RBC Capital analyst Jon Arfstrom maintains $Bread Financial (BFH.US)$ with a hold rating, and maintains the target price at $52.
According to TipRanks data, the analyst has a success rate of 59.0% and a total average return of 16.4% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Bread Financial (BFH.US)$'s main analysts recently are as follows:
The company's third-quarter results contained 'few surprises' and its full-year outlook remained consistent. The moderate underperformance of the shares is ascribed to ongoing uncertainty regarding the timing of credit loss rate improvements. A 'soft landing,' recent industry-wide credit tightening, and a deceleration in loan growth are expected to favorably impact loss rates, especially in the latter half of 2025. Additionally, the company's reserve rate projections suggest that losses in 2025 will be comparable to, if not better than, those in 2024.
Bread Financial's Q3 earnings surpassed expectations, primarily due to decreased expenses. The company's credit performance for fiscal 2024 seems to align with existing projections. However, preliminary insights into fiscal 2025 suggest minimal advancement in credit improvement.
Note:
TipRanks, an independent third party, provides analysis data from financial analysts and calculates the Average Returns and Success Rates of the analysts' recommendations. The information presented is not an investment recommendation and is intended for informational purposes only.
Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
TipRanks provides a ranking of each analyst up to 5 stars, which is representative of all recommendations from the analyst. An analyst's past performance is evaluated on a scale of 1 to 5 stars, with more stars indicating better performance. The star level is determined by his/her total success rate and average return.
加皇資本市場分析師Jon Arfstrom維持$Bread Financial (BFH.US)$持有評級，維持目標價52美元。
根據TipRanks數據顯示，該分析師近一年總勝率為59.0%，總平均回報率為16.4%。
此外，綜合報道，$Bread Financial (BFH.US)$近期主要分析師觀點如下：
公司第三季度的業績中包含了一些"意外之處"，其全年展望保持一致。股票的適度表現歸因於持續不確定的信貸損失率改善時間。預計"軟着陸"、最近整個行業的信貸收緊以及貸款增速放緩將有利於損失率，特別是在2025年下半年。此外，公司的準備金率預測表明，2025年的損失將與2024年相當，甚至更好。
Bread Financial的第三季度收益超出預期，主要是由於費用減少。公司截至2024財年的信貸表現似乎符合現有預期。然而，對於2025財年的初步了解表明信貸改善的進展微乎其微。
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分析師總勝率為近一年分析師的評級成功次數占總評級次數的比率。評级的成功與否，取決於TipRanks的虚擬投資組合是否從該股票中產生正回報。
總平均回報率為基於分析師的初始評級創建虚擬投資組合，並根據評級變化對組合進行調整，在近一年中該投資組合所獲得的回報率。
