Robinhood, Revolut Reportedly Looking To Rival Tether With Stablecoin Launches
Robinhood, Revolut Reportedly Looking To Rival Tether With Stablecoin Launches
This interest comes as the European Union edges closer to fully implementing its Markets in Crypto-Assets (MiCA) regulations by the end of 2024. Robinhood Markets Inc. (NASDAQ:HOOD) and Revolut Ltd. are reportedly exploring the possibility of entering the $170 billion stablecoin market, which could challenge the dominance of incumbent Tether (CRYPTO: USDT).
羅賓漢市場公司（納斯達克: HOOD）和Revolut有限公司據稱正在探索進入1700億美元穩定幣市場的可能性，這可能挑戰現任泰達幣（加密貨幣: USDT）的主導地位。
What Happened: Bloomberg cites sources familiar with the matter that both Robinhood and Revolut are looking into launching their own stablecoins, although they may ultimately decide against it.
發生了什麼：彭博援引知情人士的消息稱，羅賓漢和Revolut正在考慮推出自己的穩定幣，儘管他們最終可能決定不這麼做。
The stablecoin market is currently dominated by Tether's USDT, which has a circulation of almost $120 billion, ahead of Circle's (CRYPTO: USDC), which has a valuation of $36 billion. To diversify, Tether is branching out to other markets, having recently launched a Dirham-pegged stablecoin and expanded into Bitcoin mining.
穩定幣市場目前由泰達幣的USDt主導，其流通量幾乎達到1200億美元，領先於Circle（加密貨幣: USDC）的360億美元估值。爲了多元化，泰達幣正在拓展到其他市場，最近推出了迪拉姆掛鉤的穩定幣，並擴展到比特幣挖礦。
This interest comes as the European Union edges closer to fully implementing its Markets in Crypto-Assets (MiCA) regulations by the end of 2024.
這種興趣的出現正值歐盟逐步完全實施其《加密資產市場》（MiCA）法規將於2024年底之前生效之際。
These rules could force crypto exchanges operating in the EU to delist stablecoins from issuers like Tether that lack appropriate permits.
這些規定可能迫使在歐盟運營的加密貨幣交易所將缺乏適當許可的泰達幣等發行者的穩定幣下市。
Tether CEO Paolo Ardoino told Bloomberg in an emailed statement that his company is working on a "technology-based solution" to serve the EU market.
泰達幣首席執行官Paolo Ardoino在一封給彭博的電子郵件聲明中表示，他的公司正在研究一種「基於技術的解決方案」來服務歐盟市場。
Also Read: Bitcoin's 'Uptober' Is Coming, $100K Is The Target For Q4, Says Trader
也閱讀：比特幣的「Uptober」即將到來，第四季度目標爲10萬美元，一位交易員表示
Tether reported profits of $5.2 billion in the first half of 2024, primarily from reserves backing its stablecoin.
泰達幣報告2024年上半年達到52億美元的利潤，主要來自支持其穩定幣的儲備。
Thomas Eichenberger, chief product officer at Swiss crypto bank Sygnum, noted, "Many businesses have looked at the likes of Circle and Tether and the figures they've posted. It sounded like a beautiful business model, and there are many out there that might want to replicate that."
瑞士數字貨幣銀行Sygnum的首席產品官托馬斯·艾谷貝格（Thomas Eichenberger）指出：「許多企業都看着像Circle和泰達幣這樣的公司以及他們發佈的數據。聽起來像是一個美好的商業模式，有很多公司可能希望複製它。」
Stablecoins are gaining traction as a payment method. Bernstein analysts see them as "systemically important," citing that "20% of 18-24-year-olds (in emerging markets) hold 25-50% of their portfolio in stablecoins."
穩定幣作爲一種支付方式正日益受到關注。伯恩斯坦分析師認爲它們是「系統重要」，並稱「新興市場中有20%的18-24歲人口將25-50%的投資組合持有在穩定幣中。」
The entry of Robinhood and Revolut into the stablecoin market could introduce new competition to incumbents like Tether and Circle. Meanwhile, PayPal Inc (NASDAQ:PYPL) has expanded its cryptocurrency offerings, allowing U.S. merchants to buy, sell, and hold crypto in their online wallets, signaling broader adoption of digital currencies.
羅賓漢和Revolut進入穩定幣市場可能給像泰達幣和Circle這樣的老牌公司帶來新的競爭。與此同時，PayPal公司（納斯達克代碼：PYPL）擴大了其數字貨幣服務範圍，允許美國商家在其在線錢包中買入、賣出和持有加密貨幣，預示着數字貨幣更廣泛的採用。
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Image: Shutterstock
圖片：shutterstock
譯文內容由第三人軟體翻譯。