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American Express | 8-K: U.S. Consumer and U.S. Small Business Delinquency and Write-off Rate Statistics

美國運通 | 8-K:美國消費者和美國小微企業卡會員貸款組合拖欠和註銷率統計數據

SEC announcement ·  01/16 13:00
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American Express Company has furnished its delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member lending portfolios for the months ending December 31, November 30, and October 31, 2023, as well as the cumulative data for the three months ended December 31, 2023. The report, filed with the SEC on January 16, 2024, indicates that U.S. Consumer Card Member loans stood at $83.2 billion with a 30-day past due rate of 1.4% and a net write-off rate of 2.5% for December 2023. U.S. Small Business Card Member loans totaled $25.8 billion, with the same 30-day past due rate and a net write-off rate of 2.2%. The total combined loans for both portfolios reached $109.0 billion. The company also provided additional information on the credit performance of the American Express Credit Account Master Trust, which reported an ending total principal balance of $27.2 billion and an annualized default rate, net of recoveries, of 1.5% for December 2023. These statistics are supplementary to the monthly Form 10-D report filed by the Lending Trust.
American Express Company has furnished its delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member lending portfolios for the months ending December 31, November 30, and October 31, 2023, as well as the cumulative data for the three months ended December 31, 2023. The report, filed with the SEC on January 16, 2024, indicates that U.S. Consumer Card Member loans stood at $83.2 billion with a 30-day past due rate of 1.4% and a net write-off rate of 2.5% for December 2023. U.S. Small Business Card Member loans totaled $25.8 billion, with the same 30-day past due rate and a net write-off rate of 2.2%. The total combined loans for both portfolios reached $109.0 billion. The company also provided additional information on the credit performance of the American Express Credit Account Master Trust, which reported an ending total principal balance of $27.2 billion and an annualized default rate, net of recoveries, of 1.5% for December 2023. These statistics are supplementary to the monthly Form 10-D report filed by the Lending Trust.
美國運通公司已經提供了截至2023年12月31日、11月30日和10月31日的月份的美國消費者和美國小企業卡會員貸款組合的拖欠和註銷統計數據,以及截至2023年12月31日的三個月的累計數據。這份於2024年1月16日向美國證券交易委員會提交的報告顯示,美國消費者卡會員貸款爲832億美元,30天的逾期利率爲1.4%,2023年12月的淨註銷率爲2.5%。美國小企業卡會員貸款總額爲258億美元,過期30天利率相同,淨註銷率爲2.2%。兩個投資組合的合併貸款總額達到1090億美元。該公司還提供了有關美國運通信用賬戶主信託信貸表現的更多信息,該公司報告稱,2023年12月的期末總本金餘額爲272億美元,扣除回款後的年化違約率爲1.5%。這些統計數據是貸款信託提交的每月10-D表報告的補充。
美國運通公司已經提供了截至2023年12月31日、11月30日和10月31日的月份的美國消費者和美國小企業卡會員貸款組合的拖欠和註銷統計數據,以及截至2023年12月31日的三個月的累計數據。這份於2024年1月16日向美國證券交易委員會提交的報告顯示,美國消費者卡會員貸款爲832億美元,30天的逾期利率爲1.4%,2023年12月的淨註銷率爲2.5%。美國小企業卡會員貸款總額爲258億美元,過期30天利率相同,淨註銷率爲2.2%。兩個投資組合的合併貸款總額達到1090億美元。該公司還提供了有關美國運通信用賬戶主信託信貸表現的更多信息,該公司報告稱,2023年12月的期末總本金餘額爲272億美元,扣除回款後的年化違約率爲1.5%。這些統計數據是貸款信託提交的每月10-D表報告的補充。

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