share_log

The Best Canadian Dividend Stocks to Buy and Hold Forever in a TFSA

The Best Canadian Dividend Stocks to Buy and Hold Forever in a TFSA

在TFSA中值得永遠買入和持有的最佳加拿大股息股票
The Motley Fool ·  01/15 09:30

A tax-free savings account (TFSA) allows investors to earn tax-free returns on a certain amount, called a contribution limit. For 2025, the CRA (Canadian Revenue Agency) has fixed the contribution limit at $7,000, while the cumulative contribution limit (for investors who were 18 years and above in 2009) is $102,000.

免稅儲蓄賬戶(TFSA)允許投資者在一定金額上獲得免稅收益,這個金額被稱爲貢獻限額。對於2025年,加拿大稅務局(CRA)已將貢獻限額定爲$7,000,而累計貢獻限額(針對2009年時年滿18歲的投資者)爲$102,000。

Given the uncertain outlook, investors should be careful while investing through a TFSA. The decline in stock value and subsequent selling could not only lead to capital erosion but also lower the contribution limit. Meanwhile, dividend stocks can strengthen portfolios as they are less prone to market volatility due to their regular payouts. Against this backdrop, I believe the following three dividend stocks are excellent additions to your TFSA.

鑑於不確定的前景,投資者在通過TFSA進行投資時應謹慎。股價的下降和隨後的拋售不僅可能導致資本侵蝕,還可能降低貢獻限額。同時,分紅股票由於其定期派息,較不易受市場波動影響,可以增強投資組合。在此背景下,我認爲以下三隻分紅股票是您TFSA的優秀補充。

Enbridge

恩橋

Enbridge (TSX:ENB) transports oil and natural gas across North America. It also operates a low-risk natural gas utility business and is expanding its presence in the renewable energy space. Given its diversified revenue streams and long-term contracts, the company generates healthy cash flows irrespective of broader market conditions, thus allowing it to raise its dividends for 30 years. ENB stock currently offers a quarterly dividend of $0.9425/share, with its forward yield currently at 6%.

恩橋(TSX:ENB)在北美交通石油和天然氣。它還運營着一個低風險的天然氣公用事業業務,並正在拓展其在可再生能源領域的業務。憑藉多樣化的營業收入來源和長期合同,公司能夠在不利的市場條件下產生健康的現金流,從而使其連續30年提高分紅。恩橋股票目前提供每股$0.9425的季度股息,當前的前瞻收益率爲6%。

Further, the diversified energy company has strengthened its utility business by acquiring three natural gas utility assets in the United States, making it North America's largest natural gas utility company. These acquisitions have improved its cash flows while lowering its business risks. Besides, the company continues to expand its asset base and hopes to put $6 billion of projects into service this year. Also, the company has undertaken several cost optimization initiatives, which could improve its profitability. Considering all these factors, I believe Enbridge's future payouts will be safer, making it an excellent long-term buy for investors' TFSA.

此外,這家多元化的能源公司通過收購美國的三個天然氣公用事業資產,增強了其公用事業業務,使其成爲北美最大的天然氣公用事業公司。這些收購改善了其現金流並降低了業務風險。此外,公司繼續擴展其資產基礎,並希望在今年投入$60億的項目。此外,公司還實施了幾個成本優化措施,這可能改善其盈利能力。考慮到所有這些因素,我認爲恩橋未來的派息將更安全,使其成爲投資者TFSA的優秀長期買入。

Bank of Nova Scotia

豐業銀行

Bank of Nova Scotia (TSX:BNS) is another top dividend stock to have in your portfolio due to its impressive record of dividend payments. The company's diversified revenue streams and extensive geographical presence deliver healthy cash flows, thus allowing the financial services company to pay dividends uninterruptedly since 1833. Besides, it has also raised its dividends at an annualized rate of 5.8% for the last 10 years and currently offers a healthy dividend yield of 5.8%.

豐業銀行(TSX:BNS)是您投資組合中另一個頂級分紅股票,因其卓越的分紅支付記錄。公司的多元化營業收入來源和廣泛的地理覆蓋提供了健康的現金流,從而使這家金融服務公司自1833年以來持續支付分紅。此外,它在過去10年裏以年化5.8%的速度提高了分紅,目前提供健康的分紅收益率爲5.8%。

Under its five-year plan to improve the profitability of its international banking operations, BNS is working on selling its Colombia, Costa Rica, and Panama businesses to Davivienda while acquiring a 20% stake in the combined entity. The transaction would lower its risk-weighted assets, thus improving its CET1 ratio by 10–15 basis points. Also, the company increased its stake in KeyCorp to 14.9%, expanding its presence in the high-growth United States market. Along with these growth initiatives, the bank's improving operating metrics could continue to drive its financials and allow it to continue its uninterrupted dividend payments.

在其爲期五年的計劃中,豐業銀行致力於提高其國際銀行業務的盈利能力,正在進行將其在哥倫比亞、哥斯達黎加和巴拿馬的業務出售給Davivienda,並收購合併實體20%的股份。此交易將降低其風險加權資產,從而提高其CET1比率10至15個點子。此外,該公司將其在KeyCorp的股份增加至14.9%,擴大在高增長的美國市場的影響力。伴隨着這些增長舉措,該銀行不斷改善的運營指標可能會繼續推動其財務表現,並允許其持續進行不斷的分紅派息。

Fortis

Fortis

Another dividend stock I am bullish on would be Fortis (TSX:FTS), which has raised its dividend for 51 years. Its regulated asset base and low-risk transmission and distribution businesses have delivered stable and predictable cash flows even during challenging environments, thus allowing it to raise its dividends consistently. With a quarterly dividend of $0.615/share, it currently offers a healthy dividend yield of 4.2%.

另一個我看好的分紅股票是Fortis(TSX:FTS),該公司已經連續51年提高其分紅。其受監管的資產基礎和低風險的傳輸與分配業務即使在艱難的環境中也能提供穩定和可預測的現金流,從而使其能夠持續提高分紅。當前每股季度股息爲0.615美元,提供了健康的4.2%的分紅收益率。

Meanwhile, the natural gas and utility company continues to expand its asset portfolio by investing $3.6 billion in the first three quarters of 2024. Moreover, it plans to invest around $26 billion over the next five years, thus growing its rate base at a 6.5% CAGR (compound annual growth rate) to $53 billion by the end of 2029. Boosted by its resilient business and expanding rate base, Fortis's management hopes to raise its dividends by 4-6% annually through 2029, thus making it an enticing buy.

與此同時,這家天然氣和公用事業公司繼續通過在2024年前三季度投資36億擴大其資產組合。此外,它計劃在接下來的五年內投資大約260億,從而在2029年底之前以6.5%的複合年增長率(Compound annual growth rate)將其費率基礎增長到530億。受益於其韌性的業務和擴展的費率基礎,Fortis的管理層希望在2029年之前每年提高4-6%的分紅,讓其成爲一個誘人的買入選擇。

譯文內容由第三人軟體翻譯。


以上內容僅用作資訊或教育之目的,不構成與富途相關的任何投資建議。富途竭力但無法保證上述全部內容的真實性、準確性和原創性。
    搶先評論