Barclays analyst Terry Ma maintains $Navient (NAVI.US)$ with a sell rating, and adjusts the target price from $10 to $11.
According to TipRanks data, the analyst has a success rate of 53.2% and a total average return of 1.9% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Navient (NAVI.US)$'s main analysts recently are as follows:
The 30-year mortgage rate has decreased 74 basis points since Q2, leading to a 90% increase in refinance applications compared to last year. There is a maintained preference for balanced business models, yet the outlook is acknowledged as 'incrementally more positive.'
Consumer finance stocks have surpassed expectations, exhibiting an average total return of 18% since the beginning of the year. This performance is largely attributed to the expansion of multiples instead of positive adjustments to earnings forecasts. Given the current environment, it's suggested that investors should consider taking profits strategically. Although the future outlook remains unclear yet even, there is a perception that markets are overestimating the likelihood of neutral or positive outcomes and underestimating the potential for negative or riskier scenarios.
Note:
TipRanks, an independent third party, provides analysis data from financial analysts and calculates the Average Returns and Success Rates of the analysts' recommendations. The information presented is not an investment recommendation and is intended for informational purposes only.
Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
TipRanks provides a ranking of each analyst up to 5 stars, which is representative of all recommendations from the analyst. An analyst's past performance is evaluated on a scale of 1 to 5 stars, with more stars indicating better performance. The star level is determined by his/her total success rate and average return.
巴克萊銀行分析師Terry Ma維持$Navient (NAVI.US)$賣出評級，並將目標價從10美元上調至11美元。
根據TipRanks數據顯示，該分析師近一年總勝率為53.2%，總平均回報率為1.9%。
此外，綜合報道，$Navient (NAVI.US)$近期主要分析師觀點如下：
自第二季度以來，30年期抵押貸款利率下降了74個點子，導致再融資申請與去年相比增加了90％。人們仍然偏愛平衡的商業模式，但前景被認爲是 「逐漸變得更加樂觀」。
消費金融股超出了預期，自年初以來的平均總回報率爲18％。這種表現主要歸因於倍數的擴大，而不是對收益預測的積極調整。鑑於當前的環境，建議投資者應考慮戰略性地獲利。儘管未來前景仍不明朗，但有人認爲市場高估了中立或積極結果的可能性，低估了出現負面或更高風險情景的可能性。
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分析師總勝率為近一年分析師的評級成功次數占總評級次數的比率。評级的成功與否，取決於TipRanks的虚擬投資組合是否從該股票中產生正回報。
總平均回報率為基於分析師的初始評級創建虚擬投資組合，並根據評級變化對組合進行調整，在近一年中該投資組合所獲得的回報率。
