J.P. Morgan analyst Reginald Smith maintains $Affirm Holdings (AFRM.US)$ with a buy rating, and adjusts the target price from $56 to $74.
According to TipRanks data, the analyst has a success rate of 54.8% and a total average return of 9.8% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Affirm Holdings (AFRM.US)$'s main analysts recently are as follows:
Since the election, the median payment technology stock has shown an 18% increase. Stocks characterized by higher beta growth and pro-cyclical exposure have outperformed notably. Fintech companies are perceived as net beneficiaries of a stronger economic environment and inflation, alongside potential policy shifts by the new administration. Nevertheless, given the elevated valuations and the uncertain pace of fundamental improvements, a more selective approach is advised.
Looking ahead to 2025, it is anticipated that a decrease in benchmark rates, alongside an improved third-party funding landscape, will contribute to higher loan origination volumes and enhanced margins for financial technology lenders. Analysts view certain industry leaders as fundamental holdings due to their sustained revenue growth and transaction volumes, which are remaining robust or surpassing levels seen during the pandemic, thus opposing wider e-commerce trends.
Note:
TipRanks, an independent third party, provides analysis data from financial analysts and calculates the Average Returns and Success Rates of the analysts' recommendations. The information presented is not an investment recommendation and is intended for informational purposes only.
Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
TipRanks provides a ranking of each analyst up to 5 stars, which is representative of all recommendations from the analyst. An analyst's past performance is evaluated on a scale of 1 to 5 stars, with more stars indicating better performance. The star level is determined by his/her total success rate and average return.
摩根大通分析師Reginald Smith維持$Affirm Holdings (AFRM.US)$買入評級，並將目標價從56美元上調至74美元。
根據TipRanks數據顯示，該分析師近一年總勝率為54.8%，總平均回報率為9.8%。
此外，綜合報道，$Affirm Holdings (AFRM.US)$近期主要分析師觀點如下：
自大選以來，支付科技股中位數上漲了18％。以更高的貝塔增長率和順週期敞口爲特徵的股票表現明顯跑贏大盤。金融科技公司被視爲更強勁的經濟環境和通貨膨脹以及新政府可能的政策轉變的淨受益者。儘管如此，鑑於估值的上升和基本面改善步伐的不確定性，建議採取更具選擇性的方法。
展望2025年，預計基準利率的下降以及第三方融資格局的改善將有助於增加貸款發放量和提高金融技術貸款機構的利潤率。分析師將某些行業領導者視爲基本持股，因爲它們的收入和交易量持續增長，交易量保持強勁或超過了疫情期間的水平，因此與更廣泛的電子商務趨勢背道而馳。
提示:
TipRanks為獨立第三方，提供金融分析師的分析數據，並計算分析師推薦的平均回報率和勝率。提供的信息並非投資建議，僅供参考。本文不對評級數據和報告的完整性與準確性做出認可、聲明或保證。
TipRanks提供每位分析師的星級，分析師星級代表分析師所有推薦的過往表現，通過分析師的總勝率和平均回報率综合計算得出，星星越多，則該分析師過往表現越優異，最高爲5颗星。
分析師總勝率為近一年分析師的評級成功次數占總評級次數的比率。評级的成功與否，取決於TipRanks的虚擬投資組合是否從該股票中產生正回報。
總平均回報率為基於分析師的初始評級創建虚擬投資組合，並根據評級變化對組合進行調整，在近一年中該投資組合所獲得的回報率。
