LA Wildfire Damages Could Top $52 Billion As California Faces Property Insurance Crisis
LA Wildfire Damages Could Top $52 Billion As California Faces Property Insurance Crisis
Five fires continue to burn in Los Angeles County on Thursday, with officials reporting the Palisades fire and the Eaton fire remain at zero containment, according to the Los Angeles Times. Wildfires continue to ravage Los Angeles county on Thursday, causing billions of dollars in damage to homes and businesses.
野火繼續在洛杉磯縣肆虐，造成數十億的財產損失。
What To Know: Accuweather on Wednesday issued a preliminary estimate of the total damage and economic loss from the Southern California wildfires to be between $52 billion and $57 billion.
最新消息：Accuweather 於週三發佈了對南加州野火造成的總損失和經濟損失的初步估計，介於520億美元到570億美元之間。
More than 2,000 structures have been damaged or destroyed and additional damages are expected as red flag warnings continue through Thursday.
超過2000座建築受到損壞或被摧毀，隨着紅旗警告在週四繼續，預計還將出現更多損失。
Five fires continue to burn in Los Angeles County on Thursday, with officials reporting the Palisades fire and the Eaton fire remain at zero containment, according to the Los Angeles Times.
週四，洛杉磯縣繼續有五場火災在燃燒，官員們報告稱，帕利塞德斯火災和伊頓火災的控制率爲零，洛杉磯時報稱。
"This is already one of the worst wildfires in California history. Should a large number of additional structures be burned in the coming days, it may become the worst wildfire in modern California history based on the number of structures burned and economic loss," AccuWeather Chief Meteorologist Jonathan Porter said.
「這已經是加州歷史上最嚴重的野火之一。如果未來幾天內大量建築被燒燬，這可能成爲現代加州歷史上最嚴重的野火，基於被燒燬建築的數量和造成的經濟損失，」AccuWeather 首席氣象學家喬納森·波特說。
California Insurance Industry: California faced an insurance crisis before the fires began, as insurers were already fleeing the state due to massive losses caused by larger and more frequent wildfires.
加州保險行業：在火災開始之前，加州就面臨保險危機，保險公司因更大且更頻繁的野火造成的巨大損失而紛紛撤離該州。
Actor James Woods highlighted the problem in a social media post, saying that a major insurance company had recently canceled the policies in his neighborhood.
演員詹姆斯·伍茲在社交媒體發帖中強調了這個問題，表示一家主要保險公司最近取消了他所在社區的保險。
Actually one of the major insurances companies canceled all the policies in our neighborhood about four months ago.
— James Woods (@RealJamesWoods) January 8, 2025
實際上，約四個月前，一家主要保險公司取消了我們社區內所有的保險。
— 詹姆斯·伍茲 (@RealJamesWoods) 2025年1月8日
Many homes in the affected areas are insured by the state-backed insurer of last resort, the California FAThe plans are more expensive and provide less coverage than traditional private plans.
受影響地區的許多房屋都由州支持的最後救助保險公司加利福尼亞FA保險，計劃的費用更高，且覆蓋範圍比傳統的私人計劃少。
Tim Zawacki, an insurance sector strategist at S&P Global Market Intelligence, told The New York Times the number of homes in the ZIP code affected by the Palisades fire that are enrolled in the FAIR Plan has nearly doubled over the last year.
標普全球市場情報的保險板塊策略師蒂姆 · 扎瓦基告訴紐約時報，受帕利塞德火災影響的郵政編碼中參加FAIR計劃的房屋數量在過去一年裏幾乎翻了一番。
Experts are concerned the destruction caused by the ongoing fires could exacerbate the insurance crisis in the state. Equity analysts are forecasting potential insurance industry losses of between $6 billion and $13 billion, according to Reinsurance News.
專家們擔心，持續不斷的火災造成的破壞可能會加劇該州的保險危機。根據再保險資訊，股權分析師預測保險行業可能損失在60億到130億之間。
Some of the largest property insurers in California include Allstate Corp. (NYSE:ALL) and The Travelers Companies, Inc. (NYSE:TRV).
加利福尼亞州一些最大的財產保險公司包括全州保險公司（NYSE:ALL）和旅行者財產險集團（NYSE:TRV）。
BMO Capital Markets analysts estimate that at around a $3.5 billion insured loss, the fires could add risk to first-quarter earnings per share estimates for reinsurers, per Reinsurance News.
BMO資本市場的分析師估計，約35億美元的保險損失可能會增加再保險公司第一季度每股收益預期的風險，依據再保險資訊。
The analysts added that a loss of more than $7 billion, would affect first-quarter earnings results across the insurance and reinsurance sector.
分析師補充說，超過70億美元的損失將影響保險和再保險板塊的第一季度收益結果。
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譯文內容由第三人軟體翻譯。
