Goldman Sachs analyst Richard Ramsden maintains $Wells Fargo & Co (WFC.US)$ with a buy rating, and adjusts the target price from $65 to $64.
According to TipRanks data, the analyst has a success rate of 66.4% and a total average return of 12.2% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Wells Fargo & Co (WFC.US)$'s main analysts recently are as follows:
The expectation is for a continued decline in net interest incomes for America's banks, anticipated to average a 4% drop in Q3. This is thought to be driven by delayed deposit pricing adjustments and subdued loan growth, which are likely to outweigh the repricing of fixed assets. A potential pivot in net interest income is only projected for the second quarter of 2025. Recent concerns regarding charge-offs, especially in the credit card and commercial real estate sectors, have eased, though banks may persist in increasing their reserves.
The Federal Reserve is reducing rates more swiftly than anticipated, with expectations of a further 150 basis-point cut by mid-2025. This rapid pace of rate reductions generally benefits the net interest margins (NIM) of mid-sized banks, while the effects on larger banks are varied.
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Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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高盛集團分析師Richard Ramsden維持$富國銀行 (WFC.US)$買入評級，並將目標價從65美元下調至64美元。
根據TipRanks數據顯示，該分析師近一年總勝率為66.4%，總平均回報率為12.2%。
此外，綜合報道，$富國銀行 (WFC.US)$近期主要分析師觀點如下：
預計美國銀行的淨利息收入將繼續下降，預計第三季度平均下降4％。據認爲，這是由延遲存款定價調整和貸款增長疲軟推動的，這可能會超過固定資產的重新定價。預計淨利息收入的潛在轉折要到2025年第二季度。儘管銀行可能堅持增加儲備，但最近對扣款的擔憂，尤其是信用卡和商業房地產領域的擔憂有所緩解。
聯儲局減息的速度比預期的要快，預計到2025年中期將再下調150個點子。這種快速的減息步伐通常有利於中型銀行的淨利率（NIM），而對大型銀行的影響則各不相同。
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