Timely On The Proposed Deposit For Home Buyers Initiative
Timely On The Proposed Deposit For Home Buyers Initiative
The proposed MADANI deposit initiative by the Housing and Local Government Ministry (KPKT) is a timely and commendable effort to address the affordability challenges faced by homebuyers in Malaysia, according to Kenneth Soh, Country Manager of PropertyGuru and iProperty Malaysia.
根據PropertyGuru和iProperty Malaysia的馬來西亞國家經理Kenneth Soh的說法，住房和地方政府部（KPKT）提出的MADANI存入資金計劃是解決馬來西亞購房者面臨的支付能力挑戰的一個及時且值得稱讚的努力。
Soh highlighted that a significant portion of potential homeowners, particularly renters, struggle with the financial hurdles of saving for a down payment.
Soh強調，相當一部分潛在的房主，特別是租戶，在爲首付款存款而掙扎。
"Our H1 2024 Consumer Sentiment Study highlights that 74% of existing renters who considered extending their tenure for up to two more years before buying a home, cited insufficient savings for property acquisition.
「我們2024年上半年的消費者情緒研究顯示，74%的現有租戶在考慮延長租期至兩年以上後購房時，都提到了由於未能儲蓄足夠的資金以購置房產。」
"By reducing the upfront financial burden, this initiative directly addresses the affordability gap, making homeownership a more attainable goal for many Malaysians," Soh said.
「通過減輕前期的經濟負擔，這項計劃直接應對了支付能力差距，使房屋所有權對許多馬來西亞人來說更加可實現的目標，」 Soh說。
Soh added, "Meanwhile, 36% cited the inability to save for a downpayment. The MADANI initiative not only provides immediate relief by easing the upfront cost but also encourages more Malaysians, especially the younger population, to take that crucial first step towards homeownership.
Soh補充道：「同時，36%的人表示無法爲首付款存款。馬達尼計劃不僅通過減輕前期成本提供了即時的救助，還鼓勵更多馬來西亞人，特別是年輕人，邁出購房的關鍵第一步。」
The initiative, therefore, provides much-needed relief and a viable pathway to homeownership."
因此，這項計劃提供了急需的救濟，也爲實現房屋所有權提供了可行的路徑。”
Additionally, Soh highlighted the importance of affordability that cannot be overstated. "When the barrier of an initial deposit is lowered, it opens the door to homeownership for a broader segment of the population, particularly those in the middle and lower-income brackets."
此外，Soh強調了無法過分強調的支付能力的重要性。「當首付款的障礙降低時，就爲更廣泛的人群，特別是中低收入支架的人們打開了購房的大門。」
This inclusivity, according to Soh is vital for fostering a fair and equitable property market where more Malaysians have the opportunity to own their homes, regardless of their financial starting point.
因此，Soh認爲，這種包容性對於培育公平和公正的房地產市場至關重要，讓更多馬來西亞人有機會擁有自己的家，無論其經濟起點如何。
The initiative is seen as a positive step towards creating a more inclusive and equitable property market, aligning with the needs of the younger population and first-time homebuyers.
該倡議被視爲朝着創造一個更具包容性和公平性的房地產市場邁出的積極一步，與年輕人和首次購房者的需求保持一致。
譯文內容由第三人軟體翻譯。