Barclays analyst Terry Ma upgrades $Discover Financial Services (DFS.US)$ to a buy rating, and adjusts the target price from $137 to $186.
According to TipRanks data, the analyst has a success rate of 54.5% and a total average return of 2.4% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Discover Financial Services (DFS.US)$'s main analysts recently are as follows:
Heading into 2025, there's a preference for consumer finance stocks that possess potential catalysts not yet fully reflected in their market prices, likely to contribute to further growth. Analysts suggest a possible increase in merger activities and improved credit conditions, alongside enhanced capital reserves.
The results of the recent election seem to have revitalized business and consumer confidence, leading to a more positive outlook for the U.S. economy, but reducing expectations for additional Federal Reserve easing measures. This shift is expected to have favorable implications for stocks associated with consumer credit and spending, though it may not bode as well for those connected with the mortgage market, which remains subdued due to high rates and a limited housing supply.
The firm views the consumer finance stocks positively as the fourth quarter results approach, attributing this optimism to improving consumer metrics and regulatory catalysts. The presence of modestly higher interest rates, according to analysts, does not negatively impact the fundamentals or performance of the stocks. There's a strong belief that a rally will continue for card issuer and network stocks.
Note:
TipRanks, an independent third party, provides analysis data from financial analysts and calculates the Average Returns and Success Rates of the analysts' recommendations. The information presented is not an investment recommendation and is intended for informational purposes only.
Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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巴克萊銀行分析師Terry Ma上調$發現金融 (DFS.US)$至買入評級，並將目標價從137美元上調至186美元。
根據TipRanks數據顯示，該分析師近一年總勝率為54.5%，總平均回報率為2.4%。
此外，綜合報道，$發現金融 (DFS.US)$近期主要分析師觀點如下：
進入2025年，人們傾向於具有潛在催化劑的消費金融股票，這些股票的潛在催化劑尚未完全反映在市場價格中，這可能會促進進一步增長。分析師認爲，合併活動可能會增加，信貸條件可能會改善，同時資本儲備也會增加。
最近的選舉結果似乎重振了商業和消費者信心，使美國經濟前景更加樂觀，但降低了對聯儲局採取更多寬鬆措施的預期。這種轉變預計將對與消費信貸和支出相關的股票產生有利影響，儘管對於與抵押貸款市場相關的股票而言，這可能不是一個好兆頭。由於高利率和住房供應有限，抵押貸款市場仍處於低迷狀態。
隨着第四季度業績的臨近，該公司對消費金融股持積極看法，將這種樂觀情緒歸因於消費者指標和監管催化劑的改善。分析師認爲，利率略高不會對股票的基本面或表現產生負面影響。人們堅信，髮卡機構和網絡股將繼續上漲。
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TipRanks提供每位分析師的星級，分析師星級代表分析師所有推薦的過往表現，通過分析師的總勝率和平均回報率综合計算得出，星星越多，則該分析師過往表現越優異，最高爲5颗星。
分析師總勝率為近一年分析師的評級成功次數占總評級次數的比率。評级的成功與否，取決於TipRanks的虚擬投資組合是否從該股票中產生正回報。
總平均回報率為基於分析師的初始評級創建虚擬投資組合，並根據評級變化對組合進行調整，在近一年中該投資組合所獲得的回報率。
