LendingClub Bank Launches LevelUp Savings
LendingClub Bank Launches LevelUp Savings
Members Who Regularly Save Are Rewarded With a 5.30% Annual Percentage Yield (APY)
定期儲蓄的成員將獲得5.30%的年利率
SAN FRANCISCO, Aug. 22, 2024 /PRNewswire/ -- LendingClub Bank, America's leading digital marketplace bank and a subsidiary of LendingClub Corporation (NYSE: LC), announced the launch of LevelUp Savings, a high-yield savings account that rewards members with competitive rates for making ongoing monthly deposit contributions.
2024年8月22日，美國領先的數字市場銀行lendingclub銀行及其母公司lendingclub corporation（紐交所：LC）宣佈推出LevelUp儲蓄，這是一種高息儲蓄帳戶，爲持續進行每月存款的會員提供競爭力強的利率回報。
"We're excited to offer LevelUp Savings, an all-new deposit product that rewards members who regularly engage with us, while still allowing us the flexibility to manage funding costs as Fed rate policy eases," said Scott Sanborn, LendingClub CEO. "It's just one example of how we're designing products and experiences that provide a win-win for both our members and the company."
lendingclub首席執行官斯科特·桑伯恩表示：「我們很高興能夠提供LevelUp儲蓄，這是一種全新的存款產品，獎勵那些經常與我們互動的會員，同時允許我們在聯邦利率政策放鬆時靈活管理資金成本。這只是我們爲會員和公司提供雙贏產品和體驗的一個例子。」
Key Features of a LevelUp Savings account:
LevelUp儲蓄帳戶的主要特點：
- Earn a LevelUp Ratei of 5.30% APY, 11x the national average, by depositing $250 per month into the LevelUp Savings account
- Earn a Standard Rate of 4.80% APY in months when the deposit minimum isn't met
- No minimum opening balance required and no minimum balance requirement to earn rate
- No fees, ensuring that every dollar saved works harder for members
- Convenient 24/7 access to funds, with members able to easily manage their account online or through our mobile application
- Free ATM card for flexible access to money plus ATM Fee Rebatesii with unlimited rebates of fees charged by ATM owner
- Accounts are FDIC insured, meaning members can trust that their money is safe with LendingClub Bank and protected up to the maximum allowed by law
- 通過每月存入250美元到LevelUp儲蓄帳戶，獲得5.30%的LevelUp利率，相當於全國平均水平的11倍
- 在沒有達到存款最低額的月份，將獲得4.80%的標準利率
- 無需最低開戶餘額，也無需最低餘額要求即可獲得利率
- 沒有費用，確保每一美元節約的效果更好
- 方便24/7存取資金，會員可以通過我們的網上平台或移動應用程序輕鬆管理他們的帳戶
- 免費提供ATM卡，靈活取款，並提供ATM機手續費費用補貼
- 帳戶由FDIC保險，意味着會員可以信任LendingClub Bank，保證資金安全，受法律所允許的最高保護
"LevelUp Savings is one way we are encouraging our members to make smart financial decisions and rewarding them for it," said Mark Elliot, Chief Customer Officer at LendingClub. "Available to everyone but designed with our borrowers in mind, the product helps borrowers become savers by removing typical barriers to entry, such as minimum balance requirements, and rewarding their smart financial decisions with additional interest. Members who contribute at least $250 to their account each month – a contribution threshold designed to fit within most of our members' budgets – earn the LevelUp Rate, which provides extra yield over our Standard Rate. The idea is that borrowers who have paid off their loan can now put that monthly payment, which they've already budgeted, to work for them in a savings account that earns a great interest rate. As their savings grow, they're building a financial cushion to better meet unexpected financial emergencies and reduce their reliance on high-cost credit cards."
「LevelUp Savings是我們鼓勵會員做出明智財務決策併爲此獎勵他們的一種方式。」 LendingClub的首席客戶官Mark Elliot表示。「該產品適用於每個人，但是設計時考慮了借款人的需求，它通過移除典型的入門障礙，比如最低餘額要求，並通過提供額外的利息獎勵來鼓勵借款人變爲儲蓄者。每月向帳戶貢獻至少250美元的會員 - 該貢獻門檻旨在符合我們大部分會員的預算 - 可以獲得LevelUp利率，該利率提供了超過我們標準利率的額外收益。這是基於借款人已經預算撥付的每月還款，他們現在可以將這筆款項投入到一個收益率較高的儲蓄帳戶中。隨着儲蓄的增長，他們正在建立一個財務儲備，以更好地應對意外的財務緊急情況，並減少對高成本信用卡的依賴。」
To maintain the LevelUp Rate, members must deposit at least $250 each month. Members automatically earn the LevelUp Rate for the first two statement cycles, giving new accountholders time to set up recurring deposits to meet the minimum requirement and continue earning the LevelUp rate. Members who aren't able to meet the $250 monthly deposit threshold will earn the Standard Rate of 4.80% APY.
爲保持LevelUp利率，會員每月必須存入至少250美元。新會員在前兩個賬單週期內自動獲得LevelUp利率，這爲新帳戶持有人提供了設置定期存款的時間，以滿足最低存款要求並持續獲得LevelUp利率。那些無法達到每月250美元存款門檻的會員將獲得4.80% APY的標準利率。
To learn more and access the LevelUp Savings account, visit: .
要了解更多並訪問LevelUp儲蓄帳戶，請訪問：
For members who want to lock in a consistent rate over time, LendingClub Bank offers CDs with 6-month to 5-year terms. For more information on LendingClub Bank savings accounts, visit: .
對於希望長期獲得固定利率的會員，LendingClub Bank提供6個月至5年期限的定期存款。有關LendingClub Bank儲蓄帳戶的更多信息，請訪問：
About LendingClub
LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. LendingClub Bank is the leading digital marketplace bank in the U.S., where members can access a broad range of financial products and services designed to help them pay less when borrowing and earn more when saving. Based on more than 150 billion cells of data and over $90 billion in loans, our advanced credit decisioning and machine-learning models are used across the customer lifecycle to expand seamless access to credit for our members, while generating compelling risk-adjusted returns for our loan investors. Since 2007, more than 4.9 million members have joined the Club to achieve their financial goals. For more information about LendingClub, visit .
關於LendingClub
LendingClub公司（紐交所：LC）是LendingClub銀行的母公司，是美國領先的數字市場銀行，會員可以獲取廣泛的金融產品和服務，旨在幫助他們在借款時支付更少，在儲蓄時賺取更多。基於超過1500億條數據和超過900億美元的貸款，我們先進的信用決策和機器學習模型被用於客戶生命週期，爲我們的會員擴展無縫獲取信用的渠道，同時爲我們的貸款投資者創造引人注目的風險調整回報。自2007年以來，已有超過490萬會員加入本俱樂部，以實現其財務目標。有關LendingClub的更多信息，請訪問。
CONTACT:
For Investors: [email protected]
Media Contact: [email protected]
聯繫人：
投資者請聯繫[email protected]
媒體聯繫人:info@understoryweather.com
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An Evaluation Period is a statement cycle. The First Evaluation Period will be the third statement cycle after you open your account, with any rate change becoming effective the next statement cycle. For example, if you open in August, the First Evaluation Period would be October with any rate change effective in November. Any rate changes will take place on the second business day and will be based on deposits in the previous statement cycle. |
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APY accurate as of August 22, 2024. Rates are variable and subject to change at any time without notice, at the sole discretion of the bank. Fees may reduce earnings. $0 minimum opening deposit. Additional information can be found in the Product Terms & Conditions and FAQs. |
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ii LendingClub does not charge a fee to use another bank's ATM. Plus, get unlimited ATM surcharge rebates for ATM fees charged by other banks and ATM owners. International ATM rebates may not apply automatically. In the event you have not received a rebate for an international ATM, please contact Customer Service at 800.242.0272. |
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評估週期是一個結算週期。第一個評估週期將是您開戶後的第三個結算週期，任何利率變動將在下一個結算週期生效。例如，如果您在八月份開戶，則第一個評估週期將在十月份，任何利率變動將在十一月份生效。任何利率變動將在第二個工作日進行，並且將根據上一個結算週期的存款進行調整。 |
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截至2024年8月22日，年化收益率準確無誤。利率是可變的，並且可能隨時由銀行自行決定而進行更改，無需事先通知。費用可能會減少收益。最低開戶存款爲0美元。產品條款和常見問題解答中可以獲得更多信息。 |
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ii lendingclub使用其他銀行的ATM不收取費用。此外，您還可以憑藉ATM手續費自動獲得其他銀行和ATM所有者收取的ATM手續費的無限次ATM手續費退款。國際ATM退款可能不會自動應用。如果您未收到國際ATM退款，請撥打客戶服務電話800.242.0272聯繫客戶服務。 |
SOURCE LendingClub Corporation
LendingClub Corporation信息來源
譯文內容由第三人軟體翻譯。
