牛牛AI助理已提取核心訊息
On February 13, 2024, Upstart Holdings, Inc., a Delaware-incorporated AI lending marketplace, filed a Form 8-K report with the SEC, announcing its financial results for the fourth quarter and the full fiscal year ended December 31, 2023. Despite a challenging lending environment, Upstart reported a total revenue of $140 million for Q4 2023, marking a 4% decrease from Q4 2022, but a sequential increase of 4%. The company originated 129,664 loans totaling $1.3 billion in Q4, a 19% decrease from the previous year. However, the conversion rate improved to 11.6% from 10.5%. The loss from operations decreased to $(47.5) million from $(58.5) million year-over-year. For the full year, total revenue was $514 million, a 39% decrease from the previous year, with a total of 437,659 loans originated, amounting to $4.6 billion, a 59% decrease. The net loss for the year was...Show More
On February 13, 2024, Upstart Holdings, Inc., a Delaware-incorporated AI lending marketplace, filed a Form 8-K report with the SEC, announcing its financial results for the fourth quarter and the full fiscal year ended December 31, 2023. Despite a challenging lending environment, Upstart reported a total revenue of $140 million for Q4 2023, marking a 4% decrease from Q4 2022, but a sequential increase of 4%. The company originated 129,664 loans totaling $1.3 billion in Q4, a 19% decrease from the previous year. However, the conversion rate improved to 11.6% from 10.5%. The loss from operations decreased to $(47.5) million from $(58.5) million year-over-year. For the full year, total revenue was $514 million, a 39% decrease from the previous year, with a total of 437,659 loans originated, amounting to $4.6 billion, a 59% decrease. The net loss for the year was $(240) million, compared to $(109) million in the prior year. Upstart's contribution profit for Q4 was $95.6 million, a 17% increase, with a contribution margin of 63%. Adjusted EBITDA for Q4 was $0.6 million, an improvement from a $(16.6) million loss in the same quarter of the prior year. For Q1 2024, Upstart anticipates revenue of approximately $125 million, a contribution margin of 61%, and a net loss of approximately $(75) million. The company will host a conference call and webcast to discuss the results.
2024年2月13日，特拉華州註冊的人工智能貸款市場Upstart Holdings, Inc. 向美國證券交易委員會提交了8-K表報告，公佈了截至2023年12月31日的第四季度和整個財年的財務業績。儘管貸款環境充滿挑戰，但Upstart報告稱，2023年第四季度的總收入爲1.4億美元，較2022年第四季度下降了4％，但連續增長了4％。該公司在第四季度發放了總額爲13億美元的129,664筆貸款，比上年下降了19％。但是，轉化率從10.5％提高到11.6％。運營虧損從同比的5,850萬美元降至4,750萬美元。全年總收入爲5.14億美元，比上年下降39％，共發放了437,659筆貸款，總額爲...展開全部
2024年2月13日，特拉華州註冊的人工智能貸款市場Upstart Holdings, Inc. 向美國證券交易委員會提交了8-K表報告，公佈了截至2023年12月31日的第四季度和整個財年的財務業績。儘管貸款環境充滿挑戰，但Upstart報告稱，2023年第四季度的總收入爲1.4億美元，較2022年第四季度下降了4％，但連續增長了4％。該公司在第四季度發放了總額爲13億美元的129,664筆貸款，比上年下降了19％。但是，轉化率從10.5％提高到11.6％。運營虧損從同比的5,850萬美元降至4,750萬美元。全年總收入爲5.14億美元，比上年下降39％，共發放了437,659筆貸款，總額爲46億美元，下降了59％。該年度的淨虧損爲2.4億美元，而去年同期的淨虧損爲1.09億美元。Upstart第四季度的貢獻利潤爲9,560萬美元，增長了17％，貢獻利潤率爲63％。第四季度調整後的息稅折舊攤銷前利潤爲60萬美元，較去年同期的虧損1,660萬美元（1,660萬美元）有所改善。Upstart預計2024年第一季度的收入約爲1.25億美元，貢獻率爲61％，淨虧損約爲7500萬美元。該公司將舉辦電話會議和網絡直播，討論結果。
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