Barclays analyst Alex Scott maintains $Aflac Inc (AFL.US)$ with a sell rating, and maintains the target price at $96.
According to TipRanks data, the analyst has a success rate of 66.7% and a total average return of 13.3% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Aflac Inc (AFL.US)$'s main analysts recently are as follows:
Following the company's investor day, it was observed that Aflac's margin guidance for both the U.S. and Japan was weaker than anticipated. This revelation contributed to a roughly 4% decline in share value on the day. Although some aspects of the guidance surpassed consensus expectations, the revised margin outlook predominantly led to a recalibration of expectations to a lower level.
Aflac's recent investor day centered on its overall strategy, initiatives in U.S. and Japan sales, as well as projections concerning capital and margins. The financial outlook presented was somewhat pessimistic compared to current performance levels, contributing to a downtrend in its shares.
The firm interprets Aflac's projections for 2025-2027 as cautious, with assumptions not including potential favorable reserve developments, which are expected to persist. Challenges in U.S. margin guidance are mainly attributed to shifts in product mix affecting performance, along with moderate concerns over net interest income projections for 2025 acting as further obstacles. Nonetheless, the robustness of Aflac's capital and reserves is viewed as providing significant flexibility, particularly in potentially tough market conditions.
Note:
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Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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巴克萊銀行分析師Alex Scott維持$美國家庭壽險 (AFL.US)$賣出評級，維持目標價96美元。
根據TipRanks數據顯示，該分析師近一年總勝率為66.7%，總平均回報率為13.3%。
此外，綜合報道，$美國家庭壽險 (AFL.US)$近期主要分析師觀點如下：
在公司的投資者日活動之後，觀察到Aflac對美國和日本的利潤率指引低於預期。這一透露導致當天股值大約下降了4%。雖然指導中的某些方面超出了市場普遍預期，但修訂後的利潤率前景主要導致預期被重新調整至較低水平。
Aflac最近的投資者日活動集中在其整體策略、美國和日本銷售的舉措以及資本和利潤率的預測上。所呈現的財務前景與當前的業績水平相比顯得有些悲觀，這導致其股價下跌。
該公司將Aflac對2025-2027年的預測解讀爲謹慎，假設中沒有包括潛在的有利準備金變動，預計這些變動將持續。美國利潤率指導中的挑戰主要歸因於產品組合變化影響了業績，並且2025年的淨利息收入預測也存在適度擔憂，成爲進一步的障礙。儘管如此，Aflac的資本和準備金的穩健性被視爲在潛在艱難的市場環境中提供了顯著的靈活性。
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