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'Google Pay Will Now Display Card Perks, BNPL Options And More' - TechCrunch

'Google Pay Will Now Display Card Perks, BNPL Options And More' - TechCrunch

“Google Pay 現在將顯示信用卡福利、BNPL 選項等”-TechCrunch
Benzinga ·  05/22 23:50

Google Pay is rolling out a number of updates that capitalize on its integrations with other Google products, like Android and the Chrome browser. Starting Wednesday, people who check out with Google Pay will be able to see their card benefits and perks before selecting a card; use "buy now, pay later" through partners like Affirm and Zip; and fill in their card details through biometrics or a PIN, instead of by entering their security code.

Google Pay正在推出多項更新,這些更新利用了與安卓和Chrome瀏覽器等其他谷歌產品的集成。從週三開始,使用Google Pay結賬的人將能夠在選擇信用卡之前查看自己的信用卡優惠和福利;通過Affirm和Zip等合作伙伴使用 “立即購買,稍後付款”;並通過生物識別或密碼填寫信用卡詳細信息,而不是通過輸入安全碼。

The changes are designed to enhance the consumer experience of using Google Pay and make it a more competitive option against other payment methods, including the developer or retailer's built-in payment system, often powered by businesses like Stripe, as well as the payment services from other tech giants, like Apple, Amazon and PayPal, for instance.

這些變化旨在增強消費者使用Google Pay的體驗,使其成爲與其他支付方式相比更具競爭力的選擇,包括開發商或零售商的內置支付系統(通常由Stripe等企業提供支持),以及蘋果、亞馬遜和PayPal等其他科技巨頭的支付服務。

One of the most compelling features now rolling out is the ability to see each of the cards' benefits and rewards before making a selection. Google notes that consumers who have multiple credit cards with different perks may not always remember which is the best card to use when. Some cards offer travel-related perks, for example, while others may offer dining perks or cash back. Now, when someone clicks into the Card Number box to pick a card from a list of saved payment methods, Google Pay will showcase relevant card benefits that accompany each card.

目前推出的最引人注目的功能之一是能夠在選擇之前查看每張卡的權益和獎勵。谷歌指出,擁有多張具有不同優惠的信用卡的消費者可能並不總是記得哪張卡最適合在什麼時候使用。例如,有些卡提供與旅行相關的福利,而另一些則可能提供餐飲津貼或現金返還。現在,當有人點擊 “卡號” 框從已保存的付款方式列表中選擇一張卡時,Google Pay將展示每張卡附帶的相關信用卡優惠。

This feature will initially support American Express and Capital One cards, but Google says it plans to expand to include more cards in the future. It also only works on Chrome desktop for the time being.

該功能最初將支持美國運通和Capital One卡,但谷歌表示計劃在未來擴展到包括更多卡。它目前也只能在Chrome桌面上運行。

Another new feature is the introduction of the "buy now, pay later" (BNPL) option when checking out. Google began piloting this option earlier this year, but it's now rolling out to more merchant sites and Android apps across the U.S. The tech giant is partnering with BNPL firms for this offering, including Affirm and Zip. At checkout, Google Pay users can either sign into their existing accounts with these providers or sign up with a provider from the checkout screen, it says.

另一個新功能是在結賬時引入了 “立即購買,稍後付款”(BNPL)選項。谷歌在今年早些時候開始試行這一選項,但現在正在美國各地的更多商家網站和安卓應用程序中推出。這家科技巨頭正在與包括Affirm和Zip在內的BNPL公司合作推出該產品。它說,在結賬時,Google Pay用戶可以登錄這些提供商的現有賬戶,也可以從結賬屏幕向提供商註冊。

In addition, Google is making it easier to confirm the card of choice without having to enter its security code — a number that people often have to manually look up.

此外,谷歌還讓人們無需輸入安全碼即可更輕鬆地確認所選信用卡——人們通常需要手動查看這個數字。

Instead, Google will allow Chrome and Android users to verify their card details the same way they unlock their Android devices. That means users will be able to verify their card with a fingerprint, face scan or screen lock PIN. Users will also be able to set up device unlock that requires them to unlock their device before card details are shown. This feature is designed to keep card info safe from others who may have access to the device.

取而代之的是,谷歌將允許Chrome和安卓用戶以與解鎖安卓設備相同的方式驗證其信用卡詳細信息。這意味着用戶將能夠使用指紋、面部掃描或屏幕鎖定密碼來驗證他們的卡。用戶還可以設置設備解鎖,要求他們在顯示卡詳細信息之前解鎖設備。此功能旨在保護信用卡信息的安全,使其免受可能訪問該設備的其他人的侵害。

譯文內容由第三人軟體翻譯。


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