Banco Macro S.A. (BMA) Q2 2024 Earnings Call Transcript Summary
Banco Macro S.A. (BMA) Q2 2024 Earnings Call Transcript Summary
The following is a summary of the Banco Macro S.A. (BMA) Q2 2024 Earnings Call Transcript:
以下是 Banco Macro S.A. (BMA) 2024 年第 2 季度盈利電話會議摘要：
Financial Performance:
金融業績：
Banco Macro reported significant financial challenges in Q2 2024, with a net income loss of ARS233.2 billion, impacted by mark-to-market losses on government securities and decreased FX gains.
Net interest income decreased by 53% year-on-year, affected by lower interest rates and reduced income from government and private securities.
Banco Macro 在 2024 年第 2 季度面臨重大的財務挑戰，淨利潤虧損 ARS2332 億，受到政府證券的公允價值調整虧損和外匯收益下降的影響。
淨利差在年度爲基礎上下降了53%，受到利率下降和政府和私人證券收入減少的影響。
Business Progress:
業務進展：
Banco Macro is focusing on expanding its loan portfolio, with total financing reaching ARS3.47 trillion, showing a 17% increase quarter-on-quarter.
The bank continued to manage a well-optimized deposit base, with private sector deposits increasing by 11% quarter-on-quarter.
Banco Macro 正在專注於擴大其貸款組合，總融資額達到 ARS3.47 萬億，同比增長了17%。
該銀行繼續管理着一個優化的存款基礎，私人部門存款在季度內增長了11%。
Opportunities:
機會：
The bank sees opportunities in increasing lending activities as economic conditions improve, expecting a recovery in GDP for 2025 which could lead to increased demand for loans.
隨着經濟環境的改善，銀行看到了增加貸款業務的機會，並預計2025年國內生產總值(GDP)的恢復可能會帶來對貸款的增加需求。
Risks:
風險：
The current economic environment poses challenges, reflected in significant losses in securities due to mark-to-market adjustments and reduced foreign exchange gains.
當前的經濟環境面臨着挑戰，投資證券由於按市場價調整和外匯收益減少而導致了大量虧損。
Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：如需更全面的詳情，請參閱投資人關係網站。本文僅供投資者參考，不作任何指引或建議。
譯文內容由第三人軟體翻譯。