How To Earn $500 A Month From Bank of America Stock Following Upbeat Q1 Earnings
How To Earn $500 A Month From Bank of America Stock Following Upbeat Q1 Earnings
Bank of America Corp (NYSE:BAC) reported better-than-expected earnings for its first quarter on April 16.
美國銀行（紐約證券交易所代碼：BAC）於4月16日公佈的第一季度收益好於預期。
The Charlotte, North Carolina-based bank posted quarterly adjusted net income of $7.2 billion and adjusted EPS of 83 cents, beating the consensus of 77 cents. Revenue, net of interest expense, decreased 2% year over year to $25.8 billion. Adjusted revenue declined 1.6% year over year to $25.98 billion, beating the consensus of $25.46 billion, according to data from Benzinga Pro.
這家總部位於北卡羅來納州夏洛特的銀行公佈的季度調整後淨收入爲72億美元，調整後的每股收益爲83美分，超過了預期的77美分。扣除利息支出的收入同比下降2％，至258億美元。根據Benzinga Pro的數據，調整後的收入同比下降1.6％，至259.8億美元，超過了共識的254.6億美元。
On April 25, Bank of America declared a regular quarterly cash dividend of 24 cents per share, payable on June 28 to shareholders of record as of June 7.
4月25日，美國銀行宣佈定期派發每股24美分的季度現金股息，將於6月28日支付給截至6月7日的登記股東。
With the recent buzz around Bank of America, some investors may be eyeing potential gains from the company's dividends. As of now, Bank of America has a dividend yield of 2.68%, which is a quarterly dividend amount of 24 cents a share (96 cents a year).
隨着最近圍繞美國銀行的熱議，一些投資者可能正在關注該公司的股息的潛在收益。截至目前，美國銀行的股息收益率爲2.68％，即每股24美分（每年96美分）。
To figure out how to earn $500 monthly from Bank of America, we start with the yearly target of $6,000 ($500 x 12 months).
爲了弄清楚如何從美國銀行每月賺取500美元，我們首先將年度目標定爲6,000美元（500美元x12個月）。
Next, we take this amount and divide it by Bank of America's $0.96 dividend: $6,000 / $0.96 = 6,250 shares
接下來，我們將這個金額除以美國銀行的0.96美元股息：6,000美元/0.96美元 = 6,250股
So, an investor would need to own approximately $223,688 worth of Bank of America, or 6,250 shares to generate a monthly dividend income of $500.
因此，投資者需要擁有價值約223,688美元的美國銀行股票，或6,250股股票才能產生500美元的月股息收入。
Assuming a more conservative goal of $100 monthly ($1,200 annually), we do the same calculation: $1,200 / $0.96 = 1,250 shares, or $44,738 to generate a monthly dividend income of $100.
假設更保守的目標是每月100美元（每年1200美元），我們的計算方法相同：1200美元/0.96美元=1,250股，或44,738美元，月股息收入爲100美元。
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Note that dividend yield can change on a rolling basis, as the dividend payment and the stock price both fluctuate over time.
請注意，股息收益率可能會滾動變化，因爲股息支付和股票價格都會隨着時間的推移而波動。
The dividend yield is calculated by dividing the annual dividend payment by the current stock price. As the stock price changes, the dividend yield will also change.
股息收益率的計算方法是將年度股息支付額除以當前股價。隨着股價的變化，股息收益率也將發生變化。
For example, if a stock pays an annual dividend of $2 and its current price is $50, its dividend yield would be 4%. However, if the stock price increases to $60, the dividend yield would decrease to 3.33% ($2/$60).
例如，如果一隻股票的年度股息爲2美元，其當前價格爲50美元，則其股息收益率將爲4％。但是，如果股價上漲至60美元，股息收益率將降至3.33％（2美元/60美元）。
Conversely, if the stock price decreases to $40, the dividend yield would increase to 5% ($2/$40).
相反，如果股價跌至40美元，股息收益率將增加到5％（2美元/40美元）。
Further, the dividend payment itself can also change over time, which can also impact the dividend yield. If a company increases its dividend payment, the dividend yield will increase even if the stock price remains the same. Similarly, if a company decreases its dividend payment, the dividend yield will decrease.
此外，股息支付本身也可能隨着時間的推移而發生變化，這也可能影響股息收益率。如果公司增加股息支付，即使股價保持不變，股息收益率也會增加。同樣，如果公司減少股息支付，股息收益率將降低。
BAC Price Action: Shares of Bank of America fell 1.5% to close at $35.79 on Monday.
BAC價格走勢：週一，美國銀行股價下跌1.5％，收於35.79美元。
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譯文內容由第三人軟體翻譯。