Fintech Atmos Financial Partners Directly With Five Star Bank in a Sustainable BaaS Model
Fintech Atmos Financial Partners Directly With Five Star Bank in a Sustainable BaaS Model
Atmos Financial has partnered with Five Star Bank since 2023 to offer climate finance products and services in a safe and sound manner
自2023年起，Atmos Financial與五星銀行合作，以安全可靠的方式提供氣候金融產品和服務。
SAN FRANCISCO, June 25, 2024 /PRNewswire/ -- Atmos Financial, PBC continues to advance its mission to help decarbonize the banking sector and advance the rapid transition to a clean economy through its partnership with Five Star Bank, a New York State chartered bank.
2024年6月25日，舊金山/美通社——Atmos Financial, PBC與紐約州特許銀行五星銀行合作，繼續推進其使命，幫助減少銀行業碳排放，加速向清潔經濟的快速轉變。
Atmos Financial established a direct partnership with Five Star Bank in 2023 to provide various banking services as its sponsor bank. Sponsor banks are chartered banking institutions that work in close partnership with fintech companies like Atmos to develop and offer unique and proprietary bank products with prudent oversight and controls in place to ensure the integrity of risk and compliance outcomes for customers.
Atmos Financial於2023年與五星銀行建立了直接合作關係，提供了各種銀行服務，作爲其贊助銀行。贊助銀行是特許銀行機構，與Atmos等金融科技公司密切合作，開發並提供獨特和專有的銀行產品，並建立和實施謹慎的監管和控制措施，以確保客戶的風險和合規結果的完整性。
Since completing the migration of tens of thousands of bank accounts from Atmos's prior partner, a middleware software provider, to Five Star Bank, Atmos account holders have continued to benefit from the continuing integration and direct partnership with Five Star Bank, a key distinction from the previous set up.
自從將成千上萬的銀行帳户從Atmos的先前合作伙伴——中間件軟件提供商遷移至五星銀行後，Atmos的帳户持有人繼續從與五星銀行的持續整合和直接合作關係中受益，與之前的設置有很大不同。
The new partnership provides Atmos account holders with access to a greater range of services and products. And, importantly, they are able to play an active role in supporting a clean economy and combating climate change. In 2023, Atmos prevented 153,040,411 pounds of carbon from entering the atmosphere by using customer deposits to fund clean energy projects and build 12,300 kw of energy through solar installments across the country, in partnership with its installer network.
新的合作關係爲Atmos的帳户持有人提供了更廣泛的服務和產品，更重要的是，他們能夠積極參與支持清潔經濟和應對氣候變化。2023年，Atmos通過使用客戶存款資金資助清潔能源項目，並與其安裝網絡合作，在全國範圍內建設了12300千瓦的太陽能，防止排放到大氣中的碳量達到了153,040,411磅。
"Our decision to migrate our services to Five Star represented a strategic opportunity for Atmos," said Pete Hellwig, Atmos Financial Co-Founder. "We have developed a strong working relationship with the entire Five Star team across its lines of business and support and control functions while building our clean energy lending line of business. We elected to migrate our deposit banking services to Five Star Bank in order to build a stable, climate-forward banking model that will last generations."
Atmos Financial聯合創始人Pete Hellwig表示：“將我們的服務遷移到五星銀行是Atmos的一項戰略機遇。在建立清潔能源信貸業務的同時，我們與五星銀行的整個業務、支持和控制功能建立了強有力的工作關係。我們選擇將存款銀行服務遷移到五星銀行，以建立一個穩定的、面向氣候未來的銀行模式，能夠流傳幾代人。”
Atmos Financial was one of Five Star Bank's first partners with integrations directly into the Bank's core operating system. Through its direct Banking-as-a-Service (BaaS) model, Five Star Bank owns customer ledgering, money transmission and other core banking services. Five Star Bank also provides Atmos customers access to FDIC insurance.
Atmos Financial是Five Star Bank的最早合作伙伴之一，直接集成到該銀行的核心運營系統中。通過其直接的銀行即服務（BaaS）模型，五星銀行擁有客戶賬簿記錄、付款事務和其他核心銀行服務。五星銀行還爲Atmos的客戶提供FDIC保險。
"Atmos is a valuable strategic partner that allows us to expand beyond our traditional geographic reach and connect with customers who are passionate about green finance, an area Atmos has tremendous subject matter expertise in," said Reid Whiting, Chief Banking Officer for Five Star Bank. "In a highly regulated industry, our ability to understand and manage risk is paramount to operating a successful BaaS business unit. We are proud to partner with Atmos to provide products and services in a manner that respects the integrity and strength of the banking system and safeguards our customers."
Five Star Bank的首席銀行業務官Reid Whiting表示：“Atmos是一個有價值的戰略合作伙伴，使我們能夠超越傳統的地理範圍，與對綠色金融充滿激情的客戶建立聯繫，這是Atmos在這方面擁有巨大領域專業知識的領域。在高度規範化的行業中，我們理解和管理風險的能力對於運營成功的BaaS業務單元至關重要。我們很自豪能夠與Atmos合作，以一種尊重銀行系統的完整性和實力、保護我們客戶的方式提供產品和服務。”
About Atmos Financial, PBC
關於Atmos Financial，PBC
Headquartered in San Francisco, CA, Atmos Financial is a financial technology company that offers bank accounts to customers, as well as distributed clean energy lending solutions to banks, credit unions and installers. Atmos Financial allocates 100% of deposits to climate-positive infrastructure.
總部位於舊金山的Atmos Financial是一家金融科技公司，爲客戶提供銀行帳户，以及爲銀行、信用社和安裝公司提供分佈式清潔能源信貸解決方案。Atmos Financial將100%的存款分配給氣候積極的基礎設施。
Atmos Financial is a technology company, not a bank. Banking services are provided by our partner institution, Five Star Bank, Warsaw NY (Member FDIC).
Atmos Financial是一家技術公司，而不是銀行。我們的合作機構， Five Star銀行，位於紐約華沙（會員FDIC）。
[email protected]
[email protected]
SOURCE Atmos Financial
出處：Atmos Financial
譯文內容由第三人軟體翻譯。