Guaranteed Rate Leads the Market With New Prime Jumbo RMBS Deal
Guaranteed Rate Leads the Market With New Prime Jumbo RMBS Deal
The company advances as the first 100% retail non-bank lender to re-enter the securitization space with a Prime Jumbo deal since the pandemic
自疫情以來，作爲第一家100％非銀行自營貸款機構重新進入證券化領域的Prime Jumbo業務穩步前進。
CHICAGO, June 12, 2024 /PRNewswire/ -- Guaranteed Rate, the second-largest retail mortgage lender in the United States, announces the launch of its first Residential Mortgage-Backed Securities (RMBS) deal of 2024. This move marks Guaranteed Rate as the first 100% retail non-bank lender to re-enter the securitization space with a Prime Jumbo deal since the pandemic. Demonstrating market leadership and strategic innovation, this deal highlights the shift in strategy Guaranteed Rate has implemented to prove its commitment to offering robust financial solutions regardless of market conditions.
2024年6月12日，美國第二大零售抵押貸款機構Guaranteed Rate宣佈推出其2024年第一筆住宅抵押貸款證券（RMBS）交易。這一舉措標誌着Guaranteed Rate成爲自疫情以來第一家100％非銀行零售自營貸款機構重新進入具有Prime Jumbo交易的證券化領域。這一交易彰顯了Guaranteed Rate的市場領導地位和戰略創新，突顯了Guaranteed Rate已實施的戰略轉變，以證明其無論市場條件如何，都致力於提供強大的財務解決方案。
Reasserting Industry Leadership
As a systematic issuer, Guaranteed Rate continues to set the standard in jumbo loan securitization. Spearheaded by Allison Burkholder, SVP of Non-Agency Trading, and Jennifer Shewski, SVP of Transaction Management, the RATE securitization shelf, created from the ground up in 2020, solidifies the company's status as a programmatic seller for the future. "We are playing offense in the market, offering this product to better serve our sales force and the consumer," said Burkholder.
重新確立行業領導地位。
作爲一家系統性發行人，Guaranteed Rate在Jumbo貸款證券化領域繼續樹立標準。 非機構交易高級副總裁Allison Burkholder和交易管理高級副總裁Jennifer Shewski的主導下，2020年從零開始創建的RATE證券化平台穩固了該公司作爲未來計劃式銷售員的地位。 Burkholder表示：“我們在市場上在主動進攻，推出這款產品，以更好地服務我們的銷售團隊和消費者。”
Market Impact and Strategic Advantage
Guaranteed Rate's re-entry into securitizations is not just a return; it's a statement of intent. By providing a new outlet for liquidity, the company supports the industry and its borrowers, reaffirming its position as a market leader. "Our securitization program is the cornerstone of our ability to offer reliable Jumbo financing to our customers and referral partners," remarked Jeremy Collett, Head of Capital Markets for Guaranteed Rate. "We have been the number one retail lender in the space for over a decade, and we are committed to regular, systematic issuance. With banks exiting the mortgage lending space due to new regulations, our securitization program should allow us to be the leading Jumbo lender for a long time."
市場影響和戰略優勢。
Guaranteed Rate重新進入證券化不僅僅是回歸，也是意圖的表達。 通過爲流動性提供新的出路，該公司支持行業和借款人，重申了其作爲市場領導者的地位。 Guaranteed Rate的資本市場負責人Jeremy Collett說：“我們的證券化計劃是我們能夠向客戶和轉介夥伴提供可靠的Jumbo融資的基石。十年來，我們一直是該領域內的頭號零售貸款機構，我們致力於定期，系統性地發行。由於銀行因新規定而退出抵押貸款業務，我們的證券化計劃將使我們能夠長期成爲領先的Jumbo貸款機構。”
A steadily building list of accolades marks Guaranteed Rate's leadership in the mortgage industry. As America's #2 retail lender, Guaranteed Rate has established and continues to strengthen its market presence. The company also boasts having more top loan officers than any other lender, with Scotsman Guide recognizing Guaranteed Rate's top originators for 12 consecutive years. Further emphasizing its competitive edge, Guaranteed Rate holds the title of #1 lender trusted by agents and the #1 VA loan officer in America. These accolades, combined with being named Lender of the Year by Chicago Agent Magazine, among other milestones, highlight Guaranteed Rate's commitment to excellence at every level of service and sustaining industry leadership.
Guaranteed Rate在抵押貸款行業中樹立了日益增加的讚譽清單。 作爲美國第二大零售貸款機構，Guaranteed Rate已經建立並繼續增強其市場存在感。 該公司還擁有比其他任何貸款機構更多的頂級貸款官員，Scotsman Guide連續12年認可Guaranteed Rate的頂級貸款官員。 Guaranteed Rate的競爭優勢進一步得到強化，因爲它擁有代理商信任的＃1貸款機構和美國的#1 VA貸款官員。 這些榮譽以及被《芝加哥代理雜誌》評爲年度貸款機構等里程碑事件，凸顯了Guaranteed Rate在服務的每個層面上追求卓越和維持行業領導地位的承諾。#1 VA貸款官員。
'We've taken the time internally to carefully construct a strategy that can withstand market volatility, giving us the ability to be a systematic issuer that investors can depend on," said Jennifer Shewski, SVP of Transaction Management, Capital Markets at Guaranteed Rate.
“我們內部花了時間仔細制定了一項策略，以應對市場波動，使我們能夠成爲投資者可以依賴的系統性發行人，”Guaranteed Rate資本市場交易管理高級副總裁Jennifer Shewski表示。
Bold Moves in a Shifting Market
Guaranteed Rate's bold approach comes when many lenders hesitate due to market uncertainties. "We're not waiting for stability; we're defining our position in the industry," said Victor Ciardelli, CEO of Guaranteed Rate. "This securitization deal is a testament to our tireless spirit of innovation, regardless of market conditions, and dedication to leading the market, always."
在市場出現不確定性時，Guaranteed Rate採取了大膽的舉措。 Guaranteed Rate的CEO Victor Ciardelli表示:“我們不等待穩定，而是正在界定我們在行業中的地位。” “這項證券化交易證明了我們的創新精神，無論市場條件如何，我們都致力於領導市場。”
關於Guaranteed Rate。
About Guaranteed Rate
Guaranteed Rate Companies is a leader in mortgage lending and digital financial services. Headquartered in Chicago, the Guaranteed Rate Companies is the #2 retail mortgage lender in the U.S. with over 850 branches across the U.S. serving all 50 states and Washington D.C. Since its launch in 2000, Guaranteed Rate Companies have helped more than 2 million homeowners with home purchase loans and refinances. The company has cemented itself as an industry leader by introducing innovative technology, offering low rates, and delivering unparalleled customer service. Honors and awards include Best Mortgage Lender for First Time Homebuyers by NerdWallet for 2023; HousingWire's Tech100 award for the company's industry-leading FlashCloseSM in 2020, digital mortgage platform MyAccount in 2022, and Language Access Program in 2023; No. 2 ranking in Scotsman Guide's 2022 list of Top Retail Mortgage Lenders; The most Scotsman Guide Top Originators for 11 consecutive years; Chicago Agent Magazine's Lender of the Year for seven consecutive years; and Chicago Tribune's Top Workplaces list for seven consecutive years. Visit rate.com for more information.
Guaranteed Rate公司是抵押貸款和數字金融服務領域的領導者。總部位於芝加哥的Guaranteed Rate公司是美國第二大零售抵押貸款機構，在美國全境擁有850多個分支機構，爲所有50個州和華盛頓特區提供服務。自2000年推出以來，Guaranteed Rate Companies已爲200多萬房主提供了購房貸款和再融資貸款。通過引入創新技術，提供低利率和卓越的客戶服務，該公司已經樹立了自己作爲行業領導者的地位。榮譽和獎項包括NerdWallet 2023年最佳首次購房者抵押貸款貸款人； HousingWire的2020年Tech100獎項，表彰該公司領先業界的FlashCloseSM，2022年的數字抵押貸款平台MyAccount和2023年的語言訪問計劃； Scotsman Guide 2022年零售抵押貸款貸款人排名第二；最多的Scotsman Guide最高發放者連續11年； 芝加哥代理人雜誌連續七年評選的年度貸款人； 芝加哥論壇的七年“最佳工作場所”名單。 訪問rate.com以獲取更多信息。
保證利率
SOURCE Guaranteed Rate
消息來源：Guaranteed Rate
譯文內容由第三人軟體翻譯。