Not BlackRock, But Revolut And Robinhood Will Infuse New Life Into DeFi, Expert Says
Not BlackRock, But Revolut And Robinhood Will Infuse New Life Into DeFi, Expert Says
Paul Frambot, CEO and founder of lending protocol Morpho, believes the future growth of Decentralized Finance (DeFi) is largely dependent on fintech pioneers such as Revolut and Robinhood (NASDAQ:HOOD).
lending協議Morpho的CEO兼創始人Paul Frambot相信，去中心化金融（defi）的未來增長在很大程度上取決於Revolut和Robinhood（納斯達克：HOOD）等金融科技先驅。
What Happened: In an interview with DL News, Frambot said that the next phase of financial infrastructure development will be driven by the most tech-savvy players in the finance sector. He referred to DeFi as an "artificial casino" where speculation is the primary driver of yields,
【發生了什麼】在接受DL新聞採訪時，Frambot表示金融基礎設施發展的下一個階段將由金融行業最懂科技的參與者推動。他將defi稱爲「人工賭場」，其中投機是收益的主要驅動因素。
Morpho, backed by venture capital firms such as a16z and Ribbit Capital, launched Optimiser in 2021. This software layer is designed to maximize yields. However, since its launch, DeFi's total TVL (invested deposits) has seen a 56% drop, leading to fierce competition for resources among developers and builders.
Morpho由a16z和Ribbit Capital等創投公司支持，於2021年推出了Optimiser。這個軟件層旨在最大化收益。然而，自推出以來，defi的總TVL（投資存款）已經下降了56％，導致開發人員和構建者之間資源的激烈競爭。
Frambot believes that leading fintechs like Revolut, Robinhood and eToro, all of which have integrated crypto into their offerings, could be the saving grace for DeFi. He is hopeful that these and other fintechs can boost DeFi's appeal to mainstream users.
Frambot認爲，Revolut，Robinhood和eToro等主要金融科技公司都已將加密貨幣整合到其產品中，這些公司可能會成爲defi的救世主。他希望這些以及其他金融科技公司可以提升defi對主流用戶的吸引力。
He also pointed out the potential for DeFi in payment processing, where fintechs currently rely on the same outdated "rails" as traditional financial players. Frambot anticipates more fintechs will seek DeFi partnerships in the near future.
他還指出了defi在支付處理領域的潛力，金融科技目前依賴於與傳統金融參與者相同的過時「軌道」。Frambot預計未來將有更多金融科技公司尋求與defi的合作伙伴關係。
Also Read: Donald Trump's Son Barron Is His 'Chief DeFi Visionary,' But The Real Mastermind Behind World Liberty Financial Is Someone Else
另請閱讀：唐納德·特朗普的兒子巴倫是他的「首席DeFi願景家」，但世界自由金融背後的真正幕後大師是別人
Why It Matters: Robinhood, in particular, has been making significant strides in the crypto market. The company's crypto strategy is successful in attracting millennials, leading to a 161% spike in crypto-based transaction revenue.
【爲什麼重要】特別是Robinhood在加密市場上取得了重大進展。公司的加密策略成功吸引了千禧一代，導致基於加密的交易收入激增161％。
Robinhood's efforts in expanding its crypto team, broadening its crypto trading services to the European Union, and acquiring Bitstamp for $200 million could potentially increase its operating income to approximately $900 million in 2024, as per Bernstein analysts.
根據貝恩斯坦分析師的預測，羅賓漢在擴大加密貨幣團隊、將加密貨幣交易服務拓展至歐盟以及以2億美元收購Bitstamp的努力可能使其2024年的營業收入達到約9000萬美元。
Furthermore, Robinhood has recently integrated Solana into its Web3 wallet, marking another milestone in the company's ongoing efforts to expand its digital asset offerings.
此外，羅賓漢最近將Solana集成到其Web3錢包中，這標誌着該公司在擴大數字資產產品方面的又一個重要里程碑。
What's Next: The influence of Bitcoin as an institutional asset class is expected to be thoroughly explored at Benzinga's upcoming Future of Digital Assets event on Nov. 19.
接下來：比特幣作爲機構資產類別的影響力預計將在Benzinga即將到來的數字資產未來活動中得到徹底探討。日期是11月19日。
- Robinhood Woos Millennials As Crypto-Based Transaction Revenue Spikes 161%
- 羅賓漢吸引千禧一代，因加密貨幣交易收入激增161%
Image: Shutterstock
圖片：shutterstock
譯文內容由第三人軟體翻譯。