Recently, the fluctuation of gold prices has intensified, increasing market risks. Several banks have announced adjustments to the risk levels and investment thresholds of gold investment products and issued warnings, reminding investors to enhance their awareness of risk prevention in personal gold accumulation and other precious metals trading businesses, to manage positions reasonably, to timely monitor position holdings and changes in margin balances, and to invest rationally. Since the beginning of this year, China Construction Bank Corporation, Ping An Bank, Shanghai Rural Commercial Bank, and many other banks have raised the risk levels of their gold investment products. In addition, many banks including Bank of Communications, Bank of China, Agricultural Bank of China, CM Bank, and Industrial Bank have raised the minimum purchase amounts for accumulated gold, with adjustment ranges between 100 yuan and 120 yuan. The revised minimum purchase amount ranges from 650 yuan to 700 yuan.