Barclays analyst Jason Goldberg maintains $Bank of America (BAC.US)$ with a buy rating, and maintains the target price at $49.
According to TipRanks data, the analyst has a success rate of 61.6% and a total average return of 11.1% over the past year.
Furthermore, according to the comprehensive report, the opinions of $Bank of America (BAC.US)$'s main analysts recently are as follows:
The firm expects a decline in net interest incomes for Q3, averaging a 4% drop due to delayed deposit pricing adjustments and continued modest loan growth, which are anticipated to surpass the benefits from fixed asset repricing. Net interest income is only projected to see a positive shift in Q2 of 2025. Additionally, although apprehensions regarding charge-offs, especially in credit card and commercial real estate sectors, have lessened recently, there is a possibility that banks might persist in increasing their reserves.
The acceleration of rate reductions is noted, and it's anticipated that there could be an additional 150 basis points in rate cuts by mid-2025, as per economic forecasts. While predicting the trajectory for net interest margins (NIM) can be challenging, a rapid rate cut pace generally favors midcap banks' NIM and presents a more varied outcome for larger banks.
Note:
TipRanks, an independent third party, provides analysis data from financial analysts and calculates the Average Returns and Success Rates of the analysts' recommendations. The information presented is not an investment recommendation and is intended for informational purposes only.
Success rate is the number of the analyst's successful ratings, divided by his/her total number of ratings over the past year. A successful rating is one based on if TipRanks' virtual portfolio earned a positive return from the stock. Total average return is the average rate of return that the TipRanks' virtual portfolio has earned over the past year. These portfolios are established based on the analyst's preliminary rating and are adjusted according to the changes in the rating.
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巴克萊銀行分析師Jason Goldberg維持$美國銀行 (BAC.US)$買入評級，維持目標價49美元。
根據TipRanks數據顯示，該分析師近一年總勝率為61.6%，總平均回報率為11.1%。
此外，綜合報道，$美國銀行 (BAC.US)$近期主要分析師觀點如下：
該公司預計，由於延遲的存款定價調整和持續的溫和貸款增長，第三季度淨利息收入將下降，平均下降4％，預計將超過固定資產重新定價帶來的好處。預計淨利息收入只有在2025年第二季度才會出現正變化。此外，儘管對扣款，尤其是信用卡和商業房地產領域的擔憂最近有所減輕，但銀行仍有可能堅持增加儲備。
人們注意到減息的加速，根據經濟預測，預計到2025年中期，減息可能再增加150個點子。儘管預測淨利率（NIM）的走勢可能具有挑戰性，但快速減息步伐通常有利於中型銀行的淨利率，而大型銀行的結果則更加多樣化。
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