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Interested In United Overseas Insurance's (SGX:U13) Upcoming S$0.085 Dividend? You Have Four Days Left

Interested In United Overseas Insurance's (SGX:U13) Upcoming S$0.085 Dividend? You Have Four Days Left

對聯合海外保險(SGX: U13)即將到來的0.085新元分紅感興趣嗎?你還剩四天
Simply Wall St ·  2023/07/29 06:23

Readers hoping to buy United Overseas Insurance Limited (SGX:U13) for its dividend will need to make their move shortly, as the stock is about to trade ex-dividend. The ex-dividend date is usually set to be one business day before the record date which is the cut-off date on which you must be present on the company's books as a shareholder in order to receive the dividend. The ex-dividend date is important as the process of settlement involves two full business days. So if you miss that date, you would not show up on the company's books on the record date. Meaning, you will need to purchase United Overseas Insurance's shares before the 2nd of August to receive the dividend, which will be paid on the 16th of August.

希望購買的讀者大華保險有限公司(新加坡證券交易所股票代碼:U13)由於該股即將進行不含股息的交易,其派息將需要很快採取行動。除息日期通常被設定為記錄日期之前的一個工作日,也就是你必須作為股東出現在公司賬簿上才能獲得股息的截止日期。除息日期很重要,因為結算過程需要整整兩個工作日。因此,如果你錯過了那個日期的預期,你就不會在記錄日期出現在公司的賬簿上。這意味著,你需要在8月2日之前購買大華保險的股票才能獲得股息,股息將在8月16日支付。

The company's next dividend payment will be S$0.085 per share, on the back of last year when the company paid a total of S$0.17 to shareholders. Last year's total dividend payments show that United Overseas Insurance has a trailing yield of 2.7% on the current share price of SGD6.23. If you buy this business for its dividend, you should have an idea of whether United Overseas Insurance's dividend is reliable and sustainable. As a result, readers should always check whether United Overseas Insurance has been able to grow its dividends, or if the dividend might be cut.

該公司的下一次股息將是S每股0.085美元,而去年公司向股東支付的S股息總計為0.17美元。去年的股息支付總額顯示,大華保險在當前股價6.23新元的基礎上,往績收益率為2.7%。如果你購買這項業務是為了它的股息,你應該對大華保險的股息是否可靠和可持續有所瞭解。因此,讀者應該隨時查看大華保險是否能夠增加股息,或者股息是否可能被削減。

View our latest analysis for United Overseas Insurance

查看我們對大華保險的最新分析

Dividends are typically paid out of company income, so if a company pays out more than it earned, its dividend is usually at a higher risk of being cut. That's why it's good to see United Overseas Insurance paying out a modest 48% of its earnings.

股息通常從公司收入中支付,因此,如果一家公司支付的股息超過了它的收入,它的股息通常被削減的風險更高。這就是為什麼看到大華保險只支付了其收益的48%是件好事。

When a company paid out less in dividends than it earned in profit, this generally suggests its dividend is affordable. The lower the % of its profit that it pays out, the greater the margin of safety for the dividend if the business enters a downturn.

當一家公司支付的股息低於其利潤時,這通常表明它的股息是負擔得起的。它支付的利潤的百分比越低,如果業務進入低迷,股息的安全邊際就越大。

Click here to see how much of its profit United Overseas Insurance paid out over the last 12 months.

單擊此處查看大華保險在過去12個月中支付了多少利潤。

historic-dividend
SGX:U13 Historic Dividend July 28th 2023
新交所:U13歷史性股息2023年7月28日

Have Earnings And Dividends Been Growing?

盈利和股息一直在增長嗎?

Businesses with shrinking earnings are tricky from a dividend perspective. If earnings fall far enough, the company could be forced to cut its dividend. United Overseas Insurance's earnings per share have fallen at approximately 8.0% a year over the previous five years. When earnings per share fall, the maximum amount of dividends that can be paid also falls.

從分紅的角度來看,收益縮水的企業很棘手。如果收益降幅足夠大,該公司可能會被迫削減股息。過去五年,大華保險的每股收益以每年約8.0%的速度下降。當每股收益下降時,可以支付的最高股息金額也會下降。

Many investors will assess a company's dividend performance by evaluating how much the dividend payments have changed over time. United Overseas Insurance has delivered 1.3% dividend growth per year on average over the past 10 years.

許多投資者將通過評估一家公司的股息支付隨著時間的推移發生了多大變化來評估公司的股息表現。過去10年,大華保險平均每年實現1.3%的股息增長。

To Sum It Up

總結一下

From a dividend perspective, should investors buy or avoid United Overseas Insurance? United Overseas Insurance's earnings per share are down over the past five years, although it has the cushion of a low payout ratio, which would suggest a cut to the dividend is relatively unlikely. It doesn't appear an outstanding opportunity, but could be worth a closer look.

從分紅角度來看,投資者應該買入還是避免買入大華保險?大華保險的每股收益在過去五年裡有所下降,儘管它有低派息率的緩衝,這表明削減股息的可能性相對較小。這似乎不是一個絕佳的機會,但可能值得仔細看看。

However if you're still interested in United Overseas Insurance as a potential investment, you should definitely consider some of the risks involved with United Overseas Insurance. For example, United Overseas Insurance has 3 warning signs (and 2 which are a bit unpleasant) we think you should know about.

然而,如果你仍然對大華保險感興趣,作為一種潛在的投資,你肯定應該考慮大華保險涉及的一些風險。例如,大華保險擁有3個警示標誌(和2個令人不快的地方)我們認為你應該知道。

A common investing mistake is buying the first interesting stock you see. Here you can find a full list of high-yield dividend stocks.

一個常見的投資錯誤是購買你看到的第一隻有趣的股票。在這裡你可以找到高收益股息股的完整名單。

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

對這篇文章有什麼反饋嗎?擔心內容嗎? 保持聯繫直接與我們聯繫.或者,也可以給編輯組發電子郵件,地址是暗示Wallst.com。
本文由Simply Wall St.撰寫,具有概括性.我們僅使用不偏不倚的方法提供基於歷史數據和分析師預測的評論,我們的文章並不打算作為財務建議.它不構成買賣任何股票的建議,也沒有考慮你的目標或你的財務狀況.我們的目標是為您帶來由基本面數據驅動的長期重點分析.請注意,我們的分析可能不會將最新的對價格敏感的公司公告或定性材料考慮在內.Simply Wall St.對上述任何一隻股票都沒有持倉.

譯文內容由第三人軟體翻譯。


以上內容僅用作資訊或教育之目的,不構成與富途相關的任何投資建議。富途竭力但無法保證上述全部內容的真實性、準確性和原創性。
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