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FM Announces US$400 Million 'Resilience Credit' to Support Client Investment in Climate Resilience

FM Announces US$400 Million 'Resilience Credit' to Support Client Investment in Climate Resilience

Fm宣佈提供40000萬美元'壓力位信用',支持客戶投資氣候適應能力
PR Newswire ·  10/24 21:30

With its third resilience credit, FM will have allocated more than US$1 billion to help clients protect their purpose over the last three years

通過第三次恢復信用,Fm在過去三年中將超過10億美元用於幫助客戶保護其目標

JOHNSTON, R.I., Oct. 24, 2024 /PRNewswire/ -- Commercial property insurer FM today announced its third resilience credit, bringing the total allocation to more than US$1 billion since the program's inception in 2022.

2024年10月24日,羅德島州約翰斯頓/PRNewswire/ - 商業地產保險公司Fm今天宣佈了其第三次恢復信用,將自2022年計劃推出以來的總分配增至超過10億美元。

The recent catastrophic hurricane events in the southeastern United States highlight the importance of strengthening communities and helping businesses understand their risks and protect against natural hazards. Through today's announced allocation of approximately US$400 million and the previous resilience credits, eligible FM clients will have additional financial resources to protect their operations from the increasing frequency of extreme weather.

最近在美國東南部發生的災難性颶風事件凸顯了加強社區和幫助企業了解其風險並保護免受自然災害侵害的重要性。通過今天宣佈的約40000萬美元的分配和先前的恢復信用,符合條件的Fm客戶將有額外的財政資源來保護其業務免受極端天氣頻率增加的影響。

As a result of the previous resilience credits, FM clients increased implementation of recommendations made to protect against natural hazards such as wind, flood and wildfire, driving a potential reduction in economic impact of more than US$30 billion.

由於之前的恢復信用,Fm客戶增加了根據風、洪水和野火等自然災害進行的保護建議的實施,有望降低超過300億美元的經濟影響。

"The FM resilience credit highlights the essential role that mutual partnership plays with our clients in our work together to protect their purpose and drive risk out of their organization," said Malcolm Roberts, chairman and chief executive officer of FM. "The resilience credit represents a unique program in the industry, and we are proud to enable client investment in the resiliency and future of their operations."

Fm董事長兼首席執行官馬爾科姆·羅伯茨表示:「Fm恢復信用突顯了相互合作在我們與客戶共同保護他們使命和從組織中消除風險的工作中所扮演的重要角色。」 「恢復信用代表行業中獨特的項目,我們很自豪能夠鼓勵客戶投資於其業務的復原能力和未來。」

Earlier this year, FM launched a Renewable Energy unit to help clients in the transition to alternative energy through research and innovation, and to support the overall advancement of the renewable energy industry. In addition to protecting against climate risk, FM is also encouraging eligible clients, as appropriate to their business, to leverage the resilience credit to support recommendations related to solar panels, wind farms or any other renewable energy installation or location.

今年早些時候,Fm推出了一個可再生能源部門,通過研究和創新幫助客戶過渡到替代能源,並支持可再生能源行業的整體發展。除了保護免受氣候風險侵害外,Fm還鼓勵符合條件的客戶根據其業務情況利用恢復信用支持與太陽能電池板、風力發電廠或任何其他可再生能源安裝或場地相關的建議。

The resilience credit will be applied as a 5% premium offset against eligible FM policies with renewals or anniversaries between Jan. 1, 2025, and Dec. 31, 2025, and will be calculated based on eligible premium in effect 90 days prior to the renewal or anniversary date of the prior policy.

恢復信用將被應用爲5%的保費抵消,用於符合條件的Fm保單在2025年1月1日至2025年12月31日期間的更新或週年紀念日,計算基於在前一份保單的更新或週年紀念日前90天有效的符合條件保費。

About FM
Established nearly two centuries ago, FM is a leading mutual insurance company whose capital, scientific research capability and engineering expertise are solely dedicated to property risk management and the resilience of its policyholder-owners. These owners, who share the belief that the majority of property loss is preventable, represent many of the world's largest organizations, including one of every four Fortune 500 companies. They work with FM to better understand the hazards that can impact their business continuity to make cost-effective risk management decisions, combining property loss prevention with insurance protection.

About Fm
成立將近兩個世紀以前,FM是一家領先的相互保險公司,其資本、科研能力和工程技術專注於財產風險管理和其保單持有人的彈性。這些持有人認爲大多數財產損失是可以預防的,他們代表着世界許多最大的組織,包括四分之一的財富500強公司。他們與FM合作,更好地了解可能影響業務連續性的危險,以做出成本有效的風險管理決策,將財產損失預防與保險保護相結合。

SOURCE FM

資源來源FM

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