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OneMain Financial: 5 Reasons Why RV Ownership Is a Great Investment

OneMain Financial: 5 Reasons Why RV Ownership Is a Great Investment

OneMain Financial:擁有房車是一項不錯的投資的5個理由
Accesswire ·  05/20 22:00

NEW YORK, NY / ACCESSWIRE / May 20, 2024 / In recent years, RV ownership has surged in popularity, offering individuals and families numerous benefits beyond mere transportation. Whether an RV is paid for upfront or an RV loan is used, this is an investment in a lifestyle that could provide excitement and endless memories for the entire family.

紐約州紐約/ACCESSWIRE /2024年5月20日/近年來,房車所有權激增,除了交通外,還爲個人和家庭提供了許多福利。無論是預付房車還是使用房車貸款,這都是一種對生活方式的投資,可以爲整個家庭帶來刺激和無盡的回憶。

This article explores five reasons why owning an RV is a wise investment, from financial advantages to unparalleled experiences showcasing the long-term value.

本文探討了擁有房車是一項明智投資的五個原因,從財務優勢到展示長期價值的無與倫比的體驗。

1. Camping becomes an entirely different experience

1。露營成爲一種完全不同的體驗

Camping in an RV is far superior to camping in a tent. Some purists might disagree, but even those who are diehard for the outdoors can appreciate the benefit of having a roof overhead when the rain clouds roll in. RVs also extend the camping season. Many have propane heaters that can make camping in colder months possible.

在房車中露營遠勝於在帳篷裏露營。一些純粹主義者可能不同意,但即使是那些對戶外活動非常執着的人,也能體會到雨雲滾滾時在頭頂有屋頂的好處。房車還延長了露營季節。許多人都有丙烷加熱器,可以讓在較冷的月份露營。

2. No baggage fees for packing more luggage

2。打包更多行李不收行李費

Anyone who's flown on a plane for a vacation can appreciate this one. The airlines charge baggage fees for extra suitcases. That's not a problem with an RV. Space is not unlimited, but there's certainly enough room for several suitcases of extra luggage, and much of it doesn't need to be packed or unpacked. It can just stay on board for the next trip. Traveling in an RV is especially beneficial for families with small children who need to pack all the necessities.

任何乘飛機度假的人都可以欣賞這個。航空公司對額外的行李收取行李費。對於房車來說,這不是問題。空間不是無限的,但肯定有足夠的空間容納幾個行李箱的額外行李,而且其中大部分不需要打包或拆包。它可以在下次旅行時留在船上。對於有小孩的家庭來說,乘坐房車旅行特別有利,他們需要打包所有必需品。

3. Living in an RV Can Be Cheaper Than Living in a Home

3.住在房車裏可能比住在家裏便宜

RV living eliminates expenses like property taxes, mortgage or rent payments, and homeowner's insurance. The average yearly cost of maintenance and repairs for a residence ranges from 1% to 4% of a home's value. Additionally, utilities like electricity, water, and heating are typically lower in an RV because of its smaller size and efficient design.

房車生活消除了財產稅、抵押貸款或租金支付以及房主保險等費用。住宅的平均年維護和維修成本在房屋價值的1%至4%之間。此外,房車中的電、水和暖氣等公用事業通常較低,因爲其體積更小,設計高效。

Many RV parks offer affordable long-term rental rates that provide access to amenities at a fraction of the cost of traditional housing options. Overall, the cost-effectiveness of RV living makes it an appealing choice for those seeking to downsize, travel frequently, or adopt a more minimalist lifestyle.

許多房車公園提供負擔得起的長期租金,以傳統住房選項的一小部分成本提供便利設施。總體而言,房車生活的成本效益使其成爲那些尋求縮小規模、經常旅行或採用更簡約生活方式的人的有吸引力的選擇。

4. RV Owners Aren't Stuck in One Place

4。房車車主不會被困在一個地方

Freedom is a concept that means different things to different people. For an RV owner, freedom is picking up and leaving at any time. An RV is a self-contained living space and transport vehicle. It can function as a permanent residence, but the scenery around that residence can be changed at any time.

自由這個概念對不同的人來說意味着不同的東西。對於房車車主來說,自由可以隨時恢復和離開。房車是一種獨立的生活空間和運輸工具。它可以用作永久居所,但該住所周圍的風景可以隨時改變。

5. Older RVs Depreciate Slower than brand new ones

5。舊房車的貶值速度比全新的房車慢

RVs tend to depreciate more during their first year on the road, and then it slows down in the first ten years. This slowdown is primarily because older RVs have already absorbed the bulk of their depreciation in their earlier years. As they continue to age, the depreciation rate gradually decreases, especially if the vehicle has been well-maintained and remains in good condition.

房車在上路的第一年往往會進一步貶值,然後在最初的十年中會放緩。這種放緩的主要原因是較舊的房車早年已經吸收了大部分的貶值。隨着車輛的持續老化,折舊率逐漸降低,尤其是在車輛保養良好且狀況良好的情況下。

The Bottom Line

底線

The investment value of an RV can't be measured in dollars and cents. A recreational vehicle makes camping an entirely new experience. RV owners don't need to pay baggage fees to travel, and they're not stuck in one place. On the financial side, living in an RV can be cheaper than living in a home and used RVs depreciate slower than new ones.

房車的投資價值不能用美元和美分來衡量。休閒車使露營成爲一種全新的體驗。房車車主無需支付行李費即可旅行,而且他們不會被困在一個地方。在財務方面,住在房車裏可能比住在家裏便宜,二手房車的貶值速度比新房車慢。

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OneMain Financial is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans.

OneMain Financial在爲非主要客戶提供負責任的信貸渠道方面處於領先地位,致力於改善辛勤工作的美國人的財務狀況。

Contact Information:

聯繫信息:

Sonakshi Murze
Manager
sonakshi.murze@iquanti.com

Sonakshi Murze
經理
sonakshi.murze@iquanti.com

SOURCE: OneMain Financial

來源:OneMain 財經

譯文內容由第三人軟體翻譯。


以上內容僅用作資訊或教育之目的,不構成與富途相關的任何投資建議。富途竭力但無法保證上述全部內容的真實性、準確性和原創性。
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