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Brazil's Senate approves cap on overdraft, credit card interest

Brazil's Senate approves cap on overdraft, credit card interest

巴西參議院批准透支、信用卡利息上限
Reuters ·  2020/08/07 22:24

BRASILIA, Aug 7 (Reuters) - Brazil&aposs Senate approved on Thursday evening a bill to limit interest rates charged on credit card debt and overdraft lines, a move aimed at helping consumers suffering the fallout from the COVID-19 pandemic, but that could weigh on banks&apos 2020 profit.

巴西利亞,8 月 7 日(路透社)-巴西和阿波斯參議院於週四晚上批准了一項法案,以限制信用卡債務和透支線路收取的利率,該舉措旨在幫助消費者從 COVID-19 大流行中遭受影響,但這可能會影響 2020 年銀行和 apos 的利潤。

Lawmakers proposed a cap of 30% per year on debt rolled over on credit cards and overdraft lines for all loans extended by banks from March until the end of state of emergency declared by Brazil&aposs government.

立法者提出了一個上限 30% 每年的債務滾落在信用卡和透支線路上的所有貸款由銀行延長,直到三月份的緊急狀態結束由巴西 & 阿波斯政府宣布.

The current average interest rate for overdraft lines is 110% and for rolled-over credit card debt it stands at 300%.

透支線的目前平均利率為 110%,而累計信用卡債務則為 300%。

Now Brazil&aposs lower house will vote on the bill.

現在,巴西和阿波斯低層房子將對該法案進行投票。

Shares in Brazil&aposs biggest lenders, such as Banco Bradesco SA BBDC4.SA , Itau Unibanco Holding SA ITUB4.SA and Banco Santander Brasil SA SANB3.SA , all dipped more than 1%, underperforming the country&aposs stock exchange index, following the Senate&aposs approval of the bill.

巴西最大貸款人的股票和 APSS 最大貸款人,例如 布拉德斯科銀行 BBDC4.SA 聯合銀行控股 SA ITUB4. SA 和 巴西桑坦德銀行 SANB3 .SA,所有下跌超過 1%,表現不佳的國家和阿波斯證券交易所指數,繼該法案的發展和阿波斯批准後。

譯文內容由第三人軟體翻譯。


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