Citi analyst Ashwin Shirvaikar maintains $Marqeta (MQ.US)$ with a buy rating, and adjusts the target price from $8 to $7.
According to TipRanks data, the analyst has a success rate of 56.5% and a total average return of 6.4% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Marqeta (MQ.US)$'s main analysts recently are as follows:
Marqeta's Q3 results were mixed, and the company reduced its Q4 and fiscal 2025 growth forecasts. These adjustments stem largely from elongated onboarding periods due to increased regulatory oversight and the risk appetites of sponsor banks. Estimates have been revised in light of these developments.
Following 'disappointing results', the narrative around Marqeta was expected to clarify post the milestone of the Block renewal. Analysts anticipate a recovery from the share value reflecting merely the cash value in after-hours trading. However, it is believed that Marqeta will continue to be viewed with a degree of skepticism into 2025 due to recent challenges in execution.
Marqeta's third-quarter results revealed a slight miss in gross profit growth, yet an outperformance in adjusted EBITDA was noted, attributed to strong operational discipline. Nevertheless, the company significantly reduced its forecast, citing increased examination from the banking sector that is postponing the onboarding of new clients, as well as a reduction in value-added services from current customers. Additionally, it was observed that several of Marqeta's advanced fintech clients have chosen to internalize parts of their program management and banking relationships.
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Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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花旗分析師Ashwin Shirvaikar維持$Marqeta (MQ.US)$買入評級，並將目標價從8美元下調至7美元。
根據TipRanks數據顯示，該分析師近一年總勝率為56.5%，總平均回報率為6.4%。
此外，綜合報道，$Marqeta (MQ.US)$近期主要分析師觀點如下：
Marqeta的第三季度業績出現了一些波動，該公司調低了其第四季度和2025財年增長預期。這些調整主要源於持續拉長的註冊期，因爲監管加強及贊助銀行的風險偏好。在這些情況下，預估已經進行了修訂。
在「令人失望的成績」之後，人們預期在區塊續約這一里程碑之後，對Marqeta的看法將變得更加清晰。分析師預計在盤後交易中，股價將會出現反映僅僅是現金價值的復甦。然而，由於近期執行方面的挑戰，人們認爲Marqeta在2025年將繼續受到一定程度的懷疑。
Marqeta的第三季度業績顯示毛利增長略有落後，但調整後的EBITDA表現優異，歸功於強大的運營紀律。然而，該公司大幅調降了其預測，原因是銀行業加大了審查力度，推遲了新客戶的註冊，同時縮減了當前客戶提供的增值服務。此外，觀察到Marqeta的一些高級金融科技客戶選擇將其部分項目管理和銀行關係內部化。
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