Earnings Call Summary | Associated Banc(ASB.US) Q1 2024 Earnings Conference
Earnings Call Summary | Associated Banc(ASB.US) Q1 2024 Earnings Conference
The following is a summary of the Associated Banc-Corp (ASB) Q1 2024 Earnings Call Transcript:
以下是美聯銀行（ASB）2024年第一季度業績電話會議記錄的摘要：
Financial Performance:
財務業績：
Associated Banc-Corp reported Q1 2024 earnings of $0.52 per share, showing a robust core earnings profile.
Net Interest Income saw a 2% increase, totaling $258 million.
A decrease in Loan balances was observed on a quarterly average basis due to a significant mortgage loan sale, but there was a $278 million increase on a period-end basis.
Non-interest income was at $65 million, up $3 million from the same period last year, primarily coming from service charges and deposit account fees.
美聯銀行公佈的2024年第一季度每股收益爲0.52美元，顯示出強勁的核心收益狀況。
淨利息收入增長了2％，總額爲2.58億美元。
由於大量抵押貸款銷售，貸款餘額按季度平均值減少，但期末增加了2.78億美元。
非利息收入爲6500萬美元，比去年同期增加了300萬美元，主要來自服務費和存款賬戶費用。
Business Progress:
業務進展：
The firm's focus on customer acquisition and enhancing returns led to positive household growth across the bank.
Recognition for improved customer experience was seen as the firm was named number one for retail banking satisfaction in the Upper Midwest by J.D. Power.
Notable investments were made in enhancing digital experiences for customers and enhancing the firm's product offerings.
Phase 2 of their strategic plan is progressing well, with major hires and product launches finalized.
The firm keeps a close eye on credit risk based on macroeconomic factors like ongoing inflation and labor cost pressures.
For 2024, the bank aims to maintain its core customer deposit growth of 3% to 5%.
該公司專注於獲取客戶和提高回報，這使整個銀行的家庭實現了正增長。
該公司被J.D. Power評爲中西部上游零售銀行滿意度排名第一，這被視爲對客戶體驗改善的認可。
在增強客戶的數字體驗和增強公司的產品供應方面進行了大量投資。
他們的戰略計劃的第二階段進展順利，主要招聘和產品發佈已經完成。
該公司根據持續的通貨膨脹和勞動力成本壓力等宏觀經濟因素密切關注信用風險。
到2024年，該銀行的目標是保持其核心客戶存款增長3％至5％。
More details: Associated Banc IR
更多詳情： 美聯銀行投資者關係
Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：欲了解更多詳情，請訪問投資者關係網站。本文僅供投資者參考，不構成任何投資建議。
譯文內容由第三人軟體翻譯。