Chinanews.com, Jan. 19, according to the official website of the Bancassurance Regulatory Commission, the administrative penalty information published by the Anshan Bancassurance Supervision Bureau of the China Banking and Insurance Regulatory Commission (2022) 6 shows that due to the lack of "three checks" of liquidity loans in the Anshan Branch of China Everbright Bank Co., Ltd., according to Article 46 of the Banking Supervision and Administration Law of the people's Republic of China, the Anshan Banking and Insurance Regulatory Commission Branch is in accordance with Article 46 of the Banking Supervision and Administration Law of the people's Republic of China He will be fined 200000 yuan, and the penalty date will be January 18, 2022.
According to the financial report, Everbright Bank achieved an operating income of 152.753 billion yuan in 2021, an increase of 7.14% over the previous year, a total profit of 52.946 billion yuan, an increase of 16.30% over the previous year, a net profit of 43.64 billion yuan, an increase of 15.06% over the previous year, and a net profit of 43.407 billion yuan belonging to the bank's shareholders, an increase of 14.73% over the previous year.
From a quarterly point of view, Everbright Bank realized operating income of 38.691 billion yuan and net profit of 11.515 billion yuan in the first quarter of 2021, 38.347 billion yuan of operating income and 10.921 billion yuan of net profit in the second quarter, and 39.686 billion yuan of operating income and 12.64 billion yuan of net profit in the third quarter. Based on this calculation, Everbright Bank achieved operating income of 36.029 billion yuan and net profit of 8.331 billion yuan in the fourth quarter. It can be seen that Everbright Bank's fourth-quarter performance was the worst in the four quarters of 2021, with revenue down 9.21% and net profit down 34.09%.
By the end of 2021, Everbright Bank had total assets of 5.902384 trillion yuan, an increase of 9.95 percent over the end of last year; total liabilities of 5.417949 trillion yuan, an increase of 10.28 percent over the end of last year; and owners' equity of 377.658 billion yuan belonging to the bank's common shareholders, an increase of 8.34 percent over the end of last year.
In terms of asset quality, Everbright Bank's non-performing loans totaled 41.366 billion yuan, down 0.72 percent from the end of last year; the non-performing loan ratio was 1.25 percent, down 0.13 percent from the end of last year; and the provision coverage rate was 187.02 percent, an increase of 4.31 percentage points over the end of last year.
As of January 19, Everbright Bank closed at 3.44 yuan per share, an increase of 0.58%, with a total market capitalization of about 185.8 billion yuan.