First Guaranty Bancshares, Inc. Announces Second Quarter 2023 Results
First Guaranty Bancshares, Inc. Announces Second Quarter 2023 Results
HAMMOND, La., Aug. 09, 2023 (GLOBE NEWSWIRE) -- First Guaranty Bancshares, Inc. ("First Guaranty") (NASDAQ: FGBI), the holding company for First Guaranty Bank, announced its unaudited financial results for the quarter ending June 30, 2023.
環球通訊社，路易西安那州哈蒙德，2023年8月9日--第一擔保銀行的控股公司第一擔保銀行股份有限公司(以下簡稱：第一擔保)公佈了截至2023年6月30日的季度未經審計的財務業績。
Resilient: Springing back, rebounding. Returning to the original form for position after being bent, compressed or stretched. Recovering readily from illness, depression, adversity, or the like; buoyant. Random House Webster's Unabridged Dictionary Second Edition.
堅韌不拔：反彈、反彈。彎曲、壓縮或拉伸後恢復到原來的位置。快活的從疾病、抑鬱、逆境或類似事物中迅速恢復的；快活的蘭登書屋韋伯斯特未刪節詞典，第二版。
Another good word is strong. An even better word is tough. These are words that describe what First Guaranty has been during a six month period in which we have survived wound after wound, not of our own causing as we continue to deliver to our shareholders, customers, and our staff members extraordinary results.
另一個好詞是強勢。一個更好的詞是艱難。這些話描述了First Guaranty在六個月的時間裡經歷了什麼，在這段時間裡，我們經歷了一個又一個創傷，而不是我們自己造成的，因為我們繼續為我們的股東、客戶和員工提供非凡的業績。
The latest of these have been the FDIC deposit insurance adjustment which was $450,000 for the second quarter.
最近的一次調整是聯盟存款保險公司第二季度的存款保險調整，調整金額為45萬美元。
Enough crying over spilt milk. This is what we did to make it better. Our interest income for the second quarter of 2023 increased to $43,781,000 compared to $32,540,000 for the second quarter of 2022. For the six months ending June 30, 2023, our interest income totaled $85,068,000 compared to $63,019,000. Our interest expense stabilized at $22,868,000 for the quarter compared to $41,854,000 for the six month period ending June 30, 2023.
為打翻的牛奶哭得夠多了。這就是我們為了讓它變得更好而做的事情。我們2023年第二季度的利息收入從2022年第二季度的32,540,000美元增加到43,781,000美元。截至2023年6月30日的6個月，我們的利息收入總額為85,068,000美元，相比之下，我們的利息收入為63,019,000美元。本季度我們的利息支出穩定在22,868,000美元，而截至2023年6月30日的6個月為41,854,000美元。
We have significantly increased our loan interest income to offset the increased cost of deposits which are set by the Federal Reserve. For the quarter, we made over $2,000,000 for our shareholders even after the FDIC assessment.
我們大幅增加了貸款利息收入，以抵消美聯儲設定的增加的存款成本。就本季度而言，即使在FDIC評估之後，我們也為股東賺取了200多萬美元。
Basically, we have and will continue to make a lot of money for our shareholders. We are working very hard to control non-interest expense. We are working very hard to expand our interest margin. Our lenders have done a great job working to increase the rates we receive for our loans.
基本上，我們已經並將繼續為我們的股東賺很多錢。我們正在非常努力地控制非利息支出。我們正在非常努力地擴大利差。我們的貸款人在努力提高我們的貸款利率方面做得很好。
Let's keep moving forward. Let's be resilient. Let's be TOUGH.
讓我們繼續前進吧。讓我們變得更有彈性。讓我們變得強硬起來。
About First Guaranty Bancshares, Inc.
第一擔保銀行股份有限公司簡介
First Guaranty Bancshares, Inc. is the holding company for First Guaranty Bank, a Louisiana state-chartered bank. Founded in 1934, First Guaranty Bank offers a wide range of financial services and focuses on building client relationships and providing exceptional customer service. First Guaranty Bank currently operates thirty-six locations throughout Louisiana, Texas, Kentucky and West Virginia. First Guaranty's common stock trades on the NASDAQ under the symbol FGBI. For more information, visit .
First Guaranty BancShares是路易西安那州特許銀行First Guaranty Bank的控股公司。First Guaranty Bank成立於1934年，提供廣泛的金融服務，專注於建立客戶關係和提供卓越的客戶服務。First Guaranty Bank目前在路易西安那州、德克薩斯州、肯塔基州和西弗吉尼亞州設有36個辦事處。First Guaranty的普通股在納斯達克上交易，代碼為FGBI。有關更多資訊，請訪問。
Forward Looking Statements
前瞻性陳述
This press release contains forward-looking statements within the meaning of the U.S. federal securities laws. Forward-looking statements are any statements other than statements of historical fact which represent our current judgement about possible future events. We believe these judgements are reasonable, but these statements are not guarantees of any future events or financial results, and our actual results may differ materially due to a variety of factors, many of which are described in our most recent Annual Report on Form 10-K and our other filings with the U.S. Securities and Exchange Commission. We caution readers not to place undue reliance on forward-looking statements. Forward-looking statements speak only as of the date they are made, and we undertake no obligation to update or otherwise revise any forward-looking statements.
本新聞稿包含符合美國聯盟證券法的前瞻性陳述。前瞻性陳述是除歷史事實陳述之外的任何陳述，這些陳述代表我們目前對未來可能發生的事件的判斷。我們相信這些判斷是合理的，但這些陳述並不能保證未來的任何事件或財務結果，而且由於各種因素，我們的實際結果可能會大不相同，其中許多因素在我們最新的Form 10-K年度報告和我們提交給美國證券交易委員會的其他檔案中進行了描述。我們告誡讀者不要過度依賴前瞻性陳述。前瞻性陳述僅在發表之日發表，我們不承擔更新或以其他方式修改任何前瞻性陳述的義務。
For full release click here.
要獲取完整版本，請點擊這裡。
CONTACT: ALTON LEWIS, CEO AND ERIC DOSCH, CFO
聯繫人：首席執行官奧爾頓·劉易斯和首席財務官埃裡克·多施
985.375.0350 / 985.375.0308
985.375.0350/985.375.0308
譯文內容由第三人軟體翻譯。