City National Bank Increases Ladder Up Home Loan Grant to as Much as $50,000 in Certain Los Angeles Markets
City National Bank Increases Ladder Up Home Loan Grant to as Much as $50,000 in Certain Los Angeles Markets
"Homeownership strengthens our communities and can help individuals and families ascend the ladder of financial success and generational wealth building," said One of the largest grants designed to help more Angelenos become homeowners
旨在幫助更多洛杉磯居民成爲房主的最大資助之一
LOS ANGELES, Sept. 5, 2024 /PRNewswire/ -- City National Bank today announced it has increased its Ladder Up Home Loan Grant to as much as $50,000 in majority Black or Hispanic census tracts within the Los Angeles-Long Beach-Glendale, Calif., Metropolitan Statistical Area. The newly enhanced resource is designed to increase access to credit for individuals and families looking to purchase a home in eligible areas.
2024年9月5日，洛杉磯--市民國家銀行今日宣佈，在洛杉磯-長灘-格倫代爾市區內的黑人或西班牙裔普查區域，將其梯子上升貸款資助提高至最高5萬美元。這種新的增強資源旨在增加個人和家庭在符合條件的地區購房的信貸准入。
The Ladder Up Home Loan Grant is part of a special purpose credit program (SPCP) that City National developed to help empower communities and bridge the housing affordability gap.
Through the SPCP, City National provides borrowers with grant assistance, a mortgage program, credit education and excellent service to help them navigate the homebuying process. Qualifying homebuyers may use the grant toward a down payment, closing costs or buying down the interest rate on their mortgage. In addition, with the Ladder Up Home Loan grant, mortgage insurance is not currently required regardless of the down payment amount.
梯子上升貸款資助是市民國家銀行爲幫助社區發展和彌合住房可負擔性差距而推出的一種特殊目的信貸計劃（SPCP）的一部分。
通過SPCP，市民國家銀行爲借款人提供資助、抵押貸款計劃、信貸教育和優質服務，幫助他們順利進行購房過程。符合條件的購房者可以將該資助用於首付款、購房成本或減低抵押貸款利率。此外，使用梯子上升貸款資助，無論首付款金額如何，都不需要購買抵押保險。
"Homeownership strengthens our communities and can help individuals and families ascend the ladder of financial success and generational wealth building," said David Cameron, head of Consumer Banking, City National Bank. "We are proud to offer one of the largest grants available to help more people in our community become homeowners."
市民國家銀行消費銀行部負責人大衛·卡梅隆表示：「擁有自己的住房會增強我們的社區，並幫助個人和家庭在財務成功和代際財富建設中攀登階梯。我們很自豪地提供其中一個最大的資助，以幫助我們社區的更多人成爲房主。」
In addition to the significant grant increase in certain areas of Los Angeles, City National also offers home loan grants of up to $20,000 in other qualifying geographies in Southern California, New Jersey and New York.
除了在洛杉磯的某些地區大幅增加的資助外，市民國家銀行還在南加州、新澤西和紐約等合格地區提供高達2萬美元的住房貸款資助。
About City National
City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92 billion in assets as of July 31, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $101 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.
關於市民國家銀行
市民國家銀行是加拿大皇家銀行的子公司，是洛杉磯總部最大的銀行，截至2024年7月31日擁有920億美元的資產。市民國家銀行成立於1954年，在洛杉磯、橙縣、聖地亞哥、舊金山灣區、紐約市、納什維爾、亞特蘭大、特拉華、拉斯維加斯、華盛頓特區和邁阿密等特定市場提供個性化的銀行、投資和信託服務。此外，該公司及其投資子公司管理或管理着1010億美元的客戶投資資產。市民國家銀行致力於強化社區，僅在2023年，該公司就向支持其所服務的社區的非營利組織捐贈了1100多萬美元。
For more information about City National, visit the company's website at cnb.com.
有關City National的更多信息，請訪問該公司的網站cnb.com。
*City National Bank does business in Miami and the state of Florida as CN Bank.
城市國家銀行在邁阿密和佛羅里達州以CN銀行的名義開展業務。
SOURCE City National Corp.
來源：City National Corp。
譯文內容由第三人軟體翻譯。
