Mortgage Rates Drop To 2-Year Low, Refinancing Hits 'Fastest Pace' Since 2022: Rocket, LendingTree Among Movers
Mortgage Rates Drop To 2-Year Low, Refinancing Hits 'Fastest Pace' Since 2022: Rocket, LendingTree Among Movers
"The 30-year fixed mortgage rate, at 6.15 percent, is now at its lowest since September 2022 and is more than a full percentage point lower than a year ago," said The average interest rate for a 30-year fixed mortgage dropped to its lowest point in two years as markets anticipate the Federal Reserve lowering its key interest for the first time in four years, perhaps by as much as 50 basis points.
30年期固定按揭的平均利率下降到了兩年來的最低點，因爲市場預期聯儲局將在四年來首次降低其關鍵利率，可能降幅多達50個點子。
The rate for the most popular home loan fell 14 basis points in the week ended Sept. 13 to 6.15%, marking the lowest rate since September 2022, the Mortgage Bankers Association said on Wednesday.
在截至9月13日的一週內，最受歡迎的住房貸款利率下降了14個點子，降至6.15％，創下2022年9月以來的最低利率，房地產抵押銀行協會週三表示。
The rate also fell 14 basis points during the previous week.
上一週，利率也下降了14個點子。
"The 30-year fixed mortgage rate, at 6.15 percent, is now at its lowest since September 2022 and is more than a full percentage point lower than a year ago," said Joel Kan, MBA's deputy chief economist.
"30年期固定按揭利率爲6.15％，現已降至2022年9月以來的最低點，比一年前低了整整一個百分點。"MBA副首席經濟師喬爾·坎表示。
Read Also: Mortgage Applications Fall As Rates Climb Back Above 7%
閱讀更多: 隨着利率重新攀升，抵押貸款申請下跌
"Refinance applications were up 24 percent – more than double last year's pace, with both conventional and government activity jumping to the fastest pace of refinancing since 2022."
"重新融資申請增加了24％，超過去年同期的兩倍，無論是常規還是政府活動，都達到了2022年以來重新融資的最快速度。"
The refinancing share of mortgage activity increased to 51.2% of total applications from 46.7% the previous week. The adjustable-rate mortgage (ARM) share of activity increased to 5.9% of total applications.
房屋貸款再融資佔貸款活動的比例從上一週的46.7％增加到總申請的51.2％。活動中的調整利率按揭（ARM）佔比增加至總申請量的5.9％。
Price Action: Mortgage lenders saw gains and losses during Wednesday's trading session.
股市行情：週三的交易日，抵押貸款放貸人損益參差不齊。
- Rocket Companies Inc. (NYSE:RKT) was down 1.35% to $20.39.
- Bank of America (NYSE:BAC) dropped 0.13% to $39.50.
- LendingTree, Inc. (NASDAQ:TREE) was up 0.27% to $58.53
- Rocket Companies Inc.（紐約證券交易所：RKT）下跌1.35%，至$20.39。
- 美國銀行（紐約證券交易所：BAC）下跌0.13%，至$39.50。
- LendingTree公司（納斯達克：TREE）上漲0.27%，至$58.53。
Exchange-traded funds that hold these stocks also rose and fell on Wednesday.
持有這些股票的交易所交易基金也在週三上漲與下跌。
- The Meet Kevin Pricing Power ETF (NYSE:PP) was down 0.31%.
- Adaptiv Select ETF (NYSE:ADPV) rose 0.11%.
- Davis Select Financial ETF (BATS:DFNL) was up 0.22%.
- Meet Kevin定價權ETF（紐約證券交易所：PP）下跌0.31%。
- Adaptiv Select ETF（紐約證券交易所：ADPV）上漲0.11%。
- Davis Select Financial ETF（BATS交易所：DFNL）上漲0.22%。
Read Now:
立即閱讀：
- 30-Year Mortgage Rates Hit 15-Month Low, But Applications Pull Back After Recent Spikes: Real Estate Stocks React Wednesday (CORRECTED)
- 30年貸款利率降至15個月低點，但由於最近的上漲，申請在回落：房地產股票在週三反應（已更正）
Photo: Shutterstock
Photo: shutterstock
譯文內容由第三人軟體翻譯。