Schwab Reports Monthly Activity Highlights

施瓦布每月活動亮點報告

嘉信理財 · 12/13 13:00

WESTLAKE, Texas--(BUSINESS WIRE)-- The Charles Schwab Corporation released its Monthly Activity Report today. Company highlights for the month of November 2024 include:

Core net new assets brought to the company by new and existing clients totaled $28.8 billion. Net new assets excluding mutual fund clearing totaled $24.1 billion.
Total client assets equaled $10.31 trillion as of month-end November, up 26% from November 2023 and up 5% compared to October 2024.
Transactional sweep cash ended November at $393.7 billion – or flat versus the prior month.
Driven primarily by equity volumes, November daily average trades increased by 20% month-over-month to 6.6 million.
Full-year 2024 net revenue is currently expected to grow by 3.0% to 3.5% versus the prior year, reflecting a combination of increased investor engagement, post-election equity market strength, and the continued stabilization of client transactional sweep cash balances. This represents an improvement from the 2.0% to 3.0% revenue growth range previously communicated at the Fall Business Update in October.

Forward-Looking Statements

This press release contains forward-looking statements relating to 2024 net revenue. These forward-looking statements reflect management's expectations as of the date hereof. Achievement of these expectations and objectives is subject to risks and uncertainties that could cause actual results to differ materially from the expressed expectations. Important factors that may cause such differences are described in the company's most recent reports on Form 10-K and Form 10-Q, which have been filed with the Securities and Exchange Commission and are available on the company's website () and on the Securities and Exchange Commission's website (https://www.sec.gov). The company makes no commitment to update any forward-looking statements.

About Charles Schwab

The Charles Schwab Corporation (NYSE: SCHW) is a leading provider of financial services, with 36.2 million active brokerage accounts, 5.4 million workplace plan participant accounts, 2.0 million banking accounts, and $10.31 trillion in client assets as of November 30, 2024. Through its operating subsidiaries, the company provides a full range of wealth management, securities brokerage, banking, asset management, custody, and financial advisory services to individual investors and independent investment advisors. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (member SIPC, ), and its affiliates offer a complete range of investment services and products including an extensive selection of mutual funds; financial planning and investment advice; retirement plan and equity compensation plan services; referrals to independent, fee-based investment advisors; and custodial, operational and trading support for independent, fee-based investment advisors through Schwab Advisor Services. Its primary banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender), provides banking and lending services and products. More information is available at .

The Charles Schwab Corporation Monthly Activity Report For November 2024

	2023		2024																	Change
	Nov	Dec	Jan	Feb	Mar	Apr	May		Jun		Jul		Aug		Sep		Oct		Nov	Mo.	Yr.
Market Indices (at month end)
Dow Jones Industrial Average	35,951	37,690	38,150	38,996	39,807	37,816	38,686		39,119		40,843		41,563		42,330		41,763		44,911	8%	25%
Nasdaq Composite	14,226	15,011	15,164	16,092	16,379	15,658	16,735		17,733		17,599		17,714		18,189		18,095		19,218	6%	35%
Standard & Poor's 500	4,568	4,770	4,846	5,096	5,254	5,036	5,278		5,460		5,522		5,648		5,762		5,705		6,032	6%	32%
Client Assets (in billions of dollars)
Beginning Client Assets	7,653.4	8,180.6	8,516.6	8,558.1	8,879.5	9,118.4	8,847.5		9,206.3		9,407.5		9,572.1		9,737.7		9,920.5		9,852.0
Net New Assets (1)	19.2	42.1	14.8	31.7	41.7	10.0	31.0		33.2		29.0		31.5		30.3		22.7		25.5	12%	33%
Net Market Gains (Losses)	508.0	293.9	26.7	289.7	197.2	(280.9)	327.8		168.0		135.6		134.1		152.5		(91.2)		427.9
Total Client Assets (at month end)	8,180.6	8,516.6	8,558.1	8,879.5	9,118.4	8,847.5	9,206.3		9,407.5		9,572.1		9,737.7		9,920.5		9,852.0		10,305.4	5%	26%
Core Net New Assets (1,2)	21.7	43.1	17.2	33.4	45.0	1.0	31.1		29.1		29.0		32.8		33.5		24.6		28.8	17%	33%
Receiving Ongoing Advisory Services (at month end)
Investor Services	557.0	581.4	584.1	601.8	618.5	602.2	624.0		632.9		649.1		663.7		675.1		665.6		688.9	4%	24%
Advisor Services(3)	3,604.4	3,757.4	3,780.4	3,902.5	4,009.5	3,893.9	4,027.3		4,090.0		4,185.4		4,268.1		4,343.8		4,303.3		4,489.2	4%	25%
Client Accounts (at month end, in thousands)
Active Brokerage Accounts	34,672	34,838	35,017	35,127	35,301	35,426	35,524		35,612		35,743		35,859		35,982		36,073		36,222	-	4%
Banking Accounts	1,825	1,838	1,856	1,871	1,885	1,901	1,916		1,931		1,937		1,940		1,954		1,967		1,980	1%	8%
Workplace Plan Participant Accounts(4)	5,212	5,221	5,226	5,268	5,277	5,282	5,345		5,363		5,382		5,373		5,388		5,407		5,393	-	3%
Client Activity
New Brokerage Accounts (in thousands)	286	340	366	345	383	361	314		310		327		324		321		331		357	8%	25%
Client Cash as a Percentage of Client Assets(5)	10.7%	10.5%	10.5%	10.2%	10.0%	10.2%	9.9%		9.7%		9.6%		9.5%		9.5%		9.8%		9.5%	(30) bp	(120) bp
Derivative Trades as a Percentage of Total Trades	23.1%	21.8%	21.8%	22.2%	21.9%	22.1%	21.9%		21.3%		21.2%		20.8%		21.5%		21.4%		19.7%	(170) bp	(340) bp
Selected Average Balances (in millions of dollars)
Average Interest-Earning Assets(6)	439,118	446,305	443,694	434,822	431,456	423,532	415,950		417,150		417,379		420,191		420,203		422,327		425,789	1%	(3%)
Average Margin Balances	61,502	62,309	61,368	63,600	66,425	68,827	67,614		69,730		73,206		73,326		72,755		74,105		76,932	4%	25%
Average Bank Deposit Account Balances(7)	94,991	95,518	95,553	92,075	90,774	88,819	86,844		85,195		83,979		82,806		82,336		83,261		84,385	1%	(11%)
Mutual Fund and Exchange-Traded Fund
Net Buys (Sells) (8,9) (in millions of dollars)
Equities	6,099	7,903	8,182	7,624	10,379	3,472	5,734	3,379		10,908		5,609		5,217		7,176		13,226
Hybrid	(1,466)	(1,596)	(501)	(1,330)	(439)	(703)	(558)		(843)		(1,155)		(1,377)		(432)		(1,397)		(329)
Bonds	255	6,104	7,510	9,883	7,561	5,949	5,854		6,346		8,651		10,919		11,015		10,442		7,473
Net Buy (Sell) Activity (in millions of dollars)
Mutual Funds(8)	(9,267)	(7,406)	(966)	(1,348)	(1,607)	(4,818)	(5,544)		(4,254)		(4,679)		(4,003)		(1,261)		(4,905)		(4,492)
Exchange-Traded Funds(9)	14,155	19,817	16,157	17,525	19,108	13,536	16,574		13,136		23,083		19,154		17,061		21,126		24,862
Money Market Funds	11,670	7,745	11,717	10,129	9,085	(2,357)	9,790		3,858		9,110		8,048		9,672		11,032		9,172

	Note: Certain supplemental details related to the information above can be found at:
(1)	Unless otherwise noted, differences between net new assets and core net new assets are net flows from off-platform Schwab Bank Retail CDs. 2024 also includes an inflow of $10.3 billion from a mutual fund clearing services client in April and outflows from a large international relationship of $0.1 billion in August, $0.3 billion in October, and $0.6 billion in November. 2023 also includes outflows from a large international relationship of $5.4 billion in November, and $0.6 billion in December.
(2)	Net new assets before significant one-time inflows or outflows, such as acquisitions/divestitures or extraordinary flows (generally greater than $10 billion) relating to a specific client, and activity from off-platform Schwab Bank Retail CDs. These flows may span multiple reporting periods.
(3)	Excludes Retirement Business Services.
(4)	Includes accounts in Stock Plan Services, Designated Brokerage Services, and Retirement Business Services; Participants may be enrolled in services in more than one Workplace business.
(5)	Schwab One , certain cash equivalents, bank deposits, third-party bank deposit accounts, and money market fund balances as a percentage of total client assets; client cash excludes brokered CDs issued by Charles Schwab Bank.
(6)	Represents average total interest-earning assets on the Company's balance sheet.
(7)	Represents average clients' uninvested cash sweep account balances held in deposit accounts at third-party financial institutions.
(8)	Represents the principal value of client mutual fund transactions handled by Schwab, including transactions in proprietary funds. Includes institutional funds available only to Investment Managers. Excludes money market fund transactions.
(9)	Represents the principal value of client ETF transactions handled by Schwab, including transactions in proprietary ETFs.

MEDIA:
Mayura Hooper
Charles Schwab
Phone: 415-667-1525

INVESTORS/ANALYSTS:
Jeff Edwards
Charles Schwab
Phone: 817-854-6177

Source: The Charles Schwab Corporation

德克薩斯州西湖--（商業新聞）-- 嘉信理財公司今天發佈了其月度活動報告。2024年11月的公司亮點包括：

公司新老客戶帶來的新增核心淨資產總額達到288億。除貨幣型基金清算外的淨新增資產總額爲241億。
截至11月底，總客戶資產達10.31萬億，比2023年11月增長了26%，比2024年10月增長了5%。
判斷交易現金餘額截至11月底爲3937億，與上個月持平。
主要受到股市交易量驅動，11月份日均交易量環比增加了20%，達660萬。
2024年全年淨營業收入預計將比前一年增長3.0%至3.5%，反映出投資者參與度的提高、選舉後的股市強勁表現以及客戶交易現金餘額的持續穩定。這比10月秋季商業更新時所溝通的2.0%至3.0%的收入增長區間有了改善。

前瞻性聲明

本新聞稿包含有關2024年淨營業收入的前瞻性聲明。這些前瞻性聲明反映了管理層截至本文發佈日的預期。這些預期和目標的實現受到風險和不確定性的影響，可能導致實際結果與所表達的預期存在實質性差異。可能導致此類差異的重要因素已在公司最近提交的10-K和10-Q表格報告中進行了描述，這些報告已提交給證券交易委員會，並可在公司網站（）和證券交易委員會網站（https://www.sec.gov）上查閱。公司不承諾更新任何前瞻性聲明。

關於嘉信理財

嘉信理財公司（紐交所：SCHW）是領先的金融服務提供商，截至2024年11月30日，擁有3620萬活躍的券商帳戶、540萬個職場計劃參與者帳戶、200萬個銀行帳戶，以及10.31萬億的客戶資產。通過其運營子公司，公司爲個人投資者和獨立投資顧問提供全方位的财富管理、證券交易、銀行業務、資產管理、保管和金融諮詢服務。其券商子公司，嘉信理財及公司（SIPC成員，），以及其附屬公司提供全面的投資服務和產品，包括大量的共同基金；金融規劃和投資建議；退休計劃和股權補償計劃服務；向獨立的、基於費用的投資顧問的推薦；以及通過Schwab顧問服務，爲獨立的、基於費用的投資顧問提供保管、運營和交易支持。其主要銀行子公司，嘉信理財銀行SSb（FDIC成員和公平住房貸款機構），提供銀行和貸款服務及產品。有關更多信息，請訪問。

嘉信理財公司2024年11月月度活動報告

	2023		2024																	變更
	11月	十二月	一月	二月	三月	四月	五月		六月		七月		八月		九月		10月		11月	週一	年
市場指數（月末）
道瓊斯指數	35,951	37,690	38,150	38,996	39,807	37,816	38,686		39,119		40,843		41,563		42,330		41,763		44,911	8%	25%
納斯達克綜合指數	14,226	15,011	15,164	16,092	16,379	15,658	16,735		17,733		17,599		17,714		18,189		18,095		19,218	6%	35%
標準普爾500指數	4,568	4,770	4,846	5,096	5,254	5,036	5,278		5,460		5,522		5,648		5,762		5,705		6,032	6%	32%
客戶資產 (以十億美元計算)
期初客戶資產	7,653.4	8,180.6	8,516.6	8,558.1	8,879.5	9,118.4	8,847.5		9,206.3		9,407.5		9,572.1		9,737.7		9,920.5		9,852.0
新增資產(1)	19.2	42.1	14.8	31.7	41.7	10.0	31.0		33.2		29.0		31.5		30.3		22.7		25.5	12%	33%
淨市場收益（損失）	508.0	293.9	26.7	289.7	197.2	(280.9)	327.8		168.0		135.6		134.1		152.5		(91.2)		427.9
月末總客戶資產	8,180.6	8,516.6	8,558.1	8,879.5	9,118.4	8,847.5	9,206.3		9,407.5		9,572.1		9,737.7		9,920.5		9,852.0		10,305.4	5%	26%
核心淨新增資產 (1,2)	21.7	43.1	17.2	33.4	45.0	1.0	31.1		29.1		29.0		32.8		33.5		24.6		28.8	17%	33%
收到持續的諮詢服務（在月底）
投資者服務	557.0	581.4	584.1	601.8	618.5	602.2	624.0		632.9		649.1		663.7		675.1		665.6		688.9	4%	24%
顧問服務(3)	3,604.4	3,757.4	3,780.4	3,902.5	4,009.5	3,893.9	4,027.3		4,090.0		4,185.4		4,268.1		4,343.8		4,303.3		4,489.2	4%	25%
客戶帳戶（截至月底，以千爲單位）
活躍經紀帳戶	34,672	34,838	35,017	35,127	35,301	35,426	35,524		35,612		35,743		35,859		35,982		36,073		36,222	-	4%
銀行帳戶	1,825	1,838	1,856	1,871	1,885	1,901	1,916		1,931		1,937		1,940		1,954		1,967		1,980	1%	8%
工作場所計劃參與者帳戶(4)	5,212	5,221	5,226	5,268	5,277	5,282	5,345		5,363		5,382		5,373		5,388		5,407		5,393	-	3%
客戶活動
新經紀帳戶（單位：千）	286	340	366	345	383	361	314		310		327		324		321		331		357	8%	25%
客戶現金佔客戶資產的百分比(5)	10.7%	10.5%	10.5%	10.2%	10.0%	10.2%	9.9%		9.7%		9.6%		9.5%		9.5%		9.8%		9.5%	(30) 點子	(120) 點子
衍生品交易佔總交易的百分比	23.1%	21.8%	21.8%	22.2%	21.9%	22.1%	21.9%		21.3%		21.2%		20.8%		21.5%		21.4%		19.7%	(170) 點子	(340) 點子
選定的平均餘額（以百萬美元計）
平均收益資產(6)	439,118	446,305	443,694	434,822	431,456	423,532	415,950		417,150		417,379		420,191		420,203		422,327		425,789	1%	(3%)
平均按金餘額	61,502	62,309	61,368	63,600	66,425	68,827	67,614		69,730		73,206		73,326		72,755		74,105		76,932	4%	25%
平均銀行存款帳戶餘額(7)	94,991	95,518	95,553	92,075	90,774	88,819	86,844		85,195		83,979		82,806		82,336		83,261		84,385	1%	(11%)
所有基金類型和交易所交易型基金
淨買入（賣出）（8,9）（以百萬美元計）
股票	6,099	7,903	8,182	7,624	10,379	3,472	5,734	3,379		10,908		5,609		5,217		7,176		13,226
混合	(1,466)	(1,596)	(501)	(1,330)	(439)	(703)	(558)		(843)		(1,155)		(1,377)		(432)		(1,397)		(329)
債券	255	6,104	7,510	9,883	7,561	5,949	5,854		6,346		8,651		10,919		11,015		10,442		7,473
淨買入（賣出）活動（單位：百萬美元）
共同基金（8）	(9,267)	(7,406)	(966)	(1,348)	(1,607)	(4,818)	(5,544)		(4,254)		(4,679)		(4,003)		(1,261)		(4,905)		(4,492)
交易所交易基金(9)	14,155	19,817	16,157	17,525	19,108	13,536	16,574		13,136		23,083		19,154		17,061		21,126		24,862
貨幣市場所有基金類型	11,670	7,745	11,717	10,129	9,085	(2,357)	9,790		3,858		9,110		8,048		9,672		11,032		9,172

	注意：與上述信息相關的某些補充細節可以在以下找到：
(1)	除非另有說明，淨新增資產與核心淨新增資產之間的差異是來自於非平台的嘉信理財銀行零售CD的淨流入。2024年還包括來自一個共同基金清算服務客戶的103億的流入，發生在4月，以及來自一個大型國際關係的流出，8月爲1億，10月爲3億，11月爲6億。2023年還包括來自一個大型國際關係的流出，11月爲54億，12月爲6億。
(2)	淨新增資產不包括顯著的一次性流入或流出，如收購/剝離或與特定客戶相關的特殊流動（通常超過100億），以及非平台嘉信理財銀行零售CD的活動。這些流動可能跨越多個報告期。
(3)	不包括養老商業服務。
(4)	包括股票計劃服務、指定券商服務和養老商業服務中的帳戶；參與者可能在多個工作場所的業務中註冊服務。
(5)	嘉信理財One 某些現金等價物、銀行存款、第三方銀行存款帳戶和貨幣型基金餘額佔總客戶資產的百分比；客戶現金不包括由嘉信理財銀行發行的經紀CD。
(6)	代表公司資產負債表上平均總的產生利息的資產。
(7)	代表客戶未投資現金掃除帳戶餘額，存放在第三方金融機構的存款帳戶中。
(8)	代表嘉信理財處理的客戶共同基金交易的本金價值，包括專有基金的交易。包括僅可供投資經理使用的機構基金。排除貨幣型基金交易。
(9)	代表客戶在嘉信理財處理的ETF交易的本金價值，包括專有ETF的交易。

媒體:
Mayura Hooper
嘉信理財
電話：415-667-1525

投資者/分析師：
傑夫·愛德華茲
嘉信理財
電話: 817-854-6177

來源：嘉信理財公司

譯文內容由第三人軟體翻譯。

以上內容僅用作資訊或教育之目的，不構成與富途相關的任何投資建議。富途竭力但無法保證上述全部內容的真實性、準確性和原創性。

Schwab Reports Monthly Activity Highlights

Schwab Reports Monthly Activity Highlights

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