EZCORP, Inc. (EZPW) Q4 2024 Earnings Call Transcript Summary
EZCORP, Inc. (EZPW) Q4 2024 Earnings Call Transcript Summary
Diluted EPS for Q4 was up 13% to $0.26 per share.The following is a summary of the EZCORP, Inc. (EZPW) Q4 2024 Earnings Call Transcript:
以下是艾茨克普公司（EZPW）2024年第四季度業績會記錄摘要：
Financial Performance:
財務表現:
Q4 total revenue reached a record $300.9 million, up 11% year-over-year.
EBITDA for Q4 increased by 15% to $36.7 million.
Diluted EPS for Q4 was up 13% to $0.26 per share.
PLO increased by 14% year-over-year to a record $279.2 million.
第四季度總營業收入創紀錄，達到30090萬美元，同比增長11%。
第四季度EBITDA增長15%，達到3670萬美元。
第四季度攤薄後每股收益增長13%，達到0.26美元。
按照年度計算的第四季度PLO增長14%，達到創紀錄的27920萬美元。
Business Progress:
業務進展：
Expanded store footprint by adding 21 stores in Q4, totaling 1,279 stores across the U.S. and Latin America.
Launched comprehensive training on the fiscal 2025 incentive program structure.
Enhanced scheduling processes in Latin America to support work-life balance.
U.S. online payment collections increased by $6.2 million in Q4.
20 new stores opened in Latin America and one acquired in the U.S.
第四季度通過增加21家門店擴大了店鋪規模，總計在美國和拉丁美洲擁有1279家門店。
啓動了針對2025財年激勵計劃結構的全面培訓。
加強了在拉丁美洲地區的排班流程，以支持工作與生活的平衡。
美國在線支付收款在第四季度增加了620萬美元。
拉丁美洲開設了20家新店，美國收購了一家。
Opportunities:
機會：
Growth driven by record PLO balance and pawn service charges, as well as expanding de novo stores and acquisition opportunities.
增長主要受到創紀錄的PLO餘額和典當服務費的推動，以及新店和收購機會的擴展。
Risks:
風險：
Cash balance declined to $171 million due to convertible note repayment, PLO and inventory increase, and share repurchases.
現金餘額因可轉換票據償還、PLO和庫存增加，以及股份回購而下降至17100萬美元。
Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：如需更全面的詳情，請參閱投資人關係網站。本文僅供投資者參考，不作任何指引或建議。
譯文內容由第三人軟體翻譯。
