SoFi Tech Downgraded Over Valuation Concerns: Stock Priced Three Times Its Peers
SoFi Tech Downgraded Over Valuation Concerns: Stock Priced Three Times Its Peers
According to Benzinga Pro, the stock was nearly three times more expensive than its peers. The forward price-to-earnings for SoFi was 76.923, whereas the average of its peers stood at 26.384.SoFi Technologies (NASDAQ:SOFI) has faced recent downgrades from analysts citing concerns over the company's high valuation. However, technical analysis, particularly moving averages, suggests potential support for the stock.
SoFi科技公司（納斯達克：SOFI）最近遭到分析師的下調，理由是對公司高估值的擔憂。然而，技術面分析，特別是移動平均線，暗示該股票有潛在的支持。
What Happened: SoFi was downgraded to 'underperform' by Keefe, Bruyette, and Woods (KBW), despite a recent rally driven by investor optimism and lower interest rates. While KBW slightly increased its price target, it expressed concerns about SOFI's lofty valuation, deeming its long-term earnings potential insufficient to justify the current stock price.
發生了什麼：SoFi被Keefe，Bruyette和Woods（KBW）下調爲「表現不佳」，儘管最近由於投資者的樂觀情緒和較低的利率推動了反彈。雖然KBW略微提高了其目標價，但對SOFI的高估值表示擔憂，認爲其長期盈利潛力不足以證明當前的股票價格。
The brokerage emphasized the challenges of achieving ambitious earnings targets, citing the need for significant revenue growth and margin improvement. KBW concluded that the current risk-reward profile for SOFI investors leans heavily toward potential losses.
該券商強調了實現雄心勃勃的收益目標面臨的挑戰，並指出需要顯著的營業收入增長和利潤改善。KBW得出結論認爲，當前SOFI投資者的風險回報特徵嚴重傾向於潛在損失。
According to Benzinga Pro, the stock was nearly three times more expensive than its peers. The forward price-to-earnings for SoFi was 76.923, whereas the average of its peers stood at 26.384.
根據Benzinga Pro，該股票的價格幾乎是其同行的三倍。SoFi的前瞻市盈率爲76.923，而同行的平均市盈率爲26.384。
| Stocks | Market Cap | Forward P/E |
| American Express (NYSE: AXP) | 209.453B | 19.531 |
| Capital One Financial (NYSE:COF) | 67.880B | 11.696 |
| Discover Financial (NYSE:DFS) | 43.322B | 14.065 |
| Synchrony Financial (NYSE:SYF) | 25.327B | 9.709 |
| SoFi Technologies (NASDAQ:SOFI) | 16.711B | 76.923 |
| Average: 26.3848 |
| 股票 | 市值 | 前瞻市盈率 |
| 美國運通（紐交所：AXP） | 2094.53億 | 19.531 |
| 第一資本信貸 (紐交所:COF) | 678.80億 | 11.696 |
| 發現金融 (紐交所:DFS) | 433.22億 | 14.065 |
| Synchrony Financial (紐交所:SYF) | 253.27億 | 9.709 |
| SoFi Technologies (納斯達克:SOFI) | 167.11億 | 76.923 |
| 平均: 26.3848 |
Why It Matters: In December, BofA Securities downgraded SoFi, citing overvaluation. They believed SoFi's current stock price was ahead of its financial performance, trading at a significant premium to its peers.
重要性：在12月，BofA證券下調了對SoFi的評級，聲明其被高估。他們認爲SoFi當前的股票價格超出了其財務表現，與同行相比，交易的溢價顯著。
Conversely, Jefferies maintained its "Buy" rating on SoFi and increased its price target, expressing optimism about the company's future
相反，Jefferies維持了對SoFi的「買入」評級，並提高了其目標價，對公司的未來表示樂觀。
From a technical perspective, the analysis of daily moving averages shows strong support for the SoFi Tech stock.
從技術角度看，日均移動平均線的分析顯示SoFi科技股票有強大的支持。
SoFi's shares closed at $15.4 apiece on Tuesday, this was above its 50, and 200-day simple moving averages, suggesting a largely bullish trend. The 20-day moving average price was $15.86 apiece.
SoFi的股票在週二收盤價爲每股15.4美元，這高於其50日和200日簡單移動平均線，暗示整體走勢看好。20日移動平均線的價格爲每股15.86美元。
These simple moving averages represent the average price of the security over the specified number of days. While 50 and 200-day averages represent longer-term prices, the eight and 20-day moving averages are for shorter periods.
這些簡單移動平均線代表了在指定天數內證券的平均價格。雖然50日和200日平均線代表了較長期的價格，但8日和20日移動平均線則用於較短的時間段。
On the other hand, the relative strength index of 50.75 suggested that the stock is in the neutral zone.
另一方面，相對強弱指數爲50.75，表明該股票處於中立區間。
Price Action: The company shares rose 59.59% in 2024, outperforming the Invesco QQQ Trust ETF (NASDAQ:QQQ), which rose by 26.99%, according to Benzinga Pro data.
價格走勢：根據Benzinga Pro數據，該公司股票在2024年上漲了59.59%，表現優於納指100ETF-Invesco QQQ Trust（納斯達克：QQQ），後者上漲了26.99%。
According to Benzinga, SoFi has a consensus price target of $9.98 per share based on the ratings of 26 analysts. The highest price target out of all the analysts tracked by Benzinga is $16 apiece issued by JPMorgan as of Dec. 2, 2024. The lowest target price is $3 per share issued by Wedbush on April 30, 2024.
根據Benzinga的報道，SoFi的共識目標價爲每股9.98美元，基於26位分析師的評級。Benzinga跟蹤的所有分析師中最高的目標價爲每股16美元，這是摩根大通於2024年12月2日發佈的。最低目標價爲每股3美元，由Wedbush於2024年4月30日發佈。
The average price target of $13.67 apiece between Morgan Stanley, B of A Securities, and JPMorgan implies an 11.14% downside for SoFi.
摩根士丹利和摩根大通的平均目標價爲每股13.67美元，這意味着SoFi有11.14%的下行空間。
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譯文內容由第三人軟體翻譯。