借入或購買再賣出和交易帳戶資產的增加。同時,銀行負債也增至3萬億美元,主要是由於證券借出或根據回購協議出售的增加。股東權益增加了22億美元,受淨利潤驅動,儘管部分抵消了向股東返還資本回報的影響。相比2023年第二季度,淨利息收入下降了45600萬美元,而非利息收入增加了63600萬美元。銀行的信貸損失準備金增加了38300萬美元,而非利息支出增加了27100萬美元。所得稅支出增加了3700萬美元。在資本管理方面,在2024年CCAR壓力測試之後,聯邦儲備委員會將銀行的SCb設定爲3.2%,核心一級資本最低要求爲10.7%。此外,董事會授權自2024年8月1日起推出250億美元的普通股回購計劃。
美國銀行報告稱,2024年第二季度營業收入微增至254億美元,而去年同期爲252億美元。然而,銀行的淨利潤下降,同比從74億美元下降至69億美元,每股攤薄收益從0.88美元降至0.83美元。銀行的資產增至3.3萬億美元,歸因於證券借入或購買再賣出和交易帳戶資產的增加。同時,銀行負債也增至3萬億美元,主要是由於證券借出或根據回購協議出售的增加。股東權益增加了22億美元,受淨利潤驅動,儘管部分抵消了向股東返還資本回報的影響。相比2023年第二季度,淨利息收入下降了45600萬美元,而非利息收入增加了63600萬美元。銀行的信貸損失準備金增加了38300萬美元,而非利息支出增加了27100萬美元。所得稅支出增加了3700萬美元。在資本管理方面,在2024年CCAR壓力測試之後,聯邦儲備委員會將銀行的SCb設定爲3.2%,核心一級資本最低要求爲10.7%。此外,董事會授權自2024年8月1日起推出250億美元的普通股回購計劃。

譯文內容由第三人軟體翻譯。


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