Alliance Bank Bhd has enhanced its Visa Virtual Credit Card (VCC) with the integration of Samsung Pay and Google Pay, offering Malaysians a more convenient and secure payment solution. The first of its kind in Malaysia, the VCC incorporates Dynamic Card Number (DCN) technology, enabling users to generate unique, temporary card numbers for added security in online transactions.

The VCC also allows users to customise settings such as expiry dates, transaction limits, and card appearances.

The card's NFC compatibility enables contactless payments via mobile or wearable devices, with support for both Android and Apple users. By March 2025, Alliance Bank aims to have over 10,000 users with Samsung Pay or Google Pay successfully provisioned.

The integration of NFC technology expands the VCC's use from online purchases to in-store transactions, providing a plastic-free, eco-friendly payment solution. The VCC also features instant activation, top-notch security, and global compatibility, making it ideal for tech-savvy consumers.

Alliance Bank's Group Chief Consumer Banking Officer, Gan Pai Li, highlighted that the integration of NFC represents a significant milestone in enhancing the VCC's functionality, solidifying it as a top choice for consumers and businesses. The Bank aims to increase the adoption of digital payment solutions by offering a seamless and secure payment experience.