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American Express | 8-K: U.S. Consumer and U.S. Small Business Delinquency and Write-off Rate Statistics

美国运通 | 8-K:美国消费者和美国小微企业卡会员贷款组合拖欠和注销率统计数据

SEC announcement ·  01/16 13:00
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American Express Company has furnished its delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member lending portfolios for the months ending December 31, November 30, and October 31, 2023, as well as the cumulative data for the three months ended December 31, 2023. The report, filed with the SEC on January 16, 2024, indicates that U.S. Consumer Card Member loans stood at $83.2 billion with a 30-day past due rate of 1.4% and a net write-off rate of 2.5% for December 2023. U.S. Small Business Card Member loans totaled $25.8 billion, with the same 30-day past due rate and a net write-off rate of 2.2%. The total combined loans for both portfolios reached $109.0 billion. The company also provided additional information on the credit performance of the American Express Credit Account Master Trust, which reported an ending total principal balance of $27.2 billion and an annualized default rate, net of recoveries, of 1.5% for December 2023. These statistics are supplementary to the monthly Form 10-D report filed by the Lending Trust.
American Express Company has furnished its delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member lending portfolios for the months ending December 31, November 30, and October 31, 2023, as well as the cumulative data for the three months ended December 31, 2023. The report, filed with the SEC on January 16, 2024, indicates that U.S. Consumer Card Member loans stood at $83.2 billion with a 30-day past due rate of 1.4% and a net write-off rate of 2.5% for December 2023. U.S. Small Business Card Member loans totaled $25.8 billion, with the same 30-day past due rate and a net write-off rate of 2.2%. The total combined loans for both portfolios reached $109.0 billion. The company also provided additional information on the credit performance of the American Express Credit Account Master Trust, which reported an ending total principal balance of $27.2 billion and an annualized default rate, net of recoveries, of 1.5% for December 2023. These statistics are supplementary to the monthly Form 10-D report filed by the Lending Trust.
美国运通公司已经提供了截至2023年12月31日、11月30日和10月31日的月份的美国消费者和美国小企业卡会员贷款组合的拖欠和注销统计数据,以及截至2023年12月31日的三个月的累计数据。这份于2024年1月16日向美国证券交易委员会提交的报告显示,美国消费者卡会员贷款为832亿美元,30天的逾期利率为1.4%,2023年12月的净注销率为2.5%。美国小企业卡会员贷款总额为258亿美元,过期30天利率相同,净注销率为2.2%。两个投资组合的合并贷款总额达到1090亿美元。该公司还提供了有关美国运通信用账户主信托信贷表现的更多信息,该公司报告称,2023年12月的期末总本金余额为272亿美元,扣除回款后的年化违约率为1.5%。这些统计数据是贷款信托提交的每月10-D表报告的补充。
美国运通公司已经提供了截至2023年12月31日、11月30日和10月31日的月份的美国消费者和美国小企业卡会员贷款组合的拖欠和注销统计数据,以及截至2023年12月31日的三个月的累计数据。这份于2024年1月16日向美国证券交易委员会提交的报告显示,美国消费者卡会员贷款为832亿美元,30天的逾期利率为1.4%,2023年12月的净注销率为2.5%。美国小企业卡会员贷款总额为258亿美元,过期30天利率相同,净注销率为2.2%。两个投资组合的合并贷款总额达到1090亿美元。该公司还提供了有关美国运通信用账户主信托信贷表现的更多信息,该公司报告称,2023年12月的期末总本金余额为272亿美元,扣除回款后的年化违约率为1.5%。这些统计数据是贷款信托提交的每月10-D表报告的补充。

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