Earnings Call Summary | Brookline Bancorp(BRKL.US) Q2 2024 Earnings Conference
Earnings Call Summary | Brookline Bancorp(BRKL.US) Q2 2024 Earnings Conference
The following is a summary of the Brookline Bancorp, Inc. (BRKL) Q2 2024 Earnings Call Transcript:
以下是布魯克賴恩銀行股份有限公司（BRKL）2024年第2季度業績會通話記錄摘要：
Financial Performance:
金融業績：
Brookline Bancorp reported Q2 net income of $16.4 million, or $0.18 per share.
Total assets increased by $92 million, largely driven by loan growth across all categories.
Net interest margin seems to have stabilized, showing a slight decline of 6 basis points to 300 basis points.
Non-interest income remained steady at $6.4 million.
Operating expenses, excluding restructuring costs, decreased by $2.6 million to $58.4 million.
布魯克賴恩銀行報告第二季度淨利潤爲1640萬美元，每股收益爲0.18美元。
總資產增長9200萬美元，主要由各種業務類別的貸款增長推動。
淨利息收益率似乎已經穩定，下降6個點子至300個點子。
非利息收入保持穩定，爲640萬美元。
不包括重組成本的營業費用下降260萬美元至5840萬美元。
Business Progress:
業務進展：
Brookline exited its specialty vehicle finance business due to competitive pressures and high operating costs, leading to a staff reduction of 21.
The company forecasts moderate loan growth of 2% to 5% and deposit growth of 4% to 5% for the upcoming quarters.
Led by these adjustments and a stable cash and securities portfolio, Brookline anticipates an improving financial trajectory.
布魯克賴恩銀行退出其特種車輛融資業務，由於競爭壓力和高昂的營業成本，導致員工減少21人。
公司預計未來季度貸款增長爲2%到5%，存款增長爲4%到5%。
在這些調整以及穩定的現金和證券組合的帶領下，布魯克賴恩銀行預計財務狀況將得到改善。
Opportunities:
機會：
Forecasting improved net interest margins in the upcoming quarters, targeting a range of 310 basis points.
預計未來季度淨利息收益率將有所改善，目標爲310個點子的區間。
Risks:
風險：
Non-accrual loans increased by $20 million, largely in commercial and industrial loans due to specific credit events, posing a potential risk to asset quality.
非應計貸款增加2000萬美元，主要是商業和工業貸款由於特定信貸事件而增加，給資產質量帶來潛在風險。
More details: Brookline Bancorp IR
更多詳情：布魯克賴恩銀行IR
Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：如需更全面的詳情，請參閱投資人關係網站。本文僅供投資者參考，不作任何指引或建議。
譯文內容由第三人軟體翻譯。