Goldman Sachs analyst Will Nance maintains $Affirm Holdings (AFRM.US)$ with a buy rating, and adjusts the target price from $54 to $78.
According to TipRanks data, the analyst has a success rate of 49.7% and a total average return of -4.1% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Affirm Holdings (AFRM.US)$'s main analysts recently are as follows:
Since the election, the median payment technology stock has risen by 18%, with shares exposed to higher beta growth and pro-cyclical factors outperforming significantly. Analysts believe that fintech stands to benefit from a stronger economy, inflation, and potential policy adjustments under the new administration. Nonetheless, due to more elevated valuations and limited visibility for an acceleration in fundamentals, a more selective approach is favored.
Looking ahead to 2025, lower benchmark rates alongside a more favorable third-party funding situation are expected to propel a rise in loan origination volumes and improve margins for fintech lenders. Both Shopify and Affirm are identified as pivotal holdings, with observations pointing to their revenue and volume growth either matching or surpassing levels seen during the pandemic, thus bucking the broader e-commerce trends.
Note:
TipRanks, an independent third party, provides analysis data from financial analysts and calculates the Average Returns and Success Rates of the analysts' recommendations. The information presented is not an investment recommendation and is intended for informational purposes only.
Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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高盛集團分析師Will Nance維持$Affirm Holdings (AFRM.US)$買入評級，並將目標價從54美元上調至78美元。
根據TipRanks數據顯示，該分析師近一年總勝率為49.7%，總平均回報率為-4.1%。
此外，綜合報道，$Affirm Holdings (AFRM.US)$近期主要分析師觀點如下：
自選舉以來，支付科技股票中位數上漲18%，那些暴露於更高貝塔成長和前週期性因素的股票明顯表現優異。分析師們認爲，金融科技將受益於更強勁的經濟、通貨膨脹和新政府下的潛在政策調整。然而，由於估值較高且基本面加速的前景有限，更加謹慎的方法更受青睞。
展望到2025年，隨着基準利率下降以及第三方融資情況更加有利，預計貸款發放量將增加，從而改善金融科技放貸人的利潤率。 Shopify和Affirm都被確定爲關鍵持倉，觀察顯示他們的營業收入和成交量增長要麼與疫情期間看到的水平相匹敵要麼超越，從而背離了更廣泛的電子商務趨勢。
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分析師總勝率為近一年分析師的評級成功次數占總評級次數的比率。評级的成功與否，取決於TipRanks的虚擬投資組合是否從該股票中產生正回報。
總平均回報率為基於分析師的初始評級創建虚擬投資組合，並根據評級變化對組合進行調整，在近一年中該投資組合所獲得的回報率。
