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Cold and Creaky: TruInsights Into How Winter Weather Impacts Our Pets

Cold and Creaky: TruInsights Into How Winter Weather Impacts Our Pets

寒冷和吱吱作響:揭示冬季天氣如何影響我們的寵物
GlobeNewswire ·  00:00

Pet medical insurance provider Trupanion received more than 126,000 musculoskeletal claims in 2023 alone

寵物醫療保險提供商trupanion僅在2023年就收到了超過126,000起肌肉骨骼索賠

SEATTLE, Dec. 04, 2024 (GLOBE NEWSWIRE) -- Something crisp and biting this way comes. Temperatures are dropping, and as we begin to bundle up for the wintery weather, our pets, particularly older pets, may begin to show additional signs of pain, discomfort and stiffness.

2024年12月04日,美國華盛頓州西雅圖(全球新聞社)-- 寒冷而尖銳的氣息正在逼近。氣溫正在下降,隨着我們開始爲寒冷的天氣做好保暖措施,我們的寵物,尤其是年長的寵物,可能會顯示出額外的疼痛、不適和僵硬的跡象。

In 2023 alone, pet medical insurance company Trupanion (Nasdaq:TRUP) paid 61,000 limping claims, nearly 35,000 cranial cruciate ligament (CCL) rupture claims, 32,000 arthritis claims and 1,200 hip dysplasia claims. These conditions can be aggravated by cold weather, and Trupanion data shows older pets are significantly more likely to be affected than adult pets, puppies or kittens.

僅在2023年,寵物醫療保險公司trupanion(納斯達克代碼:TRUP)支付了61,000起跛行索賠,近35,000起顳受交叉韌帶(CCL)斷裂索賠,32,000起關節炎索賠和1,200起髖關節發育不良索賠。這些控件可能會因寒冷天氣而加重,trupanion的數據顯示,年長的寵物比成年寵物、幼犬或幼貓更有可能受到影響。

"It's important to insure pets when they're young," says veterinarian and Trupanion General Manager, Dr. Stephen Rose, BVSc (Hons1) M Infotech CVA ACVCHM. "So that as they age, should any chronic conditions such as arthritis and hip dysplasia arise, there are fewer financial barriers to care. If pet parents wait to insure until their pet is older, there is higher likelihood that their pet will have pre-existing conditions and then it may be too late," said Rose.

"重要的是在寵物年輕時爲其投保," 寵物保險公司trupanion的獸醫兼總經理史蒂芬·羅斯博士(BVSc(Hons1)m信息技術CVA ACVCHm)說。"這樣,當寵物老了,如關節炎和髖關節發育不良等慢性疾病出現時,就有較少的經濟障礙來進行護理。如果寵物主人等到寵物年紀較大時才投保,寵物患有先存在疾病的可能性就更高,那時可能已經爲時過晚," 羅斯說。

Top Musculoskeletal Claims for Dogs (since 2019)

自2019年以來狗狗的頂級肌肉骨骼索賠

  • Limping
  • Cranial Cruciate Ligament Rupture (CCL)
  • Arthritis
  • Hip dysplasia
  • Pain and discomfort
  • 跛行
  • 顱交叉韌帶破裂(CCL)
  • 關節炎
  • 髖關節發育不良
  • 疼痛和不適

Top Musculoskeletal Claims for Cats (since 2019)

貓咪最常見的肌肉骨骼索賠(自2019年以來)

  • Arthritis
  • Limping
  • Hip dysplasia
  • Pain and discomfort
  • Fracture
  • 關節炎
  • 一瘸一拐
  • 髖關節發育不良
  • 疼痛和不適
  • 骨折

How the Cold Aggravates Musculoskeletal Conditions

寒冷如何加重肌肉骨骼狀況

Some suggest that cold weather can make our joints feel stiff and uncomfortable, and it could have a similar effect on our pets, especially older ones or those with arthritis. As the cold fronts move in, we can become less active, which can lead to a more sedentary lifestyle and therefore stiffer joints from disuse. However, in colder temps, it's been theorized that the joint fluid can also thicken – offering another possible explanation for joint stiffness during the colder months. Additionally, the barometric pressure drops, which can cause joint tissues to enlarge, and in arthritic joints, this can be quite painful.

一些人認爲寒冷天氣會使我們的關節感到僵硬和不適,尤其是年長的或患有關節炎的寵物可能受到類似影響。隨着冷鋒的來襲,我們變得活動減少,這可能導致更加久坐的生活方式,因此關節因不活動而變得更加僵硬。然而,在較低的溫度下,有理論指出關節液也會變稠,這可能是關節在寒冷月份變得僵硬的另一個可能解釋。此外,氣壓下降,可以導致關節組織膨脹,對於關節炎患者,這可能是相當痛苦的。

For pet owners looking to keep pets comfortable during winter months, Dr. Rose adds, "Be sure to provide very comfortable bedding that's easy for your pet to get in and out of—even warming bedding or blankets if appropriate. Watch their diet and try to maintain their exercise routines as best you can—adding extra weight to already stressed joints can cause additional pain. If your veterinarian has prescribed or recommended them, be sure to keep their joint supplements or medications on hand as they may be in more pain during this time of year."

對於希望在冬季讓寵物舒適的寵物主人,Rose博士補充說:「一定要提供非常舒適的牀墊,讓寵物容易進出,甚至如果合適的話可以提供保暖牀墊或毯子。觀察它們的飲食,儘量保持它們的鍛鍊習慣最好(可能)—給已經受壓力的關節增加額外重量可能會造成更多疼痛。如果獸醫開過處方或者推薦,務必確保備有它們的關節補充劑或藥品,因爲它們在這個時候可能會感到更多疼痛。」

Musculoskeletal Conditions: By the Numbers

肌肉骨骼疾病:數據統計

Arthritis is a common concern for pets. From 2019 – 2023, arthritis was one of the three most frequent musculoskeletal claims for both cats and dogs with nearly 93,000 claims. In 2023 alone, Trupanion paid around 29,000 claims for dogs and 3,700 claims for cats.

關節炎是寵物常見的問題。從2019年至2023年,關節炎是貓和狗中三個最常見的肌肉骨骼索賠之一,近93,000起索賠。僅在2023年,trupanion爲狗支付了約29,000起索賠,爲貓支付了3,700起索賠。

Arthritis is a chronic condition that appears in higher numbers as pets age. Dogs over 7 years-old are 2,476% more likely to suffer from arthritis than younger dogs. Cats over 7 years-old are more than 3,724% more likely than younger cats. The average arthritis claim is $272 for dogs and $233 for cats. The single highest arthritis claim Trupanion paid was $19,829 dollars.

關節炎是隨着寵物年齡增長而出現的一種慢性疾病。7歲以上的狗比年輕狗更容易患關節炎高出2,476%。7歲以上的貓比年輕貓更容易患關節炎高出3,724%。狗的平均關節炎索賠爲272美元,貓爲233美元。Trupanion支付的最高單筆關節炎索賠爲19,829美元。

Top 5 Cat Breeds Claiming for Arthritis

前五名主張關節炎的貓品種

  • Siamese
  • American Shorthair
  • Maine Coon
  • Bengal
  • Ragdoll
  • 暹羅貓
  • 美國短毛貓
  • 緬因庫恩貓
  • Bengal
  • Ragdoll

Top 5 Dog Breeds Claiming for Arthritis

前5名患關節炎的狗品種

  • Shetland Sheepdog
  • Cocker Spaniel
  • Great Dane
  • Labrador Retriever
  • American Pitbull Terrier
  • 喜樂蒂牧羊犬
  • 可卡犬
  • 大丹犬
  • 拉布拉多獵犬
  • 美國鬥牛梗

Cranial Cruciate Ligament Rupture, or as some may more commonly recognize this, a CCL rupture, is a painful degenerative knee illness. Trupanion sees, on average, 25,085 claims for CCL rupture from dogs each year. From 2019 – 2023 the number of CCL rupture claims that Trupanion paid was well over 125,000, with nearly 34,500 of those claims coming in 2023 alone. Senior dogs (over age 7) are 301% more likely to have a CCL rupture claim than adult dogs or puppies. On average the CCL rupture claims that Trupanion pays are $1,419, with the highest claim being $20,438.

顱骨十字韌帶斷裂,或者一些人可能更常見的稱之爲CCL斷裂,是一種疼痛的退行性膝關節疾病。Trupanion每年平均看到25,085例狗患CCL斷裂索賠。從2019年至2023年,Trupanion支付的CCL斷裂索賠數量超過125,000例,其中將近34,500例發生在2023年。老年狗(7歲以上)患CCL斷裂索賠的幾率比成年狗或幼犬高301%。Trupanion支付的CCL斷裂索賠平均爲$1,419,最高索賠金額爲$20,438。

Top 5 Dog Breeds Claiming for Cranial Cruciate Ligament Rupture:

造成顱交叉韌帶破裂索賠排名前五的狗種類:

  • Olde English Bulldog
  • Rottweiler
  • American Pitbull Terrier
  • Boxer
  • Bernese Mountain Dog
  • 英國古代鬥牛犬
  • 羅威納犬
  • 美國鬥牛梗
  • Boxer
  • 伯爾尼山犬

Trupanion pays almost 500 hip dysplasia claims for cats each year on average, paying a total of 2,492 claims from 2019 – 2023. Over 1,200 of these claims were from 2023, and when normalized for growth was a 127% increase year over year from 2022. Much like other conditions, senior cats are 871% more likely to have a hip dysplasia claim than adult cats or kittens. To-date the single highest claim Trupanion has paid was $10,726.

trupanion每年平均支付近500個關於貓兒髖關節發育不良的索賠,2019年至2023年支付了2492個索賠。其中超過1200個索賠來自2023年,考慮增長後,與2022年相比年增長127%。與其他條件類似,老年貓的髖關節發育不良索賠概率比成年貓或小貓高871%。迄今爲止,Trupanion支付的最高索賠金額爲$10,726。

Top 5 Cat Breeds Claiming for Hip Dysplasia:

前5名申領髖關節發育不良的貓咪品種:

  • Maine Coon
  • Mixed Breed
  • Siamese
  • Ragdoll
  • American Shorthair
  • 緬因庫恩
  • 混合品種
  • 暹羅貓
  • Ragdoll
  • 美國短毛貓

Limping claims also found their way into the top three musculoskeletal claims for both dogs and cats. Limping can be indicative of many different conditions, and these claims are often from vet visits that require diagnostics to assess the underlying cause. From 2019 – 2023, Trupanion paid 208,138 limping claims. 8% of Trupanion's insured dogs and 1.8% of insured cats have had a limping claim. Just in 2023, Trupanion paid 58,890 limping claims for dogs and 2,263 limping claims for cats. And once more we see the matter of senior pets being impacted at much higher rates, with senior dogs 202% more likely to have a limping claim than adult dogs or puppies, and senior cats 191% more likely than adult cats or kittens. The average limping claim Trupanion paid for dogs was $610, and $312 for cats while the highest claim was $15,976.

跛行索賠也進入了狗和貓的前三大肌肉骨骼索賠。跛行可能表明許多不同的控件,並且這些索賠往往來自需要診斷以評估潛在原因的獸醫就診。從2019年到2023年,trupanion支付了208,138起跛行索賠。trupanion保險的狗有8%和貓有1.8%曾經有過跛行索賠。僅在2023年,trupanion爲狗支付了58,890起跛行索賠,貓支付了2,263起跛行索賠。而且我們再次看到,老年寵物受到影響的比例要高得多,老年狗比成年狗或幼犬更有可能有跛行索賠的比例高出202%,老年貓比成年貓或小貓更有可能高出191%。trupanion支付給狗的平均跛行索賠金額爲610美元,而對貓爲312美元,最高索賠金額爲15,976美元。

Top 5 Dog Breeds Claiming for Limping:

前5位聲稱跛行的狗品種:

  • Border Collie
  • Rottweiler
  • Newfoundland
  • Bernese Mountain Dog
  • Olde English Bulldog
  • 邊境牧羊犬
  • 羅威納
  • 紐芬蘭
  • 伯恩獵犬
  • 英國古代鬥牛犬

Top 5 Cat Breeds Claiming for Limping:

申請跛行的前5大貓種:

  • Maine Coon
  • Persian
  • British Shorthair
  • Siamese
  • Bengal
  • 緬因貓
  • 波斯貓
  • 英國短毛貓
  • 暹羅貓
  • Bengal

Begin Coverage Before the Trouble Starts

在麻煩開始之前開始覆蓋

As the data shows, senior pets are far more likely to claim for musculoskeletal conditions than puppies and kittens or even adult pets.

數據顯示,老年寵物比幼犬、幼貓甚至成年寵物更有可能因肌肉骨骼控件而索賠。

"It's vital to insure pets when they're young, so that as they age, should any chronic conditions such as arthritis arise, there are fewer financial barriers to care," says veterinarian and Trupanion General Manager, Dr. Stephen Rose, BVSc (Hons1) M Infotech CVA ACVCHM. "If pet parents wait to insure until their pet is older, there is higher likelihood that their pet will have pre-existing conditions and then may be too late."

「在年輕時爲寵物投保至關重要,這樣當它們年老時,像關節炎等慢性控件出現時,便沒有太多的金融障礙,」 Trupanion獸醫和總經理Stephen Rose博士說道。若主人等到寵物年紀較大再投保,那麼寵物存在既往病史的可能性就更高,那時或許已經爲時過晚。”

Trupanion covers the ailments most likely to happen to a pet, so long as the pet doesn't show any signs or symptoms of the condition before enrollment or during waiting periods. And as can be seen from the data above, Trupanion pays thousands of claims related to musculoskeletal conditions every year.

Trupanion覆蓋了寵物最有可能發生的疾病,只要寵物在註冊或等待期間沒有表現出該控件的任何跡象或症狀。從上述數據可以看出,Trupanion每年支付成千上萬與肌肉骨骼控件有關的索賠。

About truInsights

關於truInsights

truInsights is a data focused initiative introduced by Trupanion and designed to deliver valuable health-related data and insights to pet parents, veterinarians and pet lovers alike. With over 20 years of pet health data, Trupanion has explored its veterinary invoice data from more than two million pets and provides details on data trends, as well as prevention tips for keeping our pets safe.

truInsights是由trupanion推出的數據驅動計劃,旨在爲寵物父母、獸醫和寵物愛好者提供有價值的健康相關數據和見解。擁有超過20年的寵物健康數據,trupanion已經研究了來自兩百萬寵物的獸醫發票數據,並提供了數據趨勢的詳細信息,以及保持寵物安全的預防提示。

About Trupanion

關於Trupanion

Trupanion is a leader in medical insurance for cats and dogs throughout the United States, Canada, Europe, Puerto Rico and Australia with over 1,000,000 pets currently enrolled. For over two decades, Trupanion has given pet owners peace of mind so they can focus on their pet's recovery, not financial stress. Trupanion is committed to providing pet parents with the highest value in pet medical insurance with unlimited payouts for the life of their pets. With its patented process, Trupanion is the only North American provider with the technology to pay veterinarians directly in seconds at the time of checkout. Trupanion is listed on NASDAQ under the symbol "TRUP". The company was founded in 2000 and is headquartered in Seattle, WA. Trupanion policies are issued, in the United States, by its wholly-owned insurance entity American Pet Insurance Company and, in Canada, by Accelerant Insurance Company of Canada. Trupanion Australia is a partnership between Trupanion and Hollard Insurance Company. Policies are sold and administered by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). For more information, please visit trupanion.com.

Trupanion是美國、加拿大、歐洲、波多黎各和澳洲等地貓狗醫療保險領域的領導者,目前有超過100萬隻寵物參保。20年來,Trupanion給予寵物主人心靈上的安寧,讓他們能專注於寵物的康復,而不是財務壓力。Trupanion致力於爲寵物父母提供最高價值的寵物醫療保險,終身保險金額無限制。憑藉其專利流程,Trupanion是唯一能夠在結賬時秒速直接向獸醫支付的北美提供商。Trupanion在納斯達克上市,股票代碼爲"TRUP"。該公司成立於2000年,總部位於美國華盛頓州西雅圖。Trupanion的保單在美國由其全資保險實體American Pet Insurance Company發行,在加拿大由Accelerant Insurance Company of Canada發行。Trupanion澳洲是Trupanion與Hollard Insurance Company合作的產物。保單由Trupanion Managers USA, Inc.(CA執照編號0G22803, NPN 9588590)銷售和管理。欲了解更多信息,請訪問 trupanion.com.

Contacts:

聯繫方式:

Media: Trupanion Corporate Communications

媒體:trupanion公司通信

Corporate.communications@trupanion.com

Corporate.communications@trupanion.com


譯文內容由第三人軟體翻譯。


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